Budgeting & Saving / What app should I use for budgeting?
Oct 20, 2020
What app should I use for budgeting?
Wondering about budgeting apps that people enjoy using. Thanks!
Replies (11)
Nov 03, 2020
Anyone have any thoughts on YNAB?
E
Nov 04, 2020
@Ckim005, Just signed up a couple weeks ago thanks to a few friends who've been using it and recommended it. There is a steep learning curve to figure out the software and I'm learning through their training videos. It's helping so far get my expense situation organized more so far.
Nov 10, 2020
@Ed157, Good for you! Keep us posted.
M
Oct 20, 2020
That's a hard one for me. Personally, I've tried them all and don't use any single one on a regular basis. That's because I prefer to keep track of my available budget and expenses in my head (however crazy that sounds!). But if you're looking for what other people are using, here are a few ideas: YNAB, Tiller, Mint, Personal Capital, Pocket Guard, and Clarity Money. I'm sure I missed some good ones though:)
Oct 22, 2020
Mint is off for me. Maybe I'm using it wrong because I get notifications like 2 months later that I had a bank fee of $5.
Oct 20, 2020
@Milan852, I agree all of these are reasonable choices, but I'd start with doing it in spreadsheets, and if that's too cumbersome for Carole, she should try an automation app (like the ones you suggested).
Oct 21, 2020
@John971, that's exactly what I do - I personally use Aspire Budget. It's google sheets based and free. It's definitely for those who want to do it themselves and get into the details.
M
Oct 23, 2020
@Ckim005, I'd like to think I can still track my expenses in my head, and I also try not to spend a lot of money. When things get 'hectic', I try to curb my spending by applying "anti-budget"... I need to justify every purchase before I actually spend my money.
Oct 22, 2020
I agree with John and Cindy that spreadsheets are great budgeting tools if you're comfortable with them. That's why I really like Tiller Money - it pulls your transactions into Google Sheets and provides templates for you to budget. Aspire Budget looks great too, though I'm not sure whether it allows you to automatically pull in transactions from your banks and credit cards.
Oct 23, 2020
@Milan852, That's interesting, so no budget for you. Why is that? Do you sometimes consider budgeting when things get hectic?
D
Nov 10, 2022
@Carole318, Mint!