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15 important things you should know about Allianz Global Investors RCGTX mutual fund

Updated: September 28, 2020
43
Bull Case
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 15-year return above the benchmark
Bear Case
  • Low net assets
  • 10-year return below the benchmark
  • High expense ratio
  • Sales load and/or distribution fees

Before we start: if you’re looking for RCGTX “stock” price, you can quickly find it out by visiting Finny and typing "RCGTX quote". If you’re looking for a quick scoop on RCGTX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "RCGTX". You’ll get all this info in one place.

Are you looking to buy or sell RCGTX? Or perhaps you’re looking for RCGTX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this RCGTX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: RCGTX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: RCGTX buy or sell; the pros and cons of investing in RCGTX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to RCGTX.

And here is the list of questions we’ll answer:

  1. Describe Allianz Funds: AllianzGI Technology Fund; Class C Shares (RCGTX).
  2. What are RCGTX holdings?
  3. What is RCGTX performance? What are RCGTX historical returns?
  4. How many up and down years did RCGTX have historically?
  5. What is RCGTX dividend yield?
  6. What is RCGTX minimum initial investment amount?
  7. What is RCGTX expense ratio?
  8. Does RCGTX have any sales loads or 12b-1 distribution expenses?
  9. What is RCGTX tax efficiency (tax-cost ratio)?
  10. What is RCGTX beta? How would you assess RCGTX risk?
  11. What is RCGTX Sharpe ratio?
  12. What is RCGTX Finny Score? RCGTX buy or sell?
  13. What are the pros of investing in RCGTX? What are RCGTX buy reasons?
  14. What are the cons of investing in RCGTX? What are RCGTX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Allianz Funds: AllianzGI Technology Fund; Class C Shares (RCGTX).

The Fund seeks long-term capital appreciation. The Fund invests at least 80% of its net assets plus borrowings in common stocks and other equity securities of technology companies and in derivatives and other synthetic instruments that have economic characteristics like equity securities of technology companies.

2. What are RCGTX top holdings?

RCGTX has 151 stock holdings and 0 bond holdings.

The top 10 holdings represent 47.49% of total assets. Here are the top holdings:

Name Symbol % Assets
Microsoft Corp MSFT 8.13%
Apple Inc AAPL 7.56%
Facebook Inc A FB 7.17%
Amazon.com Inc AMZN 4.59%
Okta Inc A OKTA 4.24%
CrowdStrike Holdings Inc Class A CRWD 3.73%
Zscaler Inc ZS 3.16%
Twilio Inc A TWLO 3.03%
Atlassian Corporation PLC A TEAM 2.99%
RingCentral Inc Class A RNG 2.89%

3. What is RCGTX performance? What are RCGTX historical returns?

RCGTX has generated the following returns:

  • 1-month return is -2.96%;
  • 3-month return is 11.91%;
  • 1-year return is 46.03%;
  • 3-year return is 25.28%;
  • 5-year return is 23.62%;
  • 10-year return is 17.62%;
  • 15-year return is 13.48%.

4. How many up and down years did RCGTX have historically?

In the last 10 years, RCGTX had 9 up years and 1 down year.

RCGTX up and down years

5. What is RCGTX dividend yield?

RCGTX yield is 0%.

6. What is RCGTX minimum initial investment amount?

RCGTX minimum initial investment amount is $1.00K.

7. What is RCGTX expense ratio?

RCGTX expense ratio is 2.31%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

RCGTX expenses

8. Does RCGTX have any sales loads or 12b-1 distribution expenses?

RCGTX 12b-1 distribution fee is 1. RCGTX front-end sales load is 0. RCGTX back-end sales load is 1.

9. What is RCGTX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 5.79%;
  • 3-year ax cost ratio is 6.13%.
RCGTX tax costs

10. What is RCGTX beta? How would you assess RCGTX risk?

  • 3-year beta is 1.10;
  • 5-year beta is 1.09;
  • 10-year beta is 1.04;
  • 15-year beta is 1.04.
RCGTX Beta

11. What is RCGTX Sharpe ratio?

  • 3-year Sharpe ratio is 1.05;
  • 5-year Sharpe ratio is 0.98;
  • 10-year Sharpe ratio is 1.02;
  • 15-year Sharpe ratio is 0.71.
RCGTX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 43. Our quantitative analysis shows 3 reasons to buy and 4 reasons to sell it, resulting in the Finny Score of 43.

13. What are the pros of investing in RCGTX? What are RCGTX buy reasons?

The following are RCGTX strengths from our perspective:

  • <strong>RCGTX 3-year return</strong> is 25.28%, which is in line with the 3-year return of the benchmark index (S&P North American Technology TR), 25.64%.
  • <strong>RCGTX 5-year return</strong> is 23.62%, which is in line with the 5-year return of the benchmark index (S&P North American Technology TR), 24.94%.
  • <strong>RCGTX 15-year return</strong> is 13.48%, which is in line with the 15-year return of the benchmark index (S&P North American Technology TR), 14.57%.

14. What are the cons of investing in RCGTX? What are RCGTX negatives?

The following are RCGTX weaknesses from our perspective:

  • <strong>RCGTX net assets</strong> are $42.20 million. This fund is not a popular choice with retail investors.
  • <strong>RCGTX 10-year return</strong> is 17.62%, which is lower than the 10-year return of the benchmark index (S&P North American Technology TR), 20%.
  • <strong>RCGTX expense ratio</strong> is 2.31%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • Warning: this fund has a 12b1 and deferred sales fee. The maximum 12b1 fee is 1%, while the maximum deferred sales load is 1%. A 12b-1 fee is an annual marketing or distribution fee on a mutual fund. Deferred sales load is a back-end sales charge and is imposed when an investor redeems shares.
In the RCGTX review, we covered RCGTX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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