FNCL vs RYF

Both FNCL and RYF are ETFs. FNCL has a higher 5-year return than RYF (4.98% vs 4.84%). FNCL has a lower expense ratio than RYF (0.08% vs 0.4%). Below is the comparison between FNCL and RYF.

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FNCL RYF
Security Type ETF ETF
Finny Score 50 60
Category Financial Financial
Family Fidelity Guggenheim
Net Assets N/A N/A
Expense Ratio 0.08% 0.40%
Management Style passive (index-based) passive (index-based)
Dividend Yield 2.26% 2.39%
Underlying Index MSCI USA IMI Financials Index S&P Equal Weight Index Financials Index
YTD Return 0.69% -9.59%
1-Year Return 6.10% -4.95%
3-Year Return 14.59% 12.25%
5-Year Return 4.98% 4.84%
10-Year Return 0.00% 9.76%

FNCL

FNCL description

Fidelity Covington Trust - Fidelity MSCI Financials Index ETF is an exchange traded fund launched and managed by Fidelity Management & Research Company LLC. The fund is co-managed by BlackRock Fund Advisors. It invests in public equity markets of the United States. It invests in stocks of companies operating across financial sectors. The fund invests in growth and value stocks of companies across diversified market capitalization. The fund seeks to track the performance of the MSCI USA IMI Financials 25/50 Index, by using representative sampling technique. Fidelity Covington Trust - Fidelity MSCI Financials Index ETF was formed on October 21, 2013 and is domiciled in the United States.

FNCL performance & returns
YTD Return 0.69%
1-Month Return 0.27%
3-Month Return 3.00%
1-Year Return 6.10%
3-Year Return 14.59%
5-Year Return 4.98%
10-Year Return 0.00%
FNCL expense ratio is 0.08%.

FNCL holdings

Top 10 Holdings (43.89% of Total Assets)

Name Symbol % Assets
Berkshire Hathaway Inc Class B BRK.B 8.35%
JPMorgan Chase & Co JPM 7.65%
Visa Inc Class A V 7.13%
Mastercard Inc Class A MA 6.28%
Bank of America Corp BAC 3.69%
Wells Fargo & Co WFC 2.77%
S&P Global Inc SPGI 2.28%
The Goldman Sachs Group Inc GS 1.96%
Morgan Stanley MS 1.91%
BlackRock Inc BLK 1.87%

FNCL pros

The following are FNCL strengths from our perspective:

  • FNCL 3-year return is 14.59%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • FNCL expense ratio is 0.08%, which is considered low. Nice job picking a low-cost fund.

FNCL cons

The following are FNCL weaknesses from our perspective:

  • FNCL net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • FNCL 5-year return is 4.98%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.

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RYF

RYF description

The Fund seeks to provide security of principal, high current income, and liquidity by investing in money market instruments issued or guaranteed as to principal and interest by the U.S. Government, its agencies or instrumentalities, and enters into repurchase agreements collateralized by U.S. Government securities.

RYF performance & returns
YTD Return -9.59%
1-Month Return 4.72%
3-Month Return -3.06%
1-Year Return -4.95%
3-Year Return 12.25%
5-Year Return 4.84%
10-Year Return 9.76%
RYF expense ratio is 0.4%.

RYF holdings

Top 10 Holdings (16.42% of Total Assets)

Name Symbol % Assets
Fleetcor Technologies Inc FLT 1.71%
Brown & Brown Inc BRO 1.69%
S&P Global Inc SPGI 1.67%
Moody's Corporation MCO 1.65%
Cboe Global Markets Inc CBOE 1.65%
Intercontinental Exchange Inc ICE 1.65%
Marsh & McLennan Companies Inc MMC 1.63%
Arthur J. Gallagher & Co AJG 1.63%
Capital One Financial Corp COF 1.58%
Berkshire Hathaway Inc Class B BRK.B 1.57%

RYF pros

The following are RYF strengths from our perspective:

  • RYF 3-year return is 12.25%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • RYF 10-year return is 9.76%, which is higher than the 10-year return of the benchmark index (MSCI ACWI NR USD), 8.76%.
  • RYF 15-year return is 4.36%, which is in line with the 15-year return of the benchmark index (MSCI ACWI NR USD), 4.59%.

RYF cons

The following are RYF weaknesses from our perspective:

  • RYF net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • RYF 5-year return is 4.84%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.

Other relevant RYF comparisons

You may also want to check out the following RYF comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
You can check out all comparisons Finny users have looked for here. Feel free to the browse the list and view the comparisons that are of an interest to you.