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29 important things you should know about Vanguard VTI ETF

Updated: Last Sunday
100
Bull Case
  • High net assets
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 10-year return above the benchmark
  • 15-year return above the benchmark
  • Low expense ratio
Bear Case
  • No Bear case arguments for now!

Before we start: if you’re looking for VTI “stock” price, you can quickly find it out by visiting Finny and typing "VTI quote". If you’re looking for a quick scoop on VTI "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTI". You’ll get all this info in one place.

Are you looking to buy or sell VTI? Or perhaps you’re looking for VTI fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTI ETF review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTI performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTI buy or sell; the pros and cons of investing in VTI ETF;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTI.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Total Stock Market ETF (VTI).
  2. What is VTI underlying index?
  3. What are VTI holdings?
  4. What is VTI performance? What are VTI historical returns?
  5. How many up and down years did VTI have historically?
  6. What is VTI dividend yield?
  7. What is VTI expense ratio?
  8. What is VTI tax efficiency (tax-cost ratio)?
  9. What is VTI beta? How would you assess VTI risk?
  10. What is VTI Sharpe ratio?
  11. What is VTI Finny Score? VTI buy or sell?
  12. What are the pros of investing in VTI? What are VTI buy reasons?
  13. What are the cons of investing in VTI? What are VTI sell reasons?
  14. Compare and contrast: VTI vs VOO.
  15. Compare and contrast: VTI vs VTSAX.
  16. Compare and contrast: VTI vs SPY.
  17. Compare and contrast: VTI vs VIG.
  18. Compare and contrast: VTI vs QQQ.
  19. Compare and contrast: VTI vs FXAIX.
  20. Compare and contrast: VTI vs IVV.
  21. Compare and contrast: VTI vs VT.
  22. Compare and contrast: VTI vs VXUS.
  23. Compare and contrast: VTI vs FSKAX.
  24. Compare and contrast: VTI vs IJH.
  25. Compare and contrast: VTI vs IWV.
  26. Compare and contrast: VTI vs VCR.
  27. Compare and contrast: VTI vs VGT.
  28. Compare and contrast: VTI vs VNQ.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Total Stock Market ETF (VTI).

The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

2. What is VTI underlying index?

CRSP US Total Market Index.

3. What are VTI top holdings?

VTI has 3,530 stock holdings and 2 bond holdings.

The top 10 holdings represent 21.72% of total assets. Here are the top holdings:

Name Symbol % Assets
Microsoft Corp MSFT 4.71%
Apple Inc AAPL 4.28%
Amazon.com Inc AMZN 3.47%
Facebook Inc A FB 1.82%
Alphabet Inc A GOOGL 1.46%
Alphabet Inc Class C GOOG 1.39%
Johnson & Johnson JNJ 1.32%
Berkshire Hathaway Inc Class B BRK.B 1.18%
Visa Inc Class A V 1.12%
Procter & Gamble Co PG 0.97%

4. What is VTI performance? What are VTI historical returns?

VTI has generated the following returns:

  • 1-month return is -1.67%;
  • 3-month return is 7.52%;
  • 1-year return is 12.28%;
  • 3-year return is 11.55%;
  • 5-year return is 12.83%;
  • 10-year return is 13.56%;
  • 15-year return is 9.12%.

5. How many up and down years did VTI have historically?

In the last 10 years, VTI had 9 up years and 1 down year.

VTI up and down years

6. What is VTI dividend yield?

VTI yield is 1.88%.

