14 important things you should know about American Century Investments TWSMX mutual fund

Updated: Last Monday
10

Before we start: if you’re looking for TWSMX “stock” price, you can quickly find it out by visiting Finny and typing "TWSMX quote". If you’re looking for a quick scoop on TWSMX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWSMX". You’ll get all this info in one place.

Are you looking to buy or sell TWSMX? Or perhaps you’re looking for TWSMX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWSMX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWSMX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWSMX buy or sell; the pros and cons of investing in TWSMX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWSMX.

And here is the list of questions we’ll answer:

  1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Moderate Fund; Investor Class Shares (TWSMX).
  2. What are TWSMX holdings?
  3. What is TWSMX performance? What are TWSMX historical returns?
  4. How many up and down years did TWSMX have historically?
  5. What is TWSMX dividend yield?
  6. What is TWSMX minimum initial investment amount?
  7. What is TWSMX expense ratio?
  8. Does TWSMX have any sales loads or 12b-1 distribution expenses?
  9. What is TWSMX tax efficiency (tax-cost ratio)?
  10. What is TWSMX beta? How would you assess TWSMX risk?
  11. What is TWSMX Sharpe ratio?
  12. What is TWSMX Finny Score? TWSMX buy or sell?
  13. What are the pros of investing in TWSMX? What are TWSMX buy reasons?
  14. What are the cons of investing in TWSMX? What are TWSMX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Strategic Asset Allocations, Inc: Strategic Allocation: Moderate Fund; Investor Class Shares (TWSMX).

The Fund seeks the highest level of total return consistent with its asset mix. The Fund diversifies its assets among various classes of investments such as equity securities, bonds and money market instruments. The Fund emphasizes investments in equities but maintains a sizeable stake in bonds and money markets.

2. What are TWSMX top holdings?

TWSMX has 656 stock holdings and 801 bond holdings.

The top 10 holdings represent 38.37% of total assets. Here are the top holdings:

Name Symbol % Assets
2 Year Treasury Note Future June 20 ZTM0 6.84%
Avantis™ U.S. Equity ETF AVUS 5.88%
American Century US Quality Growth ETF QGRO 5.18%
American Century STOXX US Qlty Val ETF VALQ 4.29%
Avantis™ Emerging Markets Equity ETF AVEM 3.48%
American Century Dvrs Corp Bd ETF KORP 3.36%
American Century Quality Dvrs Intl ETF QINT 3.20%
Avantis™ International Equity ETF AVDE 3.18%
Avantis™ U.S. Small Cap Value ETF AVUV 1.50%
5 Year Treasury Note Future June 20 ZFM0 1.46%

3. What is TWSMX performance? What are TWSMX historical returns?

TWSMX has generated the following returns:

  • 1-month return is 3.86%;
  • 3-month return is -9.31%;
  • 1-year return is 0.62%;
  • 3-year return is 4.23%;
  • 5-year return is 4.08%;
  • 10-year return is 6.82%;
  • 15-year return is 6.01%.

4. How many up and down years did TWSMX have historically?

In the last 10 years, TWSMX had 8 up years and 2 down years.

5. What is TWSMX dividend yield?

TWSMX yield is 1.67%.

6. What is TWSMX minimum initial investment amount?

TWSMX minimum initial investment amount is $3.00K.

7. What is TWSMX expense ratio?

TWSMX expense ratio is 0.88%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

8. Does TWSMX have any sales loads or 12b-1 distribution expenses?

TWSMX 12b-1 distribution fee is 0. TWSMX front-end sales load is 0. TWSMX back-end sales load is 0.

9. What is TWSMX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 3.4%;
  • 3-year ax cost ratio is 3.06%.

10. What is TWSMX beta? How would you assess TWSMX risk?

  • 3-year beta is 1.16;
  • 5-year beta is 1.15;
  • 10-year beta is 1.12;
  • 15-year beta is 1.07.

11. What is TWSMX Sharpe ratio?

  • 3-year Sharpe ratio is 0.05;
  • 5-year Sharpe ratio is 0.18;
  • 10-year Sharpe ratio is 0.59;
  • 15-year Sharpe ratio is 0.50.

Analysis

12. What is TWSMX Finny Score? TWSMX buy or sell?

TWSMX Finny Score is 10. Our quantitative analysis shows 1 reason to buy TWSMX and 9 reasons to sell it, resulting in the Finny Score of 10.

13. What are the pros of investing in TWSMX? What are TWSMX buy reasons?

The following are TWSMX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in TWSMX? What are TWSMX negatives?

The following are TWSMX weaknesses from our perspective:

  • TWSMX net assets are $301.70 million. This fund is not a popular choice with retail investors.
  • TWSMX 3-year return is 4.23%, which is lower than the 3-year return of the benchmark index (S&P 500 TR USD), 9.1%.
  • TWSMX 5-year return is 4.08%, which is lower than the 5-year return of the benchmark index (S&P 500 TR USD), 9.05%.
  • TWSMX 10-year return is 6.82%, which is lower than the 10-year return of the benchmark index (S&P 500 TR USD), 12.06%.
  • TWSMX 15-year return is 6.01%, which is lower than the 15-year return of the benchmark index (S&P 500 TR USD), 8.54%.
  • TWSMX expense ratio is 0.88%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
  • TWSMX 3-year Beta is 1.16, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 3-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 3 years.
  • TWSMX 5-year Beta is 1.15, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 5-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 5 years.
  • TWSMX 10-year Beta is 1.12, which is higher than the index (Morningstar Mod Tgt Risk TR USD) 10-year beta, 1.00. The fund is perceived to be riskier than the comparable index based on the previous 10 years.
In the TWSMX review, we covered TWSMX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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