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15 important things you should know about American Century Investments TWHIX mutual fund

Updated: September 28, 2020
67
Bull Case
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 15-year return above the benchmark
  • No sales load or distribution fees
Bear Case
  • 10-year return below the benchmark
  • High expense ratio

Before we start: if you’re looking for TWHIX “stock” price, you can quickly find it out by visiting Finny and typing "TWHIX quote". If you’re looking for a quick scoop on TWHIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWHIX". You’ll get all this info in one place.

Are you looking to buy or sell TWHIX? Or perhaps you’re looking for TWHIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWHIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWHIX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWHIX buy or sell; the pros and cons of investing in TWHIX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWHIX.

And here is the list of questions we’ll answer:

  1. Describe American Century Mutual Funds, Inc: Heritage Fund; Investor Class Shares (TWHIX).
  2. What are TWHIX holdings?
  3. What is TWHIX performance? What are TWHIX historical returns?
  4. How many up and down years did TWHIX have historically?
  5. What is TWHIX dividend yield?
  6. What is TWHIX minimum initial investment amount?
  7. What is TWHIX expense ratio?
  8. Does TWHIX have any sales loads or 12b-1 distribution expenses?
  9. What is TWHIX tax efficiency (tax-cost ratio)?
  10. What is TWHIX beta? How would you assess TWHIX risk?
  11. What is TWHIX Sharpe ratio?
  12. What is TWHIX Finny Score? TWHIX buy or sell?
  13. What are the pros of investing in TWHIX? What are TWHIX buy reasons?
  14. What are the cons of investing in TWHIX? What are TWHIX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Mutual Funds, Inc: Heritage Fund; Investor Class Shares (TWHIX).

The Fund seeks long-term capital growth by investing in companies whose earnings and revenues are growing at an accelerated rate. Firms exhibiting these accelerated rates will, in the view of Fund Management, have a greater potential of increasing in value over the long-term.

2. What are TWHIX top holdings?

TWHIX has 74 stock holdings and 0 bond holdings.

The top 10 holdings represent 26.83% of total assets. Here are the top holdings:

Name Symbol % Assets
SBA Communications Corp SBAC 4.26%
Fiserv Inc FISV 4.22%
Encompass Health Corp EHC 2.50%
Teleflex Inc TFX 2.37%
Cadence Design Systems Inc CDNS 2.33%
Cognex Corp CGNX 2.26%
F5 Networks Inc FFIV 2.26%
MSCI Inc MSCI 2.22%
Advanced Micro Devices Inc AMD 2.21%
Twitter Inc TWTR 2.20%

3. What is TWHIX performance? What are TWHIX historical returns?

TWHIX has generated the following returns:

  • 1-month return is -1.30%;
  • 3-month return is 8.53%;
  • 1-year return is 19.15%;
  • 3-year return is 16.03%;
  • 5-year return is 12.45%;
  • 10-year return is 12.78%;
  • 15-year return is 11.48%.

4. How many up and down years did TWHIX have historically?

In the last 10 years, TWHIX had 8 up years and 2 down years.

TWHIX up and down years

5. What is TWHIX dividend yield?

TWHIX yield is 0%.

6. What is TWHIX minimum initial investment amount?

TWHIX minimum initial investment amount is $3.00K.

7. What is TWHIX expense ratio?

TWHIX expense ratio is 1.01%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

TWHIX expenses

8. Does TWHIX have any sales loads or 12b-1 distribution expenses?

TWHIX 12b-1 distribution fee is 0. TWHIX front-end sales load is 0. TWHIX back-end sales load is 0.

9. What is TWHIX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 2.45%;
  • 3-year ax cost ratio is 3.21%.
TWHIX tax costs

10. What is TWHIX beta? How would you assess TWHIX risk?

  • 3-year beta is 1.12;
  • 5-year beta is 1.11;
  • 10-year beta is 1.12;
  • 15-year beta is 1.11.
TWHIX Beta

11. What is TWHIX Sharpe ratio?

  • 3-year Sharpe ratio is 0.66;
  • 5-year Sharpe ratio is 0.57;
  • 10-year Sharpe ratio is 0.83;
  • 15-year Sharpe ratio is 0.63.
TWHIX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 67. Our quantitative analysis shows 4 reasons to buy and 2 reasons to sell it, resulting in the Finny Score of 67.

13. What are the pros of investing in TWHIX? What are TWHIX buy reasons?

The following are TWHIX strengths from our perspective:

  • <strong>TWHIX 3-year return</strong> is 16.03%, which is higher than the 3-year return of the benchmark index (Russell Mid Cap Growth TR USD), 15.37%.
  • <strong>TWHIX 5-year return</strong> is 12.45%, which is in line with the 5-year return of the benchmark index (Russell Mid Cap Growth TR USD), 13.67%.
  • <strong>TWHIX 15-year return</strong> is 11.48%, which is higher than the 15-year return of the benchmark index (Russell Mid Cap Growth TR USD), 10.47%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in TWHIX? What are TWHIX negatives?

The following are TWHIX weaknesses from our perspective:

  • <strong>TWHIX 10-year return</strong> is 12.78%, which is lower than the 10-year return of the benchmark index (Russell Mid Cap Growth TR USD), 14.31%.
  • <strong>TWHIX expense ratio</strong> is 1.01%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the TWHIX review, we covered TWHIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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