ARCVX vs AAETX

Both AAETX and ARCVX are mutual funds. AAETX has a higher 5-year return than ARCVX (7.04% vs 5.36%). AAETX has a lower expense ratio than ARCVX (0.34% vs 0.78%). Below is the comparison between AAETX and ARCVX.

AAETX ARCVX
Security Type Mutual fund Mutual fund
Segment U.S. Balanced: Target-Date 2030 U.S. Balanced: Target-Date 2030
Family American Funds American Century Investments
Net Assets $3.78B $445.90M
Expense Ratio 0.34% 0.78%
Management Style active active
Dividend Yield 1.10% 4.35%
Minimum Investment $1,000.00 $3,000.00
YTD Return -13.21% -12.90%
1-Year Return -7.82% -8.05%
3-Year Return 7.35% 5.54%
5-Year Return 7.04% 5.36%
10-Year Return 9.39% 6.96%

AAETX

AAETX description

The Fund seeks to provide for investors that plan to retire in 2030. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

AAETX performance & returns

YTD Return -13.21%
1-Month Return -6.65%
3-Month Return -7.82%
1-Year Return -7.82%
3-Year Return 7.35%
5-Year Return 7.04%
10-Year Return 9.39%
AAETX expense ratio is 0.34%.

AAETX holdings

Top 10 Holdings (60.15% of Total Assets)

Name Symbol % Assets
American Funds Washington Mutual R6 RWMGX 7.85%
American Funds Invmt Co of Amer R6 RICGX 7.17%
American Funds US Government Sec R6 RGVGX 6.56%
American Funds Fundamental Invs R6 RFNGX 6.13%
American Funds American Mutual R6 RMFGX 5.75%
American Funds American Balanced R6 RLBGX 5.64%
American Funds Global Balanced R6 RGBGX 5.61%
American Funds New Perspective R6 RNPGX 5.59%
American Funds Capital World Gr&Inc R6 RWIGX 5.12%
American Funds Capital World Bond R6 RCWGX 4.73%

AAETX pros

The following are AAETX strengths from our perspective:

  • AAETX 3-year return is 7.35%, which is higher than the 3-year return of the benchmark index (S&P Target Date 2030 TR USD), 6.44%.
  • AAETX 5-year return is 7.04%, which is higher than the 5-year return of the benchmark index (S&P Target Date 2030 TR USD), 6.21%.
  • AAETX 10-year return is 9.39%, which is higher than the 10-year return of the benchmark index (S&P Target Date 2030 TR USD), 8.13%.
  • AAETX 15-year return is 6.07%, which is higher than the 15-year return of the benchmark index (S&P Target Date 2030 TR USD), 5.23%.

AAETX cons

The following are AAETX weaknesses from our perspective:

  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.26%, while the maximum front-end sales load is 5.75%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.

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ARCVX

ARCVX description

The Fund seeks the highest total return consistent with its asset mix. One Choice 2030 Portfolio is a fund of funds, meaning that it seeks to achieve its objective by investing in other American Century mutual funds, the underlying fund, that represent a variety of asset classes and investment styles.

ARCVX performance & returns

YTD Return -12.90%
1-Month Return -6.60%
3-Month Return -8.05%
1-Year Return -8.05%
3-Year Return 5.54%
5-Year Return 5.36%
10-Year Return 6.96%
ARCVX expense ratio is 0.78%.

ARCVX holdings

Top 10 Holdings (71.42% of Total Assets)

Name Symbol % Assets
American Century NT Diversified Bond G ACLDX 19.02%
American Century NT Large Co Val G ACLLX 9.06%
American Century Global Bond G AGBGX 7.35%
American Century Sustainable Equity G AFEGX 7.10%
American Century US Government MMkt Fd G AGGXX 5.26%
American Century NT Mid Cap Value G ACLMX 5.07%
American Century NT Growth G ACLTX 4.96%
American Century Inflation-Adjs Bond G AINGX 4.70%
American Century NT International Gr G ACLNX 4.68%
American Century NT High Income G AHGNX 4.22%

ARCVX pros

The following are ARCVX strengths from our perspective:

  • ARCVX 3-year return is 5.54%, which is in line with the 3-year return of the benchmark index (S&P Target Date To 2030 TR), 6.07%.
  • ARCVX 5-year return is 5.36%, which is in line with the 5-year return of the benchmark index (S&P Target Date To 2030 TR), 5.83%.
  • ARCVX 10-year return is 6.96%, which is in line with the 10-year return of the benchmark index (S&P Target Date To 2030 TR), 7.36%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

ARCVX cons

The following are ARCVX weaknesses from our perspective:

  • ARCVX net assets are $445.90 million. This fund is not a popular choice with retail investors.
  • ARCVX expense ratio is 0.78%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?

Other relevant ARCVX comparisons

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