BAPCX vs AACTX

Both AACTX and BAPCX are mutual funds. AACTX has a higher 5-year return than BAPCX (6.13% vs 5.18%). Below is the comparison between AACTX and BAPCX.

AACTX BAPCX
Security Type Mutual fund Mutual fund
Segment U.S. Balanced: Target-Date 2020 U.S. Balanced: Target-Date 2020
Family American Funds BlackRock
Net Assets $2.48B N/A
Expense Ratio 0.35% N/A
Management Style active active
Dividend Yield 1.47% N/A
Minimum Investment $1,000.00 $1,000.00
YTD Return -10.17% 14.35%
1-Year Return -7.04% 2.34%
3-Year Return 5.55% 7.69%
5-Year Return 6.13% 5.18%
10-Year Return 7.01% 7.37%

AACTX

AACTX description

The Fund seeks to provide for investors that plan to retire in 2020. Depending on its proximity to its target date, the Fund will seek to achieve the following: growth, income and conservation of capital. Each Fund will attempt to achieve its investment objectives by investing in a mix of American Funds.

AACTX performance & returns
YTD Return -10.17%
1-Month Return -4.97%
3-Month Return -7.04%
1-Year Return -7.04%
3-Year Return 5.55%
5-Year Return 6.13%
10-Year Return 7.01%
AACTX expense ratio is 0.35%.

AACTX holdings

Top 10 Holdings (69.73% of Total Assets)

Name Symbol % Assets
American Funds Income Fund of Amer R6 RIDGX 9.45%
American Funds Capital Income Bldr R6 RIRGX 9.26%
American Funds Interm Bd Fd of Amer R6 RBOGX 8.97%
American Funds Bond Fund of Amer R6 RBFGX 7.98%
American Funds Inflation Linked Bd R6 RILFX 6.99%
American Funds American Mutual R6 RMFGX 6.02%
American Funds Mortgage R6 RMAGX 5.97%
American Funds Washington Mutual R6 RWMGX 5.05%
American Funds American High-Inc R6 RITGX 5.05%
American Funds Invmt Co of Amer R6 RICGX 4.99%

AACTX pros

None that we could think of.

AACTX cons

The following are AACTX weaknesses from our perspective:

  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.27%, while the maximum front-end sales load is 5.75%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.

Other relevant AACTX comparisons

You may also want to check out the following AACTX comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.

BAPCX

BAPCX description

BAPCX performance & returns
YTD Return 14.35%
1-Month Return 0.83%
3-Month Return 2.34%
1-Year Return 2.34%
3-Year Return 7.69%
5-Year Return 5.18%
10-Year Return 7.37%
BAPCX expense ratio is N/A.

BAPCX holdings

Top 10 Holdings (83.85% of Total Assets)

Name Symbol % Assets
iShares US Treasury Bond ETF GOVT 21.10%
iShares Edge Investment Grade Enh Bd ETF IGEB 15.88%
BlackRock Total Factor K BSTKX 9.68%
iShares TIPS Bond ETF TIP 7.89%
iShares Edge MSCI Min Vol USA ETF USMV 6.87%
iShares Edge MSCI USA Quality Factor ETF QUAL 6.36%
iShares Edge High Yield Defensive Bd ETF HYDB 5.34%
iShares Edge MSCI USA Value Factor ETF VLUE 4.38%
Future on Master Small Cap Index N/A 3.81%
iShares Edge MSCI USA Momentum Fctr ETF MTUM 2.54%

BAPCX pros

None that we could think of.

BAPCX cons

The following are BAPCX weaknesses from our perspective:

  • BAPCX net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.25%, while the maximum front-end sales load is 5.25%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.

Other relevant BAPCX comparisons

You may also want to check out the following BAPCX comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
You can check out all comparisons Finny users have looked for here. Feel free to the browse the list and view the comparisons that are of an interest to you.