7. What is VTI expense ratio?

VTI expense ratio is 0.03%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

VTI expenses

8. What is VTI tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 0.7%;
  • 3-year ax cost ratio is 0.64%.
VTI tax costs

9. What is VTI beta? How would you assess VTI risk?

  • 3-year beta is 1.04;
  • 5-year beta is 1.04;
  • 10-year beta is 1.04;
  • 15-year beta is 1.03.
VTI Beta

10. What is VTI Sharpe ratio?

  • 3-year Sharpe ratio is 0.54;
  • 5-year Sharpe ratio is 0.62;
  • 10-year Sharpe ratio is 0.95;
  • 15-year Sharpe ratio is 0.56.
VTI Sharpe ratio

Analysis

11. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

12. What are the pros of investing in VTI? What are VTI buy reasons?

The following are VTI strengths from our perspective:

  • <strong>VTI net assets</strong> are $128.53 billion. This fund is a popular choice with retail and institutional investors.
  • <strong>VTI 3-year return</strong> is 11.55%, which is in line with the 3-year return of the benchmark index (S&P 500 TR USD), 12.02%.
  • <strong>VTI 5-year return</strong> is 12.83%, which is in line with the 5-year return of the benchmark index (S&P 500 TR USD), 13.41%.
  • <strong>VTI 10-year return</strong> is 13.56%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 13.75%.
  • <strong>VTI 15-year return</strong> is 9.12%, which is higher than the 15-year return of the benchmark index (S&P 500 TR USD), 9.05%.
  • <strong>VTI expense ratio</strong> is 0.03%, which is considered low. Nice job picking a low-cost fund.

13. What are the cons of investing in VTI? What are VTI negatives?

There are no visible red flags.

Alternatives

14. Compare and contrast: VTI vs VOO.

Both VTI and VOO are ETFs. VTI has a lower 5-year return than VOO (12.83% vs 13.36%). VTI and VOO have the same expense ratio (0.03%). Below is the comparison between VTI and VOO.

VTI VOO
Segment Equity: U.S. - Total Market Equity: U.S. - Large Cap
Net Assets $128.53B $127.99B
Expense Ratio 0.03% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index S&P 500
YTD Return 4.29% 4.1%
1-Year Return 12.28% 12.4%
3-Year Return 11.55% 11.96%
5-Year Return 12.83% 13.36%
10-Year Return 13.56% 13.71%
Dividend Yield 1.88% 1.98%

VOO profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTI vs VOO comparison details.

15. Compare and contrast: VTI vs VTSAX.

VTI is an ETF, whereas VTSAX is a mutual fund. VTI has a higher 5-year return than VTSAX (12.83% vs 12.47%). VTI has a lower expense ratio than VTSAX (0.03% vs 0.04%). Below is the comparison between VTI and VTSAX.

VTI VTSAX
Segment Equity: U.S. - Total Market U.S. Equity: Large Blend
Net Assets $128.53B $252.53B
Expense Ratio 0.03% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index N/A
YTD Return 4.29% 3%
1-Year Return 12.28% 11.49%
3-Year Return 11.55% 11.13%
5-Year Return 12.83% 12.47%
10-Year Return 13.56% 13.26%
Dividend Yield 1.88% 1.76%

VTSAX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VTI vs VTSAX comparison details.

16. Compare and contrast: VTI vs SPY.

Both VTI and SPY are ETFs. VTI has a lower 5-year return than SPY (12.83% vs 13.3%). VTI has a lower expense ratio than SPY (0.03% vs 0.09%). Below is the comparison between VTI and SPY.

VTI SPY
Segment Equity: U.S. - Total Market Equity: U.S. - Large Cap
Net Assets $128.53B $252.39B
Expense Ratio 0.03% 0.09%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index S&P 500
YTD Return 4.29% 4.24%
1-Year Return 12.28% 12.49%
3-Year Return 11.55% 11.93%
5-Year Return 12.83% 13.3%
10-Year Return 13.56% 13.64%
Dividend Yield 1.88% 1.99%

SPY profile: The Trust seeks investment results that, before expenses, generally correspond to the price and yield performance of the component common stocks of the S&P 500 Index.

For further information, check out VTI vs SPY comparison details.

17. Compare and contrast: VTI vs VIG.

Both VTI and VIG are ETFs. VTI has a lower 5-year return than VIG (12.83% vs 13.7%). VTI has a lower expense ratio than VIG (0.03% vs 0.06%). Below is the comparison between VTI and VIG.

