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International investing
I have about 100% in US index fund and understand that some people prefer or are fine with 100% exposore to S&P 500 because it will have some international exposure. But I want to be intentional here and move to 80% US index fund and 20% exposed to international. Do you think the best way to do that is to buy an international fund or buy international stocks? I ask because there are some international companies (like Toyota) that are not in S&P 500 or similar index funds.
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J
Hard to get international exposure with a couple of stocks from a couple of countries. Doing the research to select stocks is not easy too. Research broad developed international funds like IEFA.
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S
Unless you know exactly the type of exposure you want by adding international stock and have the means to conduct that research, go with a diversified global or international index fund. If you want to tailor your country specific exposure you can get single-country index funds.
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C
@Sebi675 Superb suggestion, thanks.
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R
Go with an index fund, too hard to get all the exposure with a few names unless you're a pro (and even then it's hard). I was looking into international funds and went 5% into IEFA (developed international) and 5% into IEMG (emerging markets large, mid, small cap) to get the full spectrum. Been good for me so far and the volatility seems much less being diversified globally as opposed to being only in US investments.
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C
@Riley244 Love the ideas here. I'll be looking into those myself! Anyone against funds here? If so why? I'm curious if anyone is against the idea of holding single international stocks?
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