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10 important things you should know about American Funds BFIAX mutual fund

Updated: September 09, 2021
50
Bull Case
  • 3-year return above the benchmark
  • 5-year return above the benchmark
Bear Case
  • High expense ratio
  • Sales load and/or distribution fees

Before we start: if you’re looking for BFIAX “stock” price, you can quickly find it out by visiting Finny and typing "BFIAX quote". If you’re looking for a quick scoop on BFIAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "BFIAX". You’ll get all this info in one place.

Are you looking to buy or sell BFIAX? Or perhaps you’re looking for BFIAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this BFIAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: BFIAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: BFIAX buy or sell; the pros and cons of investing in BFIAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to BFIAX.

And here is the list of questions we’ll answer:

  1. Describe American Funds Inflation Linked Bond Fund; Class A Shares (BFIAX).
  2. What are BFIAX holdings?
  3. What is BFIAX performance? What are BFIAX historical returns?
  4. What is BFIAX dividend yield?
  5. What is BFIAX minimum initial investment amount?
  6. Does BFIAX have any sales loads or 12b-1 distribution expenses?
  7. What is BFIAX Finny Score? BFIAX buy or sell?
  8. What are the pros of investing in BFIAX? What are BFIAX buy reasons?
  9. What are the cons of investing in BFIAX? What are BFIAX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Funds Inflation Linked Bond Fund; Class A Shares (BFIAX).

The Fund seeks to provide inflation protection and income consistent with investment in inflation linked securities. The Fund, under normal circumstances, invests at least 80% of its net assets in inflation linked bonds issued by U.S. and non-U.S. governments, their agencies or instrumentalities, and corporations.

2. What are BFIAX top holdings?

BFIAX has 0 stock holdings and 181 bond holdings.

The top 7 holdings represent 23.88% of total assets. Here are the top holdings:

Name Symbol % Assets
United States Treasury Notes 0.38% N/A 3.75%
United States Treasury Notes 0.12% N/A 3.64%
United States Treasury Notes 0.5% N/A 3.55%
United States Treasury Bonds 0.25% N/A 3.53%
United States Treasury Notes 0.25% N/A 3.27%
United States Treasury Bonds 2.38% N/A 3.16%
United States Treasury Notes 0.62% N/A 2.98%

3. What is BFIAX performance? What are BFIAX historical returns?

BFIAX has generated the following returns:

  • 1-month return is -0.18%;
  • 3-month return is 2.57%;
  • 1-year return is 2.57%;
  • 3-year return is 7.53%;
  • 5-year return is 4.70%.

4. What is BFIAX dividend yield?

BFIAX yield is 1.96%.

5. What is BFIAX minimum initial investment amount?

BFIAX minimum initial investment amount is $1.00K.

6. Does BFIAX have any sales loads or 12b-1 distribution expenses?

BFIAX 12b-1 distribution fee is 0.3. BFIAX front-end sales load is 2.5. BFIAX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 50. Our quantitative analysis shows 2 reasons to buy and 2 reasons to sell it, resulting in the Finny Score of 50.

8. What are the pros of investing in BFIAX? What are BFIAX buy reasons?

The following are BFIAX strengths from our perspective:

  • BFIAX 3-year return is 7.53%, which is higher than the 3-year return of the benchmark index (Bloomberg US Treasury US TIPS TR USD), 7.29%.
  • BFIAX 5-year return is 4.7%, which is higher than the 5-year return of the benchmark index (Bloomberg US Treasury US TIPS TR USD), 4.61%.

9. What are the cons of investing in BFIAX? What are BFIAX negatives?

The following are BFIAX weaknesses from our perspective:

  • BFIAX expense ratio is 0.7%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • Warning: this fund has a 12b1 and front-end sales fee. The maximum 12b1 fee is 0.3%, while the maximum front-end sales load is 2.5%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Front-end sales load, also known as sales charge, is a fee paid when mutual funds shares are purchased. Those fees are subtracted from your total investable assets.
In the BFIAX review, we covered BFIAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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