What's hard for you to cut back on? Or where is it hard for you to stop or curb your spending?
As we head into 2021, I'm curious to know what's hard for you to cut back on? What's your spending weakness?
Mine: I'm good at saving and cutting back on the usual things you can think about, but BAD at sticking to a budget on gifts for others. I almost never stick to my budget on gifts for friends and family. Having said that, I'm not as nice as I am sounding right now!