AAATX vs TCTIX

Both AAATX and TCTIX are mutual funds. AAATX has a lower 5-year return than TCTIX (4.96% vs 5.2%). AAATX has a higher expense ratio than TCTIX (0.34% vs 0.29%). Below is the comparison between AAATX and TCTIX.

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AAATX TCTIX
Security Type Mutual fund Mutual fund
Category Target-Date 2000-2010 Target-Date 2000-2010
Family American Funds TIAA Investments
Net Assets $644.30M $667.20M
Expense Ratio 0.34% 0.29%
Management Style active active
30-Day Yield 1.68% 3.97%
Minimum Investment $250 $2,000,000
YTD Return -7.05% -9.30%
1-Year Return -4.77% -8.44%
3-Year Return 4.62% 3.86%
5-Year Return 4.96% 5.20%
10-Year Return 5.72% 5.87%

AAATX

AAATX description

The Fund seeks to provide for investors that plan to retire in 2010. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

AAATX performance & returns

YTD Return -7.05%
1-Month Return 3.15%
3-Month Return -0.09%
1-Year Return -4.77%
3-Year Return 4.62%
5-Year Return 4.96%
10-Year Return 5.72%
AAATX expense ratio is 0.34%.

AAATX holdings

Top 10 Holdings (80.28% of Total Assets)

Name Symbol % Assets
American Funds Interm Bd Fd of Amer R6 RBOGX 15.03%
American Funds Income Fund of Amer R6 RIDGX 12.72%
American Funds Capital Income Bldr R6 RIRGX 12.70%
American Funds Bond Fund of Amer R6 RBFGX 8.52%
American Funds Inflation Linked Bd R6 RILFX 6.51%
American Funds ST Bd Fd of Amer R6 RMMGX 6.27%
American Funds Mortgage R6 RMAGX 6.27%
American Funds American Mutual R6 RMFGX 4.72%
American Funds American High-Inc R6 RITGX 3.79%
American Funds Capital World Gr&Inc R6 RWIGX 3.75%

AAATX pros

None that we could think of.

AAATX cons

The following are AAATX weaknesses from our perspective:

  • AAATX net assets are $644.30 million. This fund is not a popular choice with retail investors.
  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.2604376843%, while the maximum front-end sales load is 5.75%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.

Other relevant AAATX comparisons

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TCTIX

TCTIX description

The Fund seeks high total return over time through a combination of capital appreciation and income by investing in Underlying Funds according to an asset allocation strategy designed for investors planning to retire in or within a few years of 2010.

TCTIX performance & returns

YTD Return -9.30%
1-Month Return 3.85%
3-Month Return -0.19%
1-Year Return -8.44%
3-Year Return 3.86%
5-Year Return 5.20%
10-Year Return 5.87%
TCTIX expense ratio is 0.29%.

TCTIX holdings

Top 10 Holdings (77.20% of Total Assets)

Name Symbol % Assets
TIAA-CREF Core Bond W TBBWX 20.81%
TIAA-CREF Core Plus Bond W TCBWX 12.99%
TIAA-CREF Short-Term Bond W TCTWX 10.90%
TIAA-CREF Inflation Link Bd W TIIWX 9.93%
TIAA-CREF Large-Cap Gr Idx W TRIWX 3.97%
TIAA-CREF Large-Cap Growth W TILWX 3.96%
TIAA-CREF Large-Cap Value W TRLWX 3.81%
Nuveen Dividend Value R6 FFEFX 3.80%
TIAA-CREF Growth & Income W TGIWX 3.52%
Nuveen Santa Barbara Dividend Growth R6 NSBFX 3.51%

TCTIX pros

The following are TCTIX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

TCTIX cons

The following are TCTIX weaknesses from our perspective:

  • TCTIX net assets are $667.20 million. This fund is not a popular choice with retail investors.

Other relevant TCTIX comparisons

You may also want to check out the following TCTIX comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
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