BFMSX vs VBITX

Both BFMSX and VBITX are mutual funds. BFMSX has a lower 5-year return than VBITX (1.12% vs 1.16%). BFMSX has a higher expense ratio than VBITX (0.4% vs 0.05%). Below is the comparison between BFMSX and VBITX.

BFMSX VBITX
Security Type Mutual fund Mutual fund
Segment Taxable Fixed Income: Short-term Bond Taxable Fixed Income: Short-term Bond
Family BlackRock Vanguard
Net Assets $5.51B $6.36B
Expense Ratio 0.40% 0.05%
Management Style active passive (index-based)
Dividend Yield 1.36% 1.16%
Minimum Investment N/A $5,000,000.00
YTD Return -3.97% -3.89%
1-Year Return -2.42% -2.29%
3-Year Return 0.49% 0.77%
5-Year Return 1.12% 1.16%
10-Year Return 1.54% 1.20%

BFMSX

BFMSX description

The Fund seeks to provide maximize total return, consistent with income generation and prudent investment management. The Fund invests primarily in investment grade bonds and maintains an average portfolio duration that is between 0 and 3 years. It may invest up to 20% of its assets in non-investment grade bonds.

BFMSX performance & returns

YTD Return -3.97%
1-Month Return -0.48%
3-Month Return -2.42%
1-Year Return -2.42%
3-Year Return 0.49%
5-Year Return 1.12%
10-Year Return 1.54%
BFMSX expense ratio is 0.4%.

BFMSX holdings

Top 10 Holdings (18.55% of Total Assets)

Name Symbol % Assets
Canada Housing Trust No.1 2.4% N/A 4.40%
United States Treasury Notes 1.12% N/A 2.93%
iShares Short Maturity Bond ETF NEAR 2.31%
United States Treasury Notes 0.12% N/A 2.10%
Japan (Government Of) N/A 1.94%
BlackRock Liquidity T-Fund Instl TSTXX 1.75%
Federal National Mortgage Association 0.75% N/A 1.69%
Federal Home Loan Mortgage Corporation 4.5% N/A 1.43%

BFMSX pros

The following are BFMSX strengths from our perspective:

  • BFMSX 5-year return is 1.12%, which is in line with the 5-year return of the benchmark index (ICE BofA 1-3 Year US Corporate & Government), 1.18%.
  • BFMSX 10-year return is 1.54%, which is higher than the 10-year return of the benchmark index (ICE BofA 1-3 Year US Corporate & Government), 1.09%.
  • BFMSX 15-year return is 2.17%, which is higher than the 15-year return of the benchmark index (ICE BofA 1-3 Year US Corporate & Government), 1.95%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

BFMSX cons

The following are BFMSX weaknesses from our perspective:

  • BFMSX 3-year return is 0.49%, which is lower than the 3-year return of the benchmark index (ICE BofA 1-3 Year US Corporate & Government), 0.81%.

Other relevant BFMSX comparisons

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VBITX

VBITX description

The Fund seeks to track the performance of a market-weighted bond index with a short-term dollar-weighted average maturity. The Fund employs an indexing investment approach designed to track the performance of the Bloomberg U.S. 1-5 Year Government/ Credit Float Adjusted Index.

VBITX performance & returns

YTD Return -3.89%
1-Month Return 0.20%
3-Month Return -2.29%
1-Year Return -2.29%
3-Year Return 0.77%
5-Year Return 1.16%
10-Year Return 1.20%
VBITX expense ratio is 0.05%.

VBITX holdings

Top 10 Holdings (12.00% of Total Assets)

Name Symbol % Assets
United States Treasury Notes 1.25% N/A 1.79%
United States Treasury Notes 0.25% N/A 1.72%
United States Treasury Notes 2.62% N/A 1.55%
United States Treasury Notes 0.12% N/A 1.11%
Cmt Market Liquidity Rate N/A 1.07%
United States Treasury Notes 1.75% N/A 1.01%
United States Treasury Notes 2.12% N/A 0.97%
United States Treasury Notes 2.25% N/A 0.94%
United States Treasury Notes 1.88% N/A 0.92%
United States Treasury Notes N/A 0.92%

VBITX pros

The following are VBITX strengths from our perspective:

  • VBITX 3-year return is 0.71%, which is in line with the 3-year return of the benchmark index (Bloomberg US 1-5 year Government/Credit Float Adjusted TR USD), 0.74%.
  • VBITX 5-year return is 1.16%, which is in line with the 5-year return of the benchmark index (Bloomberg US 1-5 year Government/Credit Float Adjusted TR USD), 1.2%.
  • VBITX 10-year return is 1.18%, which is in line with the 10-year return of the benchmark index (Bloomberg US 1-5 year Government/Credit Float Adjusted TR USD), 1.24%.
  • VBITX expense ratio is 0.05%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

VBITX cons

None that we could think of.

Other relevant VBITX comparisons

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