My situation allows me this year to add a few hundred extra to a savings account. I'm young and in good health and add to my 401K monthly too. If I'm already adding to savings towards goals and I have leftover budget, which would you go with and why?

@CrendallKYI, If you aren't maxing your 401(K) at work then I'd do that or add to the HSA. But then make sure you are investing your funds in the HSA if you don't need it for medical expenses in the next couple of years. These are both accounts that let you deduct your contributions from your income, so they can help you on the tax side of things. If you are maxing out your 401K and think you are soon going to be at the point where you are making more than the IRS allows for you to open a Roth IRA, funding that Roth IRA might be a good move too. You really can't go wrong with one or the other or both!

@CrendallKYI, Max out your Roth IRA while you still qualify and then add HSA when you can.