Vetting mortgage refi companies
We've been getting ads in the mail from a variety of mortgage refinance opportunities and lenders. I get that it's a good thing to vet a few companies if you're thinking of refinancing or getting a home equity line and the like. But, how do you know which companies are reputable? Is it better to pay more with an established lender? Lending Tree is one that we are getting ads from and they look cheap! How do you vet them and how do you know which ones are spam or not?