Finny logo
Finny logo
Dibs:
Dibs:
0

7-day free trial: Get unlimited comparisons, and stock, ETF and mutual fund analyses for just $15 a month, without ads. Start a free trial. Go ad free!

15 important things you should know about American Century Investments TWUSX mutual fund

Updated: Today
14
Bull Case
  • No sales load or distribution fees
Bear Case
  • Low net assets
  • 3-year return below the benchmark
  • 5-year return below the benchmark
  • 10-year return below the benchmark
  • 15-year return below the benchmark
  • High expense ratio

Before we start: if you’re looking for TWUSX “stock” price, you can quickly find it out by visiting Finny and typing "TWUSX quote". If you’re looking for a quick scoop on TWUSX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWUSX". You’ll get all this info in one place.

Are you looking to buy or sell TWUSX? Or perhaps you’re looking for TWUSX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWUSX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWUSX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWUSX buy or sell; the pros and cons of investing in TWUSX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWUSX.

And here is the list of questions we’ll answer:

  1. Describe American Century Government Income Trust: Short-Term Government Fund; Investor Class Shares (TWUSX).
  2. What are TWUSX holdings?
  3. What is TWUSX performance? What are TWUSX historical returns?
  4. How many up and down years did TWUSX have historically?
  5. What is TWUSX dividend yield?
  6. What is TWUSX minimum initial investment amount?
  7. What is TWUSX expense ratio?
  8. Does TWUSX have any sales loads or 12b-1 distribution expenses?
  9. What is TWUSX tax efficiency (tax-cost ratio)?
  10. What is TWUSX beta? How would you assess TWUSX risk?
  11. What is TWUSX Sharpe ratio?
  12. What is TWUSX Finny Score? TWUSX buy or sell?
  13. What are the pros of investing in TWUSX? What are TWUSX buy reasons?
  14. What are the cons of investing in TWUSX? What are TWUSX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Government Income Trust: Short-Term Government Fund; Investor Class Shares (TWUSX).

The Fund seeks high current income while maintaining safety of principal. The Fund invests at least 80% of its assets in U.S. government securities, including U.S. Treasury securities and other securities issued or guaranteed by the U.S. government and its agencies and instrumentalities with a maturity of 3 to 5 years.

2. What are TWUSX top holdings?

TWUSX has 0 stock holdings and 131 bond holdings.

The top 8 holdings represent 41.37% of total assets. Here are the top holdings:

Name Symbol % Assets
United States Treasury Notes 1.75% N/A 7.47%
United States Treasury Notes 1.62% N/A 6.62%
United States Treasury Notes 0.25% N/A 5.98%
United States Treasury Notes 0.12% N/A 5.42%
Federal Home Loan Mortgage Corporation 0.25% N/A 4.37%
United States Treasury Notes 1.5% N/A 4.10%
United States Treasury Notes 0.5% N/A 3.73%
Federal Home Loan Mortgage Corporation 0.38% N/A 3.68%

3. What is TWUSX performance? What are TWUSX historical returns?

TWUSX has generated the following returns:

  • 1-month return is 0.02%;
  • 3-month return is 0.02%;
  • 1-year return is 3.26%;
  • 3-year return is 2.38%;
  • 5-year return is 1.53%;
  • 10-year return is 0.93%;
  • 15-year return is 1.99%.

4. How many up and down years did TWUSX have historically?

In the last 10 years, TWUSX had 9 up years and 1 down year.

TWUSX up and down years

5. What is TWUSX dividend yield?

TWUSX yield is 0.89%.

6. What is TWUSX minimum initial investment amount?

TWUSX minimum initial investment amount is $3.00K.

7. What is TWUSX expense ratio?

TWUSX expense ratio is 0.55%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

TWUSX expenses

8. Does TWUSX have any sales loads or 12b-1 distribution expenses?

TWUSX 12b-1 distribution fee is 0. TWUSX front-end sales load is 0. TWUSX back-end sales load is 0.

9. What is TWUSX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 0.39%;
  • 3-year ax cost ratio is 0.61%.
TWUSX tax costs

10. What is TWUSX beta? How would you assess TWUSX risk?

  • 3-year beta is 0.22;
  • 5-year beta is 0.23;
  • 10-year beta is 0.21.
TWUSX Beta

11. What is TWUSX Sharpe ratio?

  • 3-year Sharpe ratio is 0.67;
  • 5-year Sharpe ratio is 0.31;
  • 10-year Sharpe ratio is 0.39.
TWUSX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 14. Our quantitative analysis shows 1 reason to buy and 6 reasons to sell it, resulting in the Finny Score of 14.

13. What are the pros of investing in TWUSX? What are TWUSX buy reasons?

The following are TWUSX strengths from our perspective:

  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in TWUSX? What are TWUSX negatives?

The following are TWUSX weaknesses from our perspective:

  • TWUSX net assets are $294.70 million. This fund is not a popular choice with retail investors.
  • TWUSX 3-year return is 2.38%, which is lower than the 3-year return of the benchmark index (Bloomberg Barclays US Government 1-3 Yr TR USD), 2.71%.
  • TWUSX 5-year return is 1.53%, which is lower than the 5-year return of the benchmark index (Bloomberg Barclays US Government 1-3 Yr TR USD), 1.88%.
  • TWUSX 10-year return is 0.93%, which is lower than the 10-year return of the benchmark index (Bloomberg Barclays US Government 1-3 Yr TR USD), 1.29%.
  • TWUSX 15-year return is 1.99%, which is lower than the 15-year return of the benchmark index (Bloomberg Barclays US Government 1-3 Yr TR USD), 2.33%.
  • TWUSX expense ratio is 0.55%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the TWUSX review, we covered TWUSX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
Follow Us