AUGAX vs VBTIX

Both AUGAX and VBTIX are mutual funds. AUGAX has a lower 5-year return than VBTIX (1% vs 1.15%). AUGAX has a higher expense ratio than VBTIX (0.9% vs 0.04%). Below is the comparison between AUGAX and VBTIX.

AUGAX VBTIX
Security Type Mutual fund Mutual fund
Segment Taxable Fixed Income: Intermediate-Term Bond Taxable Fixed Income: Intermediate-Term Bond
Family Columbia Threadneedle Vanguard
Net Assets $327.70M $43.65B
Expense Ratio 0.90% 0.04%
Management Style active passive (index-based)
Dividend Yield 1.95% 2.13%
Minimum Investment $2,000.00 $5,000,000.00
YTD Return -8.75% -9.29%
1-Year Return -6.10% -5.85%
3-Year Return -0.15% 0.34%
5-Year Return 1.00% 1.15%
10-Year Return 1.80% 1.67%

AUGAX

AUGAX description

The Fund seeks current income as its primary goal, and preservation of capital as its secondary goal, by investing primarily in mortgage-related securities that either are issued or guaranteed as to principal and interest by the U.S. government, its agencies, authorities or instrumentalities.

AUGAX performance & returns
YTD Return -8.75%
1-Month Return -0.14%
3-Month Return -6.10%
1-Year Return -6.10%
3-Year Return -0.15%
5-Year Return 1.00%
10-Year Return 1.80%
AUGAX expense ratio is 0.9%.

AUGAX holdings

Top 10 Holdings (27.56% of Total Assets)

Name Symbol % Assets
Federal National Mortgage Association 2% N/A 5.52%
Federal National Mortgage Association 4% N/A 5.38%
5 Year Treasury Note Future Dec 20 ZFZ0 3.76%
Federal National Mortgage Association 2.5% N/A 3.09%
Columbia Short-Term Cash N/A 2.34%
Government National Mortgage Association 3% N/A 2.07%
Federal Home Loan Mortgage Corporation 3% N/A 1.92%
Federal National Mortgage Association 3% N/A 1.77%
Federal National Mortgage Association 3.5% N/A 1.71%

AUGAX pros

The following are AUGAX strengths from our perspective:

  • AUGAX 3-year return is -0.15%, which is higher than the 3-year return of the benchmark index (Bloomberg US MBS TR USD), -0.49%.
  • AUGAX 5-year return is 1%, which is higher than the 5-year return of the benchmark index (Bloomberg US MBS TR USD), 0.62%.
  • AUGAX 10-year return is 1.8%, which is higher than the 10-year return of the benchmark index (Bloomberg US MBS TR USD), 1.34%.
  • AUGAX 15-year return is 3.46%, which is higher than the 15-year return of the benchmark index (Bloomberg US MBS TR USD), 3.03%.

AUGAX cons

The following are AUGAX weaknesses from our perspective:

  • AUGAX net assets are $327.70 million. This fund is not a popular choice with retail investors.
  • AUGAX expense ratio is 0.9%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.25%, while the maximum front-end sales load is 3%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.

Other relevant AUGAX comparisons

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VBTIX

VBTIX description

The Fund seeks to track the performance of a broad, market-weighted bond index.

VBTIX performance & returns
YTD Return -9.29%
1-Month Return -0.50%
3-Month Return -5.85%
1-Year Return -5.85%
3-Year Return 0.34%
5-Year Return 1.15%
10-Year Return 1.67%
VBTIX expense ratio is 0.04%.

VBTIX holdings

Top 10 Holdings (2.49% of Total Assets)

Name Symbol % Assets
Federal National Mortgage Association 2.5% N/A 0.81%
Federal National Mortgage Association N/A 0.78%
United States Treasury Bonds N/A 0.50%
United States Treasury Notes N/A 0.40%

VBTIX pros

The following are VBTIX strengths from our perspective:

  • VBTIX 5-year return is 1.15%, which is in line with the 5-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 1.21%.
  • VBTIX 10-year return is 1.67%, which is in line with the 10-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 1.74%.
  • VBTIX expense ratio is 0.04%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

VBTIX cons

The following are VBTIX weaknesses from our perspective:

  • VBTIX 3-year return is 0.34%, which is lower than the 3-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 0.38%.

Other relevant VBTIX comparisons

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