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15 important things you should know about American Century Investments ARYIX mutual fund

Updated: September 27, 2020
67
Bull Case
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 10-year return above the benchmark
  • No sales load or distribution fees
Bear Case
  • Low net assets
  • High expense ratio

Before we start: if you’re looking for ARYIX “stock” price, you can quickly find it out by visiting Finny and typing "ARYIX quote". If you’re looking for a quick scoop on ARYIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "ARYIX". You’ll get all this info in one place.

Are you looking to buy or sell ARYIX? Or perhaps you’re looking for ARYIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this ARYIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: ARYIX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: ARYIX buy or sell; the pros and cons of investing in ARYIX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to ARYIX.

And here is the list of questions we’ll answer:

  1. Describe American Century Asset Allocation Portfolios, Inc: One Choice 2035 Portfolio; Investor Class Shares (ARYIX).
  2. What are ARYIX holdings?
  3. What is ARYIX performance? What are ARYIX historical returns?
  4. How many up and down years did ARYIX have historically?
  5. What is ARYIX dividend yield?
  6. What is ARYIX minimum initial investment amount?
  7. What is ARYIX expense ratio?
  8. Does ARYIX have any sales loads or 12b-1 distribution expenses?
  9. What is ARYIX tax efficiency (tax-cost ratio)?
  10. What is ARYIX beta? How would you assess ARYIX risk?
  11. What is ARYIX Sharpe ratio?
  12. What is ARYIX Finny Score? ARYIX buy or sell?
  13. What are the pros of investing in ARYIX? What are ARYIX buy reasons?
  14. What are the cons of investing in ARYIX? What are ARYIX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Asset Allocation Portfolios, Inc: One Choice 2035 Portfolio; Investor Class Shares (ARYIX).

The Fund seeks income and capital appreciation by investing in a blend of equity and fixed income securities as well as cash equivalents. The portfolio will become more conservative as the target year approaches.

2. What are ARYIX top holdings?

ARYIX has 0 stock holdings and 0 bond holdings.

The top 10 holdings represent 69.05% of total assets. Here are the top holdings:

Name Symbol % Assets
American Century NT Diversified Bond G ACLDX 16.35%
American Century NT Large Co Val G ACLLX 9.63%
American Century Sustainable Equity G AFEGX 7.53%
American Century Global Bond G AGBGX 6.49%
American Century NT Mid Cap Value G ACLMX 5.79%
American Century NT Growth G ACLTX 5.72%
American Century NT International Gr G ACLNX 5.35%
American Century NT Equity Growth G ACLEX 4.12%
American Century Inflation-Adjs Bond G AINGX 4.05%
American Century NT Heritage G ACLWX 4.02%

3. What is ARYIX performance? What are ARYIX historical returns?

ARYIX has generated the following returns:

  • 1-month return is -1.46%;
  • 3-month return is 4.53%;
  • 1-year return is 7.44%;
  • 3-year return is 6.33%;
  • 5-year return is 7.39%;
  • 10-year return is 8.14%;
  • 15-year return is 6.59%.

4. How many up and down years did ARYIX have historically?

In the last 10 years, ARYIX had 8 up years and 2 down years.

ARYIX up and down years

5. What is ARYIX dividend yield?

ARYIX yield is 1.51%.

6. What is ARYIX minimum initial investment amount?

ARYIX minimum initial investment amount is $3.00K.

7. What is ARYIX expense ratio?

ARYIX expense ratio is 0.84%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

ARYIX expenses

8. Does ARYIX have any sales loads or 12b-1 distribution expenses?

ARYIX 12b-1 distribution fee is 0. ARYIX front-end sales load is 0. ARYIX back-end sales load is 0.

9. What is ARYIX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 2.03%;
  • 3-year ax cost ratio is 1.74%.
ARYIX tax costs

10. What is ARYIX beta? How would you assess ARYIX risk?

  • 3-year beta is 1.10;
  • 5-year beta is 1.10;
  • 10-year beta is 1.12;
  • 15-year beta is 1.17.
ARYIX Beta

11. What is ARYIX Sharpe ratio?

  • 3-year Sharpe ratio is 0.41;
  • 5-year Sharpe ratio is 0.48;
  • 10-year Sharpe ratio is 0.85.
ARYIX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 67. Our quantitative analysis shows 4 reasons to buy and 2 reasons to sell it, resulting in the Finny Score of 67.

13. What are the pros of investing in ARYIX? What are ARYIX buy reasons?

The following are ARYIX strengths from our perspective:

  • <strong>ARYIX 3-year return</strong> is 6.33%, which is higher than the 3-year return of the benchmark index (S&P Target Date To 2035 TR), 6.27%.
  • <strong>ARYIX 5-year return</strong> is 7.39%, which is in line with the 5-year return of the benchmark index (S&P Target Date To 2035 TR), 7.93%.
  • <strong>ARYIX 10-year return</strong> is 8.14%, which is higher than the 10-year return of the benchmark index (S&P Target Date To 2035 TR), 8.07%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in ARYIX? What are ARYIX negatives?

The following are ARYIX weaknesses from our perspective:

  • <strong>ARYIX net assets</strong> are $819.30 million. This fund is not a popular choice with retail investors.
  • <strong>ARYIX expense ratio</strong> is 0.84%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the ARYIX review, we covered ARYIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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