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Why do insurance premiums go up so much every year? Got my home insurance bill for 2021 and it's 16% higher. How does this make sense?
I'm starting to see a pattern here for car and home insurance rates. I changed to Hippo for home insurance from State Farm last year because they were so competitive rate wise and got my bill for next year and 16% just doesn't make sense to me unless I'm missing something. The same goes for car insurance. Moved from Liberty Mutual to Mercury and the same story. What gives?
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