14 important things you should know about Allianz Funds AGLAX mutual fund

Updated: June 27, 2020
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Before we start: if you’re looking for AGLAX “stock” price, you can quickly find it out by visiting Finny and typing "AGLAX quote". If you’re looking for a quick scoop on AGLAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "AGLAX". You’ll get all this info in one place.

Are you looking to buy or sell AGLAX? Or perhaps you’re looking for AGLAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this AGLAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: AGLAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: AGLAX buy or sell; the pros and cons of investing in AGLAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to AGLAX.

And here is the list of questions we’ll answer:

  1. Describe Allianz Funds Multi-Strategy Trust: AllianzGI Retirement 2020 Fund; Class A Shares (AGLAX).
  2. What are AGLAX holdings?
  3. What is AGLAX performance? What are AGLAX historical returns?
  4. How many up and down years did AGLAX have historically?
  5. What is AGLAX dividend yield?
  6. What is AGLAX minimum initial investment amount?
  7. What is AGLAX expense ratio?
  8. Does AGLAX have any sales loads or 12b-1 distribution expenses?
  9. What is AGLAX tax efficiency (tax-cost ratio)?
  10. What is AGLAX beta? How would you assess AGLAX risk?
  11. What is AGLAX Sharpe ratio?
  12. What is AGLAX Finny Score? AGLAX buy or sell?
  13. What are the pros of investing in AGLAX? What are AGLAX buy reasons?
  14. What are the cons of investing in AGLAX? What are AGLAX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Allianz Funds Multi-Strategy Trust: AllianzGI Retirement 2020 Fund; Class A Shares (AGLAX).

The Fund seeks capital growth and preservation consistent with its asset allocation as 2020 approaches, and thereafter current income and, capital appreciation. The Fund gains diversified exposure to core global equity asset classes, including emerging markets equities, and core U.S. fixed income asset classes.

2. What are AGLAX top holdings?

AGLAX has 0 stock holdings and 2 bond holdings.

The top 8 holdings represent 116.20% of total assets. Here are the top holdings:

Name Symbol % Assets
AllianzGI Global Dynamic Allocation R6 ADYFX 68.92%
AllianzGI Core Bond R6 AOBSX 32.37%
MSCI EAFE Index Future Mar 20 MFSH0 6.18%
E-mini Nasdaq 100 Future Mar 20 NQH0.DE 2.88%
MSCI USA Index Future Mar 20 FMUSH0 2.58%
E-mini S&P 500 Futures Mar20 ESH0 1.26%
Future on Russel 2000 (TR) Mar20 N/A 1.26%
AllianzGI Emerging Markets Sm-Cp Instl ALAIX 0.75%

3. What is AGLAX performance? What are AGLAX historical returns?

AGLAX has generated the following returns:

  • 1-month return is 2.34%;
  • 3-month return is -5.39%;
  • 1-year return is 3.57%;
  • 3-year return is 3.75%;
  • 5-year return is 3.87%;
  • 10-year return is 4.67%.

4. How many up and down years did AGLAX have historically?

In the last 10 years, AGLAX had 8 up years and 2 down years.

5. What is AGLAX dividend yield?

AGLAX yield is 4.97%.

6. What is AGLAX minimum initial investment amount?

AGLAX minimum initial investment amount is $1.00K.

7. What is AGLAX expense ratio?

AGLAX expense ratio is 0.95%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

8. Does AGLAX have any sales loads or 12b-1 distribution expenses?

AGLAX 12b-1 distribution fee is 0.25. AGLAX front-end sales load is 5.5. AGLAX back-end sales load is 0.

9. What is AGLAX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 4.19%;
  • 3-year ax cost ratio is 2.37%.

10. What is AGLAX beta? How would you assess AGLAX risk?

  • 3-year beta is 0.73;
  • 5-year beta is 0.74;
  • 10-year beta is 0.73.

11. What is AGLAX Sharpe ratio?

  • 3-year Sharpe ratio is 0.13;
  • 5-year Sharpe ratio is 0.30;
  • 10-year Sharpe ratio is 0.57.

Analysis

12. What is AGLAX Finny Score? AGLAX buy or sell?

AGLAX Finny Score is 33. Our quantitative analysis shows 3 reasons to buy AGLAX and 6 reasons to sell it, resulting in the Finny Score of 33.

13. What are the pros of investing in AGLAX? What are AGLAX buy reasons?

The following are AGLAX strengths from our perspective:

  • AGLAX 3-year Beta is 0.73, which is inversely correlated with the index (Morningstar Mod Tgt Risk TR USD). The could be good if you're trying to hedge your portfolio.
  • AGLAX 5-year Beta is 0.74, which is inversely correlated with the index (Morningstar Mod Tgt Risk TR USD). The could be good if you're trying to hedge your portfolio.
  • AGLAX 10-year Beta is 0.73, which is inversely correlated with the index (Morningstar Mod Tgt Risk TR USD). The could be good if you're trying to hedge your portfolio.

14. What are the cons of investing in AGLAX? What are AGLAX negatives?

The following are AGLAX weaknesses from our perspective:

  • AGLAX net assets are $3.80 million. This fund is not a popular choice with retail investors.
  • AGLAX 3-year return is 3.75%, which is lower than the 3-year return of the benchmark index (Morningstar Lifetime Allocation Moderate 2020 TR USD), 5.24%.
  • AGLAX 5-year return is 3.87%, which is lower than the 5-year return of the benchmark index (Morningstar Lifetime Allocation Moderate 2020 TR USD), 4.56%.
  • AGLAX 10-year return is 4.67%, which is lower than the 10-year return of the benchmark index (Morningstar Lifetime Allocation Moderate 2020 TR USD), 7.27%.
  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.25%, while the maximum front-end sales load is 5.5%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.
  • AGLAX expense ratio is 0.95%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the AGLAX review, we covered AGLAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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