14 important things you should know about American Century Investments TWSAX mutual fund

Updated: Last Monday
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Before we start: if you’re looking for TWSAX “stock” price, you can quickly find it out by visiting Finny and typing "TWSAX quote". If you’re looking for a quick scoop on TWSAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWSAX". You’ll get all this info in one place.

Are you looking to buy or sell TWSAX? Or perhaps you’re looking for TWSAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWSAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWSAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWSAX buy or sell; the pros and cons of investing in TWSAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWSAX.

And here is the list of questions we’ll answer:

  1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Aggressive Fund; Investor Class Shs (TWSAX).
  2. What are TWSAX holdings?
  3. What is TWSAX performance? What are TWSAX historical returns?
  4. How many up and down years did TWSAX have historically?
  5. What is TWSAX dividend yield?
  6. What is TWSAX minimum initial investment amount?
  7. What is TWSAX expense ratio?
  8. Does TWSAX have any sales loads or 12b-1 distribution expenses?
  9. What is TWSAX tax efficiency (tax-cost ratio)?
  10. What is TWSAX beta? How would you assess TWSAX risk?
  11. What is TWSAX Sharpe ratio?
  12. What is TWSAX Finny Score? TWSAX buy or sell?
  13. What are the pros of investing in TWSAX? What are TWSAX buy reasons?
  14. What are the cons of investing in TWSAX? What are TWSAX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Aggressive Fund; Investor Class Shs (TWSAX).

The Fund seeks the highest level of total return consistent with its asset mix. The Fund diversifies its assets among various classes of investments such as equity securities, bonds and money markets. The Fund emphasizes investments in equity securities but maintains a portion of its assets in bonds and money markets.

2. What are TWSAX top holdings?

TWSAX has 656 stock holdings and 715 bond holdings.

The top 10 holdings represent 38.80% of total assets. Here are the top holdings:

Name Symbol % Assets
Avantis™ U.S. Equity ETF AVUS 6.47%
American Century US Quality Growth ETF QGRO 6.15%
Avantis™ Emerging Markets Equity ETF AVEM 4.98%
American Century STOXX US Qlty Val ETF VALQ 4.79%
American Century Quality Dvrs Intl ETF QINT 4.13%
Avantis™ International Equity ETF AVDE 3.83%
2 Year Treasury Note Future June 20 ZTM0 3.21%
American Century Dvrs Corp Bd ETF KORP 2.27%
Avantis™ U.S. Small Cap Value ETF AVUV 1.63%
5 Year Treasury Note Future June 20 ZFM0 1.34%

3. What is TWSAX performance? What are TWSAX historical returns?

TWSAX has generated the following returns:

  • 1-month return is 4.74%;
  • 3-month return is -11.48%;
  • 1-year return is -0.39%;
  • 3-year return is 4.58%;
  • 5-year return is 4.47%;
  • 10-year return is 7.77%;
  • 15-year return is 6.63%.

4. How many up and down years did TWSAX have historically?

In the last 10 years, TWSAX had 7 up years and 3 down years.

5. What is TWSAX dividend yield?

TWSAX yield is 1.82%.

6. What is TWSAX minimum initial investment amount?

TWSAX minimum initial investment amount is $3.00K.

7. What is TWSAX expense ratio?

TWSAX expense ratio is 0.88%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

8. Does TWSAX have any sales loads or 12b-1 distribution expenses?

TWSAX 12b-1 distribution fee is 0. TWSAX front-end sales load is 0. TWSAX back-end sales load is 0.

9. What is TWSAX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 3.65%;
  • 3-year ax cost ratio is 3.12%.

10. What is TWSAX beta? How would you assess TWSAX risk?

  • 3-year beta is 1.40;
  • 5-year beta is 1.39;
  • 10-year beta is 1.37;
  • 15-year beta is 1.32.

11. What is TWSAX Sharpe ratio?

  • 3-year Sharpe ratio is 0.06;
  • 5-year Sharpe ratio is 0.18;
  • 10-year Sharpe ratio is 0.55;
  • 15-year Sharpe ratio is 0.47.

Analysis

12. What is TWSAX Finny Score? TWSAX buy or sell?

TWSAX Finny Score is 9. Our quantitative analysis shows 1 reason to buy TWSAX and 10 reasons to sell it, resulting in the Finny Score of 9.

13. What are the pros of investing in TWSAX? What are TWSAX buy reasons?

The following are TWSAX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in TWSAX? What are TWSAX negatives?

The following are TWSAX weaknesses from our perspective:

  • TWSAX net assets are $284.30 million. This fund is not a popular choice with retail investors.
  • TWSAX 3-year return is 4.58%, which is lower than the 3-year return of the benchmark index (S&P 500 TR USD), 9.1%.
  • TWSAX 5-year return is 4.47%, which is lower than the 5-year return of the benchmark index (S&P 500 TR USD), 9.05%.
  • TWSAX 10-year return is 7.77%, which is lower than the 10-year return of the benchmark index (S&P 500 TR USD), 12.06%.
  • TWSAX 15-year return is 6.63%, which is lower than the 15-year return of the benchmark index (S&P 500 TR USD), 8.54%.
  • TWSAX expense ratio is 0.88%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • TWSAX 3-year Beta is 1.4, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 3-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 3 years.
  • TWSAX 5-year Beta is 1.39, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 5-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 5 years.
  • TWSAX 10-year Beta is 1.37, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 10-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 10 years.
  • TWSAX 15-year Beta is 1.32, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 15-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 15 years.
In the TWSAX review, we covered TWSAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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