BCGPX vs VSMGX

Both BCGPX and VSMGX are mutual funds. BCGPX has a lower 5-year return than VSMGX (5.79% vs 5.8%). Below is the comparison between BCGPX and VSMGX.

BCGPX VSMGX
Security Type Mutual fund Mutual fund
Segment U.S. Balanced: Allocation--50% to 70% Equity U.S. Balanced: Allocation--50% to 70% Equity
Family BlackRock Vanguard
Net Assets $82.20M $19.75B
Expense Ratio 1.19% 0.00%
Management Style active passive (index-based)
Dividend Yield 1.40% 2.16%
Minimum Investment $1,000.00 $3,000.00
YTD Return -13.64% -13.66%
1-Year Return -8.48% -8.64%
3-Year Return 6.63% 5.90%
5-Year Return 5.79% 5.80%
10-Year Return 7.58% 7.31%

BCGPX

BCGPX description

The Fund seeks long term capital appreciation while current income is also a consideration. The Fund, which is a fund of funds, normally intends to obtain exposure to equity securities in an amount equal to 60% of its assets and exposure to fixed-income securities in an amount equal to 40% of its assets.

BCGPX performance & returns
YTD Return -13.64%
1-Month Return -7.32%
3-Month Return -8.48%
1-Year Return -8.48%
3-Year Return 6.63%
5-Year Return 5.79%
10-Year Return 7.58%
BCGPX expense ratio is 1.19%.

BCGPX holdings

Top 10 Holdings (85.71% of Total Assets)

Name Symbol % Assets
BlackRock Master Total Return Portfolio N/A 25.32%
iShares Core S&P Total US Stock Mkt ETF ITOT 15.56%
iShares ESG Aware MSCI USA ETF ESGU 11.62%
BlackRock Emerging Mkts K MKDCX 7.05%
iShares MSCI EAFE Growth ETF EFG 6.83%
BlackRock Strategic Income Opps K BSIKX 5.25%
Master Adv Large Cap Core Br_grw N/A 4.00%
iShares MSCI USA Value Factor ETF VLUE 3.84%
BlackRock Technology Opportunities K BTEKX 3.12%
iShares US Medical Devices ETF IHI 3.12%

BCGPX pros

The following are BCGPX strengths from our perspective:

  • BCGPX 15-year return is 4.74%, which is in line with the 15-year return of the benchmark index (MSCI ACWI NR USD), 5.11%.

BCGPX cons

The following are BCGPX weaknesses from our perspective:

  • BCGPX net assets are $82.20 million. This fund is not a popular choice with retail investors.
  • BCGPX 3-year return is 6.63%, which is lower than the 3-year return of the benchmark index (MSCI ACWI NR USD), 9.04%.
  • BCGPX 5-year return is 5.79%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 8.14%.
  • BCGPX 10-year return is 7.58%, which is lower than the 10-year return of the benchmark index (MSCI ACWI NR USD), 9.72%.
  • BCGPX expense ratio is 1.19%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • Warning: this fund has a 12b1 and deferred sales fee. The maximum 12b1 fee is 1%, while the maximum deferred sales load is 1%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Deferred sales load is a back-end sales charge and is imposed when an investor redeems shares.

Other relevant BCGPX comparisons

You may also want to check out the following BCGPX comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.

VSMGX

VSMGX description

The Fund seeks to provide growth of capital and a low to moderate current income by investing in other Vanguard funds according to a fixed formula that typically results in an allocation of about 60% of assets to common stocks and 40% to bonds.

VSMGX performance & returns
YTD Return -13.66%
1-Month Return -6.52%
3-Month Return -8.64%
1-Year Return -8.64%
3-Year Return 5.90%
5-Year Return 5.80%
10-Year Return 7.31%
VSMGX expense ratio is N/A.

VSMGX holdings

Top 10 Holdings (100.00% of Total Assets)

Name Symbol % Assets
Vanguard Total Stock Mkt Idx Inv VTSMX 35.54%
Vanguard Total Bond Market II Idx Inv VTBIX 27.79%
Vanguard Total Intl Stock Index Inv VGTSX 23.99%
Vanguard Total Intl Bd Idx Investor VTIBX 11.68%
Cmt Market Liquidity Rate N/A 1.00%

VSMGX pros

The following are VSMGX strengths from our perspective:

  • VSMGX 3-year return is 5.9%, which is higher than the 3-year return of the benchmark index (Bloomberg US Aggregate Bond TR USD), 0.34%.
  • VSMGX 5-year return is 5.8%, which is higher than the 5-year return of the benchmark index (Bloomberg US Aggregate Bond TR USD), 1.18%.
  • VSMGX 10-year return is 7.31%, which is higher than the 10-year return of the benchmark index (Bloomberg US Aggregate Bond TR USD), 1.72%.
  • VSMGX 15-year return is 5.07%, which is higher than the 15-year return of the benchmark index (Bloomberg US Aggregate Bond TR USD), 3.32%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

VSMGX cons

None that we could think of.

Other relevant VSMGX comparisons

You may also want to check out the following VSMGX comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
You can check out all comparisons Finny users have looked for here. Feel free to the browse the list and view the comparisons that are of an interest to you.