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15 important things you should know about American Century Investments AOCIX mutual fund

Updated: Last Friday
17
Bull Case
  • No sales load or distribution fees
Bear Case
  • 3-year return below the benchmark
  • 5-year return below the benchmark
  • 10-year return below the benchmark
  • 15-year return below the benchmark
  • High expense ratio

Before we start: if you’re looking for AOCIX “stock” price, you can quickly find it out by visiting Finny and typing "AOCIX quote". If you’re looking for a quick scoop on AOCIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "AOCIX". You’ll get all this info in one place.

Are you looking to buy or sell AOCIX? Or perhaps you’re looking for AOCIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this AOCIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: AOCIX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: AOCIX buy or sell; the pros and cons of investing in AOCIX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to AOCIX.

And here is the list of questions we’ll answer:

  1. Describe American Century Asset Allocation Portfolios, Inc: One Choice Portfolio Conservative; Investor Class Shares (AOCIX).
  2. What are AOCIX holdings?
  3. What is AOCIX performance? What are AOCIX historical returns?
  4. How many up and down years did AOCIX have historically?
  5. What is AOCIX dividend yield?
  6. What is AOCIX minimum initial investment amount?
  7. What is AOCIX expense ratio?
  8. Does AOCIX have any sales loads or 12b-1 distribution expenses?
  9. What is AOCIX tax efficiency (tax-cost ratio)?
  10. What is AOCIX beta? How would you assess AOCIX risk?
  11. What is AOCIX Sharpe ratio?
  12. What is AOCIX Finny Score? AOCIX buy or sell?
  13. What are the pros of investing in AOCIX? What are AOCIX buy reasons?
  14. What are the cons of investing in AOCIX? What are AOCIX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Asset Allocation Portfolios, Inc: One Choice Portfolio Conservative; Investor Class Shares (AOCIX).

The Fund seeks total return which includes both capital appreciation and income from dividends and interest that is consistent with the asset mix. The Fund seeks to achieve its objective by investing in other American Century mutual funds that represent a variety of asset classes and investment styles.

2. What are AOCIX top holdings?

AOCIX has 0 stock holdings and 0 bond holdings.

The top 10 holdings represent 73.97% of total assets. Here are the top holdings:

Name Symbol % Assets
American Century Diversified Bond Inv ADFIX 19.85%
American Century Inflation Adjs Bond Inv ACITX 7.02%
American Century Global Bond Inv AGBVX 7.00%
American Century Large Company Value Inv ALVIX 6.47%
American Century Sustainable Equity Inv AFDIX 6.40%
American Century US Government MMkt Inv TCRXX 5.77%
American Century Growth Inv TWCGX 5.75%
American Century International Bond Inv BEGBX 5.47%
American Century Mid Cap Value Inv ACMVX 5.24%
American Century Short Dur Inf PrBd Inv APOIX 5.00%

3. What is AOCIX performance? What are AOCIX historical returns?

AOCIX has generated the following returns:

  • 1-month return is 2.30%;
  • 3-month return is 2.54%;
  • 1-year return is 10.03%;
  • 3-year return is 6.36%;
  • 5-year return is 6.57%;
  • 10-year return is 6.33%;
  • 15-year return is 5.95%.

4. How many up and down years did AOCIX have historically?

In the last 10 years, AOCIX had 8 up years and 2 down years.

AOCIX up and down years

5. What is AOCIX dividend yield?

AOCIX yield is 1.54%.

6. What is AOCIX minimum initial investment amount?

AOCIX minimum initial investment amount is $3.00K.

7. What is AOCIX expense ratio?

AOCIX expense ratio is 0.81%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

AOCIX expenses

8. Does AOCIX have any sales loads or 12b-1 distribution expenses?

AOCIX 12b-1 distribution fee is 0. AOCIX front-end sales load is 0. AOCIX back-end sales load is 0.

9. What is AOCIX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 1.36%;
  • 3-year ax cost ratio is 1.38%.
AOCIX tax costs

10. What is AOCIX beta? How would you assess AOCIX risk?

  • 3-year beta is 0.84;
  • 5-year beta is 0.84;
  • 10-year beta is 0.80.
AOCIX Beta

11. What is AOCIX Sharpe ratio?

  • 3-year Sharpe ratio is 0.50;
  • 5-year Sharpe ratio is 0.74;
  • 10-year Sharpe ratio is 0.87.
AOCIX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 17. Our quantitative analysis shows 1 reason to buy and 5 reasons to sell it, resulting in the Finny Score of 17.

13. What are the pros of investing in AOCIX? What are AOCIX buy reasons?

The following are AOCIX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in AOCIX? What are AOCIX negatives?

The following are AOCIX weaknesses from our perspective:

  • <strong>AOCIX 3-year return</strong> is 6.36%, which is lower than the 3-year return of the benchmark index (Russell 3000 TR USD), 12.52%.
  • <strong>AOCIX 5-year return</strong> is 6.57%, which is lower than the 5-year return of the benchmark index (Russell 3000 TR USD), 12.84%.
  • <strong>AOCIX 10-year return</strong> is 6.33%, which is lower than the 10-year return of the benchmark index (Russell 3000 TR USD), 13.21%.
  • <strong>AOCIX 15-year return</strong> is 5.95%, which is lower than the 15-year return of the benchmark index (Russell 3000 TR USD), 9.55%.
  • <strong>AOCIX expense ratio</strong> is 0.81%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the AOCIX review, we covered AOCIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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