14 important things you should know about Allianz Funds RCGHX mutual fund

Updated: Last Monday
70

Before we start: if you’re looking for RCGHX “stock” price, you can quickly find it out by visiting Finny and typing "RCGHX quote". If you’re looking for a quick scoop on RCGHX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "RCGHX". You’ll get all this info in one place.

Are you looking to buy or sell RCGHX? Or perhaps you’re looking for RCGHX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this RCGHX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: RCGHX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: RCGHX buy or sell; the pros and cons of investing in RCGHX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to RCGHX.

And here is the list of questions we’ll answer:

  1. Describe Allianz Funds: AllianzGI Health Sciences Fund; Class C Shares (RCGHX).
  2. What are RCGHX holdings?
  3. What is RCGHX performance? What are RCGHX historical returns?
  4. How many up and down years did RCGHX have historically?
  5. What is RCGHX dividend yield?
  6. What is RCGHX minimum initial investment amount?
  7. What is RCGHX expense ratio?
  8. Does RCGHX have any sales loads or 12b-1 distribution expenses?
  9. What is RCGHX tax efficiency (tax-cost ratio)?
  10. What is RCGHX beta? How would you assess RCGHX risk?
  11. What is RCGHX Sharpe ratio?
  12. What is RCGHX Finny Score? RCGHX buy or sell?
  13. What are the pros of investing in RCGHX? What are RCGHX buy reasons?
  14. What are the cons of investing in RCGHX? What are RCGHX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Allianz Funds: AllianzGI Health Sciences Fund; Class C Shares (RCGHX).

The Fund seeks long-term capital appreciation by investing at least 65% of its assets in healthcare sector equity securities. Under normal market conditions, the fund will invest at least 65% of its assets will be invested in companies located in at least three different countries, including possibly the United States.

2. What are RCGHX top holdings?

RCGHX has 65 stock holdings and 0 bond holdings.

The top 10 holdings represent 41.47% of total assets. Here are the top holdings:

Name Symbol % Assets
Novartis AG ADR NVS 5.84%
Bristol-Myers Squibb Company BMY 5.40%
Johnson & Johnson JNJ 5.30%
Merck & Co Inc MRK 5.19%
UnitedHealth Group Inc UNH 4.55%
AstraZeneca PLC ADR AZN.L 4.44%
Roche Holding AG ADR RHHBY 3.23%
Boston Scientific Corp BSX 2.62%
Centene Corp CNC 2.49%
AbbVie Inc ABBV 2.41%

3. What is RCGHX performance? What are RCGHX historical returns?

RCGHX has generated the following returns:

  • 1-month return is 9.85%;
  • 3-month return is 0.97%;
  • 1-year return is 20.99%;
  • 3-year return is 11.66%;
  • 5-year return is 6.87%;
  • 10-year return is 13.02%;
  • 15-year return is 9.28%.

4. How many up and down years did RCGHX have historically?

In the last 10 years, RCGHX had 9 up years and 1 down year.

5. What is RCGHX dividend yield?

RCGHX yield is 0%.

6. What is RCGHX minimum initial investment amount?

RCGHX minimum initial investment amount is $1.00K.

7. What is RCGHX expense ratio?

RCGHX expense ratio is 2.22%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

8. Does RCGHX have any sales loads or 12b-1 distribution expenses?

RCGHX 12b-1 distribution fee is 1. RCGHX front-end sales load is 0. RCGHX back-end sales load is 1.

9. What is RCGHX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 2.43%;
  • 3-year ax cost ratio is 2.2%.

10. What is RCGHX beta? How would you assess RCGHX risk?

  • 3-year beta is 0.71;
  • 5-year beta is 0.79;
  • 10-year beta is 0.76.

11. What is RCGHX Sharpe ratio?

  • 3-year Sharpe ratio is 0.42;
  • 5-year Sharpe ratio is 0.25;
  • 10-year Sharpe ratio is 0.76.

Analysis

12. What is RCGHX Finny Score? RCGHX buy or sell?

RCGHX Finny Score is 70. Our quantitative analysis shows 7 reasons to buy RCGHX and 3 reasons to sell it, resulting in the Finny Score of 70.

13. What are the pros of investing in RCGHX? What are RCGHX buy reasons?

The following are RCGHX strengths from our perspective:

  • RCGHX 3-year return is 11.66%, which is higher than the 3-year return of the benchmark index (MSCI World/Health Care NR USD), 10.86%.
  • RCGHX 5-year return is 6.87%, which is higher than the 5-year return of the benchmark index (MSCI World/Health Care NR USD), 6.5%.
  • RCGHX 10-year return is 13.02%, which is higher than the 10-year return of the benchmark index (MSCI World/Health Care NR USD), 12.85%.
  • RCGHX 15-year return is 9.28%, which is higher than the 15-year return of the benchmark index (MSCI World/Health Care NR USD), 8.84%.
  • RCGHX 3-year Beta is 0.71, which is inversely correlated with the index (MSCI ACWI NR USD). The could be good if you're trying to hedge your portfolio.
  • RCGHX 5-year Beta is 0.79, which is inversely correlated with the index (MSCI ACWI NR USD). The could be good if you're trying to hedge your portfolio.
  • RCGHX 10-year Beta is 0.76, which is inversely correlated with the index (MSCI ACWI NR USD). The could be good if you're trying to hedge your portfolio.

14. What are the cons of investing in RCGHX? What are RCGHX negatives?

The following are RCGHX weaknesses from our perspective:

  • RCGHX net assets are $4.10 million. This fund is not a popular choice with retail investors.
  • Warning: this fund has a 12b1 and deferred sales fee. The maximum 12b1 fee is 1%, while the maximum deferred sales load is 1%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Deferred sales load is a back-end sales charge and is imposed when an investor redeems shares.
  • RCGHX expense ratio is 2.22%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the RCGHX review, we covered RCGHX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
Follow Us