SPY vs VTI

Both SPY and VTI are ETFs. SPY has a higher 5-year return than VTI (9.95% vs 9.11%). SPY has a higher expense ratio than VTI (0.09% vs 0.03%). Below is the comparison between SPY and VTI.

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SPY VTI
Security Type ETF ETF
Finny Score 83 50
Category Large Blend Large Blend
Family State Street Global Advisors Vanguard
Net Assets N/A N/A
Expense Ratio 0.09% 0.03%
Management Style passive (index-based) passive (index-based)
Dividend Yield 1.45% 1.49%
Underlying Index S&P 500 CRSP US Total Market Index
YTD Return 14.07% 13.28%
1-Year Return 16.13% 14.79%
3-Year Return 11.33% 10.41%
5-Year Return 9.95% 9.11%
10-Year Return 11.74% 11.17%

SPY

SPY description

SPDR S&P 500 ETF Trust is an exchange traded fund launched and managed by State Street Global Advisors, Inc. The fund invests in public equity markets of the United States. It invests in stocks of companies operating across diversified sectors. The fund invests in growth and value stocks of large-cap companies. It seeks to track the performance of the S&P 500 Index, by using full replication technique. SPDR S&P 500 ETF Trust was formed on January 22, 1993 and is domiciled in the United States.

SPY performance & returns
YTD Return 14.07%
1-Month Return -1.46%
3-Month Return -0.46%
1-Year Return 16.13%
3-Year Return 11.33%
5-Year Return 9.95%
10-Year Return 11.74%
SPY expense ratio is 0.09%.

SPY holdings

Top 10 Holdings (30.82% of Total Assets)

Name Symbol % Assets
Apple Inc AAPL 7.37%
Microsoft Corp MSFT 6.46%
Amazon.com Inc AMZN 3.27%
NVIDIA Corp NVDA 3.24%
Alphabet Inc Class A GOOGL 2.15%
Alphabet Inc Class C GOOG 1.86%
Tesla Inc TSLA 1.84%
Meta Platforms Inc Class A META 1.74%
Berkshire Hathaway Inc Class B BRK.B 1.70%
Exxon Mobil Corp XOM 1.19%

SPY pros

The following are SPY strengths from our perspective:

  • SPY 3-year return is 11.33%, which is higher than the 3-year return of the benchmark index (S&P 500 TR USD), 10.12%.
  • SPY 5-year return is 9.95%, which is in line with the 5-year return of the benchmark index (S&P 500 TR USD), 10.51%.
  • SPY 10-year return is 11.74%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 12.76%.
  • SPY 15-year return is 8.1%, which is in line with the 15-year return of the benchmark index (S&P 500 TR USD), 8.17%.
  • SPY expense ratio is 0.09%, which is considered low. Nice job picking a low-cost fund.

SPY cons

The following are SPY weaknesses from our perspective:

  • SPY net assets are $0.00 million. This fund is not a popular choice with retail investors.

Other relevant SPY comparisons

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VTI

VTI description

Vanguard Index Funds - Vanguard Total Stock Market ETF is an exchange traded fund launched and managed by The Vanguard Group, Inc. The fund invests in public equity markets of the United States. The fund invests in stocks of companies operating across diversified sectors. The fund invests in growth and value stocks of companies across diversified market capitalization. It seeks to track the performance of the CRSP US Total Market Index, by using representative sampling technique. Vanguard Index Funds - Vanguard Total Stock Market ETF was formed on April 27, 1992 and is domiciled in the United States.

VTI performance & returns
YTD Return 13.28%
1-Month Return -1.54%
3-Month Return -0.58%
1-Year Return 14.79%
3-Year Return 10.41%
5-Year Return 9.11%
10-Year Return 11.17%
VTI expense ratio is 0.03%.

VTI holdings

Top 10 Holdings (26.29% of Total Assets)

Name Symbol % Assets
Apple Inc AAPL 6.38%
Microsoft Corp MSFT 5.54%
Amazon.com Inc AMZN 2.74%
NVIDIA Corp NVDA 2.64%
Alphabet Inc Class A GOOGL 1.84%
Tesla Inc TSLA 1.58%
Alphabet Inc Class C GOOG 1.56%
Meta Platforms Inc Class A META 1.49%
Berkshire Hathaway Inc Class B BRK.B 1.46%
Eli Lilly and Co LLY 1.08%

VTI pros

The following are VTI strengths from our perspective:

  • VTI 3-year return is 10.41%, which is higher than the 3-year return of the benchmark index (S&P 500 TR USD), 10.12%.
  • VTI 15-year return is 8.07%, which is in line with the 15-year return of the benchmark index (S&P 500 TR USD), 8.17%.
  • VTI expense ratio is 0.03%, which is considered low. Nice job picking a low-cost fund.

VTI cons

The following are VTI weaknesses from our perspective:

  • VTI net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • VTI 5-year return is 9.11%, which is lower than the 5-year return of the benchmark index (S&P 500 TR USD), 10.51%.
  • VTI 10-year return is 11.17%, which is lower than the 10-year return of the benchmark index (S&P 500 TR USD), 12.76%.

Other relevant VTI comparisons

You may also want to check out the following VTI comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
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