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15 important things you should know about American Century Investments TWSCX mutual fund

Updated: September 28, 2020
14
Bull Case
  • No sales load or distribution fees
Bear Case
  • Low net assets
  • 3-year return below the benchmark
  • 5-year return below the benchmark
  • 10-year return below the benchmark
  • 15-year return below the benchmark
  • High expense ratio

Before we start: if you’re looking for TWSCX “stock” price, you can quickly find it out by visiting Finny and typing "TWSCX quote". If you’re looking for a quick scoop on TWSCX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWSCX". You’ll get all this info in one place.

Are you looking to buy or sell TWSCX? Or perhaps you’re looking for TWSCX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWSCX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWSCX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWSCX buy or sell; the pros and cons of investing in TWSCX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWSCX.

And here is the list of questions we’ll answer:

  1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Conservative Fund; Investor Class Shs (TWSCX).
  2. What are TWSCX holdings?
  3. What is TWSCX performance? What are TWSCX historical returns?
  4. How many up and down years did TWSCX have historically?
  5. What is TWSCX dividend yield?
  6. What is TWSCX minimum initial investment amount?
  7. What is TWSCX expense ratio?
  8. Does TWSCX have any sales loads or 12b-1 distribution expenses?
  9. What is TWSCX tax efficiency (tax-cost ratio)?
  10. What is TWSCX beta? How would you assess TWSCX risk?
  11. What is TWSCX Sharpe ratio?
  12. What is TWSCX Finny Score? TWSCX buy or sell?
  13. What are the pros of investing in TWSCX? What are TWSCX buy reasons?
  14. What are the cons of investing in TWSCX? What are TWSCX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Conservative Fund; Investor Class Shs (TWSCX).

The Fund seeks the highest level of total return consistent with its asset mix. Under normal circumstances the Fund seeks regular income through its emphasis on bonds and money market securities. It also has the potential for moderate long-term total return as a result of its stake in equity securities.

2. What are TWSCX top holdings?

TWSCX has 656 stock holdings and 687 bond holdings.

3. What is TWSCX performance? What are TWSCX historical returns?

TWSCX has generated the following returns:

  • 1-month return is -1.05%;
  • 3-month return is 3.92%;
  • 1-year return is 7.43%;
  • 3-year return is 5.79%;
  • 5-year return is 6.15%;
  • 10-year return is 6.21%;
  • 15-year return is 5.43%.

4. How many up and down years did TWSCX have historically?

In the last 10 years, TWSCX had 8 up years and 2 down years.

TWSCX up and down years

5. What is TWSCX dividend yield?

TWSCX yield is 1.68%.

6. What is TWSCX minimum initial investment amount?

TWSCX minimum initial investment amount is $3.00K.

7. What is TWSCX expense ratio?

TWSCX expense ratio is 0.88%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

TWSCX expenses

8. Does TWSCX have any sales loads or 12b-1 distribution expenses?

TWSCX 12b-1 distribution fee is 0. TWSCX front-end sales load is 0. TWSCX back-end sales load is 0.

9. What is TWSCX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 2.15%;
  • 3-year ax cost ratio is 2.03%.
TWSCX tax costs

10. What is TWSCX beta? How would you assess TWSCX risk?

  • 3-year beta is 0.86;
  • 5-year beta is 0.85;
  • 10-year beta is 0.81;
  • 15-year beta is 0.75.
TWSCX Beta

11. What is TWSCX Sharpe ratio?

  • 3-year Sharpe ratio is 0.43;
  • 5-year Sharpe ratio is 0.50;
  • 10-year Sharpe ratio is 0.86;
  • 15-year Sharpe ratio is 0.61.
TWSCX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 14. Our quantitative analysis shows 1 reason to buy and 6 reasons to sell it, resulting in the Finny Score of 14.

13. What are the pros of investing in TWSCX? What are TWSCX buy reasons?

The following are TWSCX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in TWSCX? What are TWSCX negatives?

The following are TWSCX weaknesses from our perspective:

  • <strong>TWSCX net assets</strong> are $158.80 million. This fund is not a popular choice with retail investors.
  • <strong>TWSCX 3-year return</strong> is 5.79%, which is lower than the 3-year return of the benchmark index (S&P 500 TR USD), 11.64%.
  • <strong>TWSCX 5-year return</strong> is 6.15%, which is lower than the 5-year return of the benchmark index (S&P 500 TR USD), 13.04%.
  • <strong>TWSCX 10-year return</strong> is 6.21%, which is lower than the 10-year return of the benchmark index (S&P 500 TR USD), 13.48%.
  • <strong>TWSCX 15-year return</strong> is 5.43%, which is lower than the 15-year return of the benchmark index (S&P 500 TR USD), 9.13%.
  • <strong>TWSCX expense ratio</strong> is 0.88%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the TWSCX review, we covered TWSCX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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