10 important things you should know about American Century Investments TWUSX mutual fund
Updated: October 10, 2021
Bull case
3-year return above the benchmark
5-year return above the benchmark
No sales load or distribution fees
Bear case
Low net assets
10-year return below the benchmark
15-year return below the benchmark
High expense ratio

Before we start: if you’re looking for TWUSX “stock” price, you can quickly find it out by visiting Finny and typing "TWUSX quote". If you’re looking for a quick scoop on TWUSX