XLF vs FNCL

Both FNCL and XLF are ETFs. FNCL has a lower 5-year return than XLF (4% vs 4.9%). FNCL has a lower expense ratio than XLF (0.08% vs 0.1%). Below is the comparison between FNCL and XLF.

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FNCL XLF
Security Type ETF ETF
Finny Score 50 50
Category Financial Financial
Family Fidelity State Street Global Advisors
Net Assets N/A N/A
Expense Ratio 0.08% 0.10%
Management Style passive (index-based) passive (index-based)
Dividend Yield 2.39% 2.11%
Underlying Index MSCI USA IMI Financials Index S&P Financial Select Sector Index
YTD Return -6.83% -6.42%
1-Year Return -6.14% -4.82%
3-Year Return 14.99% 15.57%
5-Year Return 4.00% 4.90%
10-Year Return 0.00% 9.21%

FNCL

FNCL description

Fidelity Covington Trust - Fidelity MSCI Financials Index ETF is an exchange traded fund launched and managed by Fidelity Management & Research Company LLC. The fund is co-managed by BlackRock Fund Advisors. It invests in public equity markets of the United States. It invests in stocks of companies operating across financial sectors. The fund invests in growth and value stocks of companies across diversified market capitalization. The fund seeks to track the performance of the MSCI USA IMI Financials 25/50 Index, by using representative sampling technique. Fidelity Covington Trust - Fidelity MSCI Financials Index ETF was formed on October 21, 2013 and is domiciled in the United States.

FNCL performance & returns

YTD Return -6.83%
1-Month Return -1.86%
3-Month Return -11.66%
1-Year Return -6.14%
3-Year Return 14.99%
5-Year Return 4.00%
10-Year Return 0.00%
FNCL expense ratio is 0.08%.

FNCL holdings

Top 10 Holdings (42.58% of Total Assets)

Name Symbol % Assets
Berkshire Hathaway Inc Class B BRK.B 9.89%
JPMorgan Chase & Co JPM 9.38%
Bank of America Corp BAC 4.89%
Wells Fargo & Co WFC 3.50%
S&P Global Inc SPGI 2.79%
The Goldman Sachs Group Inc GS 2.69%
Morgan Stanley MS 2.64%
American Express Co AXP 2.37%
BlackRock Inc BLK 2.33%
Citigroup Inc C 2.11%

FNCL pros

The following are FNCL strengths from our perspective:

  • FNCL 3-year return is 15.54%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • FNCL expense ratio is 0.08%, which is considered low. Nice job picking a low-cost fund.

FNCL cons

The following are FNCL weaknesses from our perspective:

  • FNCL net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • FNCL 5-year return is 4.37%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.

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XLF

XLF description

The Select Sector SPDR Trust - The Financial Select Sector SPDR Fund is an exchange traded fund launched by State Street Global Advisors, Inc. It is managed by SSGA Funds Management, Inc. It invests in public equity markets of the United States. The fund invests in stocks of companies operating across financials sectors. The fund invests in growth and value stocks of companies across diversified market capitalization. The fund seeks to track the performance of the Financial Select Sector Index, by using full replication technique. The Select Sector SPDR Trust - The Financial Select Sector SPDR Fund was formed on December 16, 1998 and is domiciled in the United States.

XLF performance & returns

YTD Return -6.42%
1-Month Return -2.21%
3-Month Return -10.25%
1-Year Return -4.82%
3-Year Return 15.57%
5-Year Return 4.90%
10-Year Return 9.21%
XLF expense ratio is 0.1%.

XLF holdings

Top 10 Holdings (54.75% of Total Assets)

Name Symbol % Assets
Berkshire Hathaway Inc Class B BRK.B 12.93%
JPMorgan Chase & Co JPM 8.86%
Visa Inc Class A V 8.26%
Mastercard Inc Class A MA 7.01%
Bank of America Corp BAC 4.46%
Wells Fargo & Co WFC 3.31%
S&P Global Inc SPGI 2.61%
Morgan Stanley MS 2.57%
The Goldman Sachs Group Inc GS 2.54%
BlackRock Inc BLK 2.20%

XLF pros

The following are XLF strengths from our perspective:

  • XLF 3-year return is 16.26%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • XLF 10-year return is 9.39%, which is higher than the 10-year return of the benchmark index (MSCI ACWI NR USD), 8.76%.
  • XLF expense ratio is 0.1%, which is considered low. Nice job picking a low-cost fund.

XLF cons

The following are XLF weaknesses from our perspective:

  • XLF net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • XLF 5-year return is 5.4%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.
  • XLF 15-year return is 2.13%, which is lower than the 15-year return of the benchmark index (MSCI ACWI NR USD), 4.59%.

Other relevant XLF comparisons

You may also want to check out the following XLF comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
You can check out all comparisons Finny users have looked for here. Feel free to the browse the list and view the comparisons that are of an interest to you.