AUGCX vs VBTLX

Both AUGCX and VBTLX are mutual funds. AUGCX has a lower 5-year return than VBTLX (0.27% vs 1.13%). AUGCX has a higher expense ratio than VBTLX (1.65% vs 0.05%). Below is the comparison between AUGCX and VBTLX.

AUGCX VBTLX
Security Type Mutual fund Mutual fund
Segment Taxable Fixed Income: Intermediate-Term Bond Taxable Fixed Income: Intermediate-Term Bond
Family Columbia Threadneedle Vanguard
Net Assets $13.50M $102.77B
Expense Ratio 1.65% 0.05%
Management Style active passive (index-based)
Dividend Yield 1.12% 2.12%
Minimum Investment $2,000.00 $10,000.00
YTD Return -9.04% -9.30%
1-Year Return -6.27% -5.85%
3-Year Return -0.91% 0.32%
5-Year Return 0.27% 1.13%
10-Year Return 1.04% 1.65%

AUGCX

AUGCX description

The Fund seeks current income as its primary goal, and preservation of capital as its secondary goal, by investing primarily in mortgage-related securities that either are issued or guaranteed as to principal and interest by the U.S. government, its agencies, authorities or instrumentalities.

AUGCX performance & returns

YTD Return -9.04%
1-Month Return -0.20%
3-Month Return -6.27%
1-Year Return -6.27%
3-Year Return -0.91%
5-Year Return 0.27%
10-Year Return 1.04%
AUGCX expense ratio is 1.65%.

AUGCX holdings

Top 10 Holdings (27.56% of Total Assets)

Name Symbol % Assets
Federal National Mortgage Association 2% N/A 5.52%
Federal National Mortgage Association 4% N/A 5.38%
5 Year Treasury Note Future Dec 20 ZFZ0 3.76%
Federal National Mortgage Association 2.5% N/A 3.09%
Columbia Short-Term Cash N/A 2.34%
Government National Mortgage Association 3% N/A 2.07%
Federal Home Loan Mortgage Corporation 3% N/A 1.92%
Federal National Mortgage Association 3% N/A 1.77%
Federal National Mortgage Association 3.5% N/A 1.71%

AUGCX pros

None that we could think of.

AUGCX cons

The following are AUGCX weaknesses from our perspective:

  • AUGCX net assets are $13.50 million. This fund is not a popular choice with retail investors.
  • AUGCX 3-year return is -0.91%, which is lower than the 3-year return of the benchmark index (Bloomberg US MBS TR USD), -0.49%.
  • AUGCX 5-year return is 0.27%, which is lower than the 5-year return of the benchmark index (Bloomberg US MBS TR USD), 0.62%.
  • AUGCX 10-year return is 1.04%, which is lower than the 10-year return of the benchmark index (Bloomberg US MBS TR USD), 1.34%.
  • AUGCX 15-year return is 2.69%, which is lower than the 15-year return of the benchmark index (Bloomberg US MBS TR USD), 3.03%.
  • AUGCX expense ratio is 1.65%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • Warning: this fund has a 12b1 and deferred sales fee. The maximum 12b1 fee is 1%, while the maximum deferred sales load is 1%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Deferred sales load is a back-end sales charge and is imposed when an investor redeems shares.

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VBTLX

VBTLX description

The Fund seeks to track the performance of a broad, market-weighted bond index.

VBTLX performance & returns

YTD Return -9.30%
1-Month Return -0.50%
3-Month Return -5.85%
1-Year Return -5.85%
3-Year Return 0.32%
5-Year Return 1.13%
10-Year Return 1.65%
VBTLX expense ratio is 0.05%.

VBTLX holdings

Top 10 Holdings (2.49% of Total Assets)

Name Symbol % Assets
Federal National Mortgage Association 2.5% N/A 0.81%
Federal National Mortgage Association N/A 0.78%
United States Treasury Bonds N/A 0.50%
United States Treasury Notes N/A 0.40%

VBTLX pros

The following are VBTLX strengths from our perspective:

  • VBTLX net assets are $102.77 billion. This fund is a popular choice with retail and institutional investors.
  • VBTLX 5-year return is 1.13%, which is in line with the 5-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 1.21%.
  • VBTLX 10-year return is 1.65%, which is in line with the 10-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 1.74%.
  • VBTLX expense ratio is 0.05%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

VBTLX cons

The following are VBTLX weaknesses from our perspective:

  • VBTLX 3-year return is 0.32%, which is lower than the 3-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 0.38%.

Other relevant VBTLX comparisons

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