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15 important things you should know about American Century Investments AOMIX mutual fund

Updated: September 27, 2020

Bull Case

No sales load or distribution fees

Bear Case

3-year return below the benchmark
5-year return below the benchmark
10-year return below the benchmark
15-year return below the benchmark
High expense ratio

Before we start: if you’re looking for AOMIX “stock” price, you can quickly find it out by visiting Finny and typing "AOMIX quote". If you’re looking for a quick scoop on AOMIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "AOMIX". You’ll get all this info in one place.

Are you looking to buy or sell AOMIX? Or perhaps you’re looking for AOMIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this AOMIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

Fact Sheet: AOMIX performance, returns, expense ratio, holdings and dividend yield;
Analysis: AOMIX buy or sell; the pros and cons of investing in AOMIX mutual fund;
Alternatives: other ETFs and mutual funds you should consider as alternatives to AOMIX.

And here is the list of questions we’ll answer:

Describe American Century Asset Allocation Portfolios, Inc: One Choice Portfolio Moderate; Investor Class Shares (AOMIX).
What are AOMIX holdings?
What is AOMIX performance? What are AOMIX historical returns?
How many up and down years did AOMIX have historically?
What is AOMIX dividend yield?
What is AOMIX minimum initial investment amount?
What is AOMIX expense ratio?
Does AOMIX have any sales loads or 12b-1 distribution expenses?
What is AOMIX tax efficiency (tax-cost ratio)?
What is AOMIX beta? How would you assess AOMIX risk?
What is AOMIX Sharpe ratio?
What is AOMIX Finny Score? AOMIX buy or sell?
What are the pros of investing in AOMIX? What are AOMIX buy reasons?
What are the cons of investing in AOMIX? What are AOMIX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Asset Allocation Portfolios, Inc: One Choice Portfolio Moderate; Investor Class Shares (AOMIX).

The Fund seeks total return which includes both capital appreciation and income from dividends and interest that is consistent with the asset mix. The Fund seeks to achieve its objective by investing in other American Century mutual funds that represent a variety of asset classes and investment styles.

2. What are AOMIX top holdings?

AOMIX has 0 stock holdings and 0 bond holdings.

The top 10 holdings represent 68.09% of total assets. Here are the top holdings:

Name	Symbol	% Assets
American Century Diversified Bond Inv	ADFIX	14.13%
American Century Sustainable Equity Inv	AFDIX	9.02%
American Century Large Company Value Inv	ALVIX	7.62%
American Century Growth Inv	TWCGX	6.29%
American Century Mid Cap Value Inv	ACMVX	5.86%
American Century International Gr Inv	TWIEX	5.66%
American Century Global Bond Inv	AGBVX	5.10%
American Century Heritage Inv	TWHIX	5.04%
American Century Inflation Adjs Bond Inv	ACITX	5.04%
American Century Equity Growth Inv	BEQGX	4.33%

3. What is AOMIX performance? What are AOMIX historical returns?

AOMIX has generated the following returns:

1-month return is -1.59%;
3-month return is 5.01%;
1-year return is 8.64%;
3-year return is 6.50%;
5-year return is 7.56%;
10-year return is 7.86%;
15-year return is 6.56%.

4. How many up and down years did AOMIX have historically?

In the last 10 years, AOMIX had 8 up years and 2 down years.

5. What is AOMIX dividend yield?

AOMIX yield is 1.75%.

6. What is AOMIX minimum initial investment amount?

AOMIX minimum initial investment amount is $3.00K.

7. What is AOMIX expense ratio?

AOMIX expense ratio is 0.9%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

8. Does AOMIX have any sales loads or 12b-1 distribution expenses?

AOMIX 12b-1 distribution fee is 0. AOMIX front-end sales load is 0. AOMIX back-end sales load is 0.

9. What is AOMIX tax efficiency (tax-cost ratio)?

1-year ax cost ratio is 1.74%;
3-year ax cost ratio is 1.61%.

10. What is AOMIX beta? How would you assess AOMIX risk?

3-year beta is 1.14;
5-year beta is 1.14;
10-year beta is 1.11;
15-year beta is 1.09.

11. What is AOMIX Sharpe ratio?

3-year Sharpe ratio is 0.41;
5-year Sharpe ratio is 0.48;
10-year Sharpe ratio is 0.82.

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 17. Our quantitative analysis shows 1 reason to buy and 5 reasons to sell it, resulting in the Finny Score of 17.

13. What are the pros of investing in AOMIX? What are AOMIX buy reasons?

The following are AOMIX strengths from our perspective:

Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in AOMIX? What are AOMIX negatives?

The following are AOMIX weaknesses from our perspective:

AOMIX 3-year return is 6.5%, which is lower than the 3-year return of the benchmark index (Russell 3000 TR USD), 11.55%.
AOMIX 5-year return is 7.56%, which is lower than the 5-year return of the benchmark index (Russell 3000 TR USD), 12.84%.
AOMIX 10-year return is 7.86%, which is lower than the 10-year return of the benchmark index (Russell 3000 TR USD), 13.55%.
AOMIX 15-year return is 6.56%, which is lower than the 15-year return of the benchmark index (Russell 3000 TR USD), 9.01%.
AOMIX expense ratio is 0.9%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?

In the AOMIX review, we covered AOMIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.