VTI VIG
Segment Equity: U.S. - Total Market Equity: U.S. - Total Market
Net Assets $128.53B $39.98B
Expense Ratio 0.03% 0.06%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index NASDAQ US Dividend Achievers Select Index
YTD Return 4.29% 3.95%
1-Year Return 12.28% 8.61%
3-Year Return 11.55% 12.75%
5-Year Return 12.83% 13.7%
10-Year Return 13.56% 12.67%
Dividend Yield 1.88% 1.85%

VIG profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of common stocks of companies that have a record of increasing dividends over time. The Fund attempts to replicate the Nasdaq US Dividend Achievers Select Index by investing its assets in the stocks that make up the Index.

For further information, check out VTI vs VIG comparison details.

18. Compare and contrast: VTI vs QQQ.

Both VTI and QQQ are ETFs. VTI has a lower 5-year return than QQQ (12.83% vs 21.49%). VTI has a lower expense ratio than QQQ (0.03% vs 0.2%). Below is the comparison between VTI and QQQ.

VTI QQQ
Segment Equity: U.S. - Total Market Equity: U.S. - Large Cap
Net Assets $128.53B $100.58B
Expense Ratio 0.03% 0.2%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index NASDAQ-100 Index
YTD Return 4.29% 26%
1-Year Return 12.28% 39.74%
3-Year Return 11.55% 23.32%
5-Year Return 12.83% 21.49%
10-Year Return 13.56% 19.92%
Dividend Yield 1.88% 0.74%

QQQ profile: The Fund seeks to provide investment results that generally correspond to the price and yield performance of the Nasdaq-100 Index. The Index measures the average performance of a broadly diversified group of equity securities issued by 100 of the largest non-financial companies listed on The NASDAQ Stock Market, Inc.

For further information, check out VTI vs QQQ comparison details.

19. Compare and contrast: VTI vs FXAIX.

VTI is an ETF, whereas FXAIX is a mutual fund. VTI has a lower 5-year return than FXAIX (12.83% vs 13.03%). VTI has a higher expense ratio than FXAIX (0.03% vs 0.02%). Below is the comparison between VTI and FXAIX.

VTI FXAIX
Segment Equity: U.S. - Total Market
Net Assets $128.53B $233.48B
Expense Ratio 0.03% 0.02%
Management Style passive (index-based) N/A
Underlying Index CRSP US Total Market Index N/A
YTD Return 4.29% 2.97%
1-Year Return 12.28% 11.76%
3-Year Return 11.55% 11.63%
5-Year Return 12.83% 13.03%
10-Year Return 13.56% 13.57%
Dividend Yield 1.88% 1.95%

FXAIX profile: The Fund seeks a total return which corresponds to that of the S&P 500 Index. The Fund invests at least 80% of its assets in common stocks included in the Index. The Fund may lend securities to earn income and uses statistical sampling techniques in stock selection.

For further information, check out VTI vs FXAIX comparison details.

20. Compare and contrast: VTI vs IVV.

Both VTI and IVV are ETFs. VTI has a lower 5-year return than IVV (12.83% vs 13.37%). VTI has a lower expense ratio than IVV (0.03% vs 0.04%). Below is the comparison between VTI and IVV.

VTI IVV
Segment Equity: U.S. - Total Market Equity: U.S. - Large Cap
Net Assets $128.53B $175.29B
Expense Ratio 0.03% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index S&P 500
YTD Return 4.29% 4.19%
1-Year Return 12.28% 12.44%
3-Year Return 11.55% 11.96%
5-Year Return 12.83% 13.37%
10-Year Return 13.56% 13.69%
Dividend Yield 1.88% 2.34%

IVV profile: The Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the S&P 500 Index. Uses a replication strategy to try to track the Index, which includes approximately 77% of the market capitalization of all publicly traded US equity securities.

For further information, check out VTI vs IVV comparison details.

21. Compare and contrast: VTI vs VT.

Both VTI and VT are ETFs. VTI has a higher 5-year return than VT (12.83% vs 9.75%). VTI has a lower expense ratio than VT (0.03% vs 0.08%). Below is the comparison between VTI and VT.

