XLF vs RYF

Both RYF and XLF are ETFs. RYF has a lower 5-year return than XLF (4.84% vs 5.56%). RYF has a higher expense ratio than XLF (0.4% vs 0.1%). Below is the comparison between RYF and XLF.

Together with FinMasters
Stock Wars
Pick any two stocks and find out how much money each would've made you had you purchased them at the same time.
RYF XLF
Security Type ETF ETF
Finny Score 60 50
Category Financial Financial
Family Guggenheim State Street Global Advisors
Net Assets N/A N/A
Expense Ratio 0.40% 0.10%
Management Style passive (index-based) passive (index-based)
Dividend Yield 2.39% 1.99%
Underlying Index S&P Equal Weight Index Financials Index S&P Financial Select Sector Index
YTD Return -9.59% 0.56%
1-Year Return -4.95% 7.85%
3-Year Return 12.25% 14.50%
5-Year Return 4.84% 5.56%
10-Year Return 9.76% 9.53%

RYF

RYF description

The Fund seeks to provide security of principal, high current income, and liquidity by investing in money market instruments issued or guaranteed as to principal and interest by the U.S. Government, its agencies or instrumentalities, and enters into repurchase agreements collateralized by U.S. Government securities.

RYF performance & returns
YTD Return -9.59%
1-Month Return 4.72%
3-Month Return -3.06%
1-Year Return -4.95%
3-Year Return 12.25%
5-Year Return 4.84%
10-Year Return 9.76%
RYF expense ratio is 0.4%.

RYF holdings

Top 10 Holdings (16.42% of Total Assets)

Name Symbol % Assets
Fleetcor Technologies Inc FLT 1.71%
Brown & Brown Inc BRO 1.69%
S&P Global Inc SPGI 1.67%
Moody's Corporation MCO 1.65%
Cboe Global Markets Inc CBOE 1.65%
Intercontinental Exchange Inc ICE 1.65%
Marsh & McLennan Companies Inc MMC 1.63%
Arthur J. Gallagher & Co AJG 1.63%
Capital One Financial Corp COF 1.58%
Berkshire Hathaway Inc Class B BRK.B 1.57%

RYF pros

The following are RYF strengths from our perspective:

  • RYF 3-year return is 12.25%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • RYF 10-year return is 9.76%, which is higher than the 10-year return of the benchmark index (MSCI ACWI NR USD), 8.76%.
  • RYF 15-year return is 4.36%, which is in line with the 15-year return of the benchmark index (MSCI ACWI NR USD), 4.59%.

RYF cons

The following are RYF weaknesses from our perspective:

  • RYF net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • RYF 5-year return is 4.84%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.

Other relevant RYF comparisons

You may also want to check out the following RYF comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.

XLF

XLF description

The Select Sector SPDR Trust - The Financial Select Sector SPDR Fund is an exchange traded fund launched by State Street Global Advisors, Inc. It is managed by SSGA Funds Management, Inc. It invests in public equity markets of the United States. The fund invests in stocks of companies operating across financials sectors. The fund invests in growth and value stocks of companies across diversified market capitalization. The fund seeks to track the performance of the Financial Select Sector Index, by using full replication technique. The Select Sector SPDR Trust - The Financial Select Sector SPDR Fund was formed on December 16, 1998 and is domiciled in the United States.

XLF performance & returns
YTD Return 0.56%
1-Month Return 0.39%
3-Month Return 2.81%
1-Year Return 7.85%
3-Year Return 14.50%
5-Year Return 5.56%
10-Year Return 9.53%
XLF expense ratio is 0.1%.

XLF holdings

Top 10 Holdings (55.72% of Total Assets)

Name Symbol % Assets
Berkshire Hathaway Inc Class B BRK.B 13.66%
JPMorgan Chase & Co JPM 9.08%
Visa Inc Class A V 8.46%
Mastercard Inc Class A MA 7.35%
Bank of America Corp BAC 4.23%
Wells Fargo & Co WFC 3.30%
S&P Global Inc SPGI 2.73%
Morgan Stanley MS 2.36%
The Goldman Sachs Group Inc GS 2.32%
BlackRock Inc BLK 2.23%

XLF pros

The following are XLF strengths from our perspective:

  • XLF 3-year return is 14.5%, which is higher than the 3-year return of the benchmark index (MSCI ACWI NR USD), 6.34%.
  • XLF 10-year return is 9.53%, which is higher than the 10-year return of the benchmark index (MSCI ACWI NR USD), 8.76%.
  • XLF expense ratio is 0.1%, which is considered low. Nice job picking a low-cost fund.

XLF cons

The following are XLF weaknesses from our perspective:

  • XLF net assets are $0.00 million. This fund is not a popular choice with retail investors.
  • XLF 5-year return is 5.56%, which is lower than the 5-year return of the benchmark index (MSCI ACWI NR USD), 6.51%.
  • XLF 15-year return is 2.13%, which is lower than the 15-year return of the benchmark index (MSCI ACWI NR USD), 4.59%.

Other relevant XLF comparisons

You may also want to check out the following XLF comparisons that investors often look for on Finny

Or use Finny's Comparison Tool to create a comparison you'd like to see.
You can check out all comparisons Finny users have looked for here. Feel free to the browse the list and view the comparisons that are of an interest to you.