VTI VT
Segment Equity: U.S. - Total Market Equity: Global - Total Market
Net Assets $128.53B $12.06B
Expense Ratio 0.03% 0.08%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index FTSE Global All Cap Net TR US RIC
YTD Return 4.29% 1.08%
1-Year Return 12.28% 9.19%
3-Year Return 11.55% 7.04%
5-Year Return 12.83% 9.75%
10-Year Return 13.56% 8.98%
Dividend Yield 1.88% 2.61%

VT profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of stocks of companies located in developed and emerging markets around the world. The Fund employs an indexing investment approach to track the performance of the FTSE Global All Cap Index and attempts to sample the index.

For further information, check out VTI vs VT comparison details.

22. Compare and contrast: VTI vs VXUS.

Both VTI and VXUS are ETFs. VTI has a higher 5-year return than VXUS (12.83% vs 6.2%). VTI has a lower expense ratio than VXUS (0.03% vs 0.08%). Below is the comparison between VTI and VXUS.

VTI VXUS
Segment Equity: U.S. - Total Market Equity: Global Ex-U.S. - Total Market
Net Assets $128.53B $17.58B
Expense Ratio 0.03% 0.08%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index FTSE Global All Cap ex US Net US RIC
YTD Return 4.29% -3.22%
1-Year Return 12.28% 4.68%
3-Year Return 11.55% 1.81%
5-Year Return 12.83% 6.2%
10-Year Return 13.56% 4.75%
Dividend Yield 1.88% 3.63%

VXUS profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States. The Fund employs an indexing investment approach designed to track the performance of the FTSE Global All Cap ex US Index.

For further information, check out VTI vs VXUS comparison details.

23. Compare and contrast: VTI vs FSKAX.

VTI is an ETF, whereas FSKAX is a mutual fund. VTI has a higher 5-year return than FSKAX (12.83% vs 12.42%). VTI has a higher expense ratio than FSKAX (0.03% vs 0.02%). Below is the comparison between VTI and FSKAX.

VTI FSKAX
Segment Equity: U.S. - Total Market U.S. Equity: Large Blend
Net Assets $128.53B $50.60B
Expense Ratio 0.03% 0.02%
Management Style passive (index-based) N/A
Underlying Index CRSP US Total Market Index N/A
YTD Return 4.29% 2.74%
1-Year Return 12.28% 11.26%
3-Year Return 11.55% 11.02%
5-Year Return 12.83% 12.42%
10-Year Return 13.56% 13.31%
Dividend Yield 1.88% 1.8%

FSKAX profile: The Fund seeks to provide investment results corresponding to the total return of a broad range of United States stocks. The Fund invests at least 80% of its assets in common stocks included in the Dow Jones US Total Stock Market Index, which represents the performance of a broad range of U.S. stocks.

For further information, check out VTI vs FSKAX comparison details.

24. Compare and contrast: VTI vs IJH.

Both VTI and IJH are ETFs. VTI has a higher 5-year return than IJH (12.83% vs 7.44%). VTI has a lower expense ratio than IJH (0.03% vs 0.06%). Below is the comparison between VTI and IJH.

VTI IJH
Segment Equity: U.S. - Total Market Equity: U.S. - Mid Cap
Net Assets $128.53B $37.51B
Expense Ratio 0.03% 0.06%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index S&P MidCap 400 Index
YTD Return 4.29% -8.4%
1-Year Return 12.28% -2.83%
3-Year Return 11.55% 3.62%
5-Year Return 12.83% 7.44%
10-Year Return 13.56% 10.74%
Dividend Yield 1.88% 2.1%

IJH profile: The Fund seeks investment results that correspond generally to the price and yield performance, before fees and expenses, of the S&P MidCap 400 Index. The Index measures the performance of the mid-capitalization sector of the US equity market. Uses a representative sampling strategy to try to track the Index.

For further information, check out VTI vs IJH comparison details.

25. Compare and contrast: VTI vs IWV.

Both VTI and IWV are ETFs. VTI has a higher 5-year return than IWV (12.83% vs 12.65%). VTI has a lower expense ratio than IWV (0.03% vs 0.2%). Below is the comparison between VTI and IWV.

VTI IWV
Segment Equity: U.S. - Total Market Equity: U.S. - Total Market
Net Assets $128.53B $8.51B
Expense Ratio 0.03% 0.2%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index Russell 3000 Index
YTD Return 4.29% 4.02%
1-Year Return 12.28% 12.07%
3-Year Return 11.55% 11.33%
5-Year Return 12.83% 12.65%
10-Year Return 13.56% 13.35%
Dividend Yield 1.88% 1.96%

IWV profile: The Fund seeks investment results that correspond to the price and yield performance, before fees and expenses, of the Russell 3000 Index. Uses a replication strategy. The Index is a capitalization-weighted index of the largest public companies domiciled in the US and its territories.

For further information, check out VTI vs IWV comparison details.

26. Compare and contrast: VTI vs VCR.

Both VTI and VCR are ETFs. VTI has a lower 5-year return than VCR (12.83% vs 15.6%). VTI has a lower expense ratio than VCR (0.03% vs 0.1%). Below is the comparison between VTI and VCR.

VTI VCR
Segment Equity: U.S. - Total Market Equity: U.S. Consumer Cyclicals
Net Assets $128.53B $2.53B
Expense Ratio 0.03% 0.1%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index MSCI US Investable Market Consumer Discretionary 25/50 Index
YTD Return 4.29% 24.13%
1-Year Return 12.28% 29.27%
3-Year Return 11.55% 19.44%
5-Year Return 12.83% 15.6%
10-Year Return 13.56% 17.72%
Dividend Yield 1.88% 1.22%

VCR profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of consumer discretionary stocks. Specifically the MSCI U.S. Investable Market Consumer Discretionary Index, an index of stocks of large-, mid-, and small-size U.S. companies within the consumer discretionary sector.

For further information, check out VTI vs VCR comparison details.

27. Compare and contrast: VTI vs VGT.

Both VTI and VGT are ETFs. VTI has a lower 5-year return than VGT (12.83% vs 25.43%). VTI has a lower expense ratio than VGT (0.03% vs 0.1%). Below is the comparison between VTI and VGT.

VTI VGT
Segment Equity: U.S. - Total Market Equity: U.S. Technology
Net Assets $128.53B $27.72B
Expense Ratio 0.03% 0.1%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index MSCI US Investable Market Information Technology 25/50 Index
YTD Return 4.29% 22.48%
1-Year Return 12.28% 38.32%
3-Year Return 11.55% 26.67%
5-Year Return 12.83% 25.43%
10-Year Return 13.56% 19.98%
Dividend Yield 1.88% 1.22%

VGT profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of information technology stocks. Specifically the MSCI US Investable Market Information Technology Index an index made up of stocks of large, mid-size, and small U.S. companies within the information technology sector.

For further information, check out VTI vs VGT comparison details.

28. Compare and contrast: VTI vs VNQ.

Both VTI and VNQ are ETFs. VTI has a higher 5-year return than VNQ (12.83% vs 5.35%). VTI has a lower expense ratio than VNQ (0.03% vs 0.12%). Below is the comparison between VTI and VNQ.

VTI VNQ
Segment Equity: U.S. - Total Market Equity: U.S. Real Estate
Net Assets $128.53B $24.73B
Expense Ratio 0.03% 0.12%
Management Style passive (index-based) passive (index-based)
Underlying Index CRSP US Total Market Index MSCI US REIT Index
YTD Return 4.29% -12.11%
1-Year Return 12.28% -10.79%
3-Year Return 11.55% 2.21%
5-Year Return 12.83% 5.35%
10-Year Return 13.56% 8.4%
Dividend Yield 1.88% 4.17%

VNQ profile: The Fund seeks to provide a high level of income and moderate long-term capital appreciation by tracking the performance of a benchmark index that measures the performance of publicly traded equity REITs and other real estate-related investments. The Fund employs indexing to track the performance of the Index.

For further information, check out VTI vs VNQ comparison details.

In the VTI review, we covered VTI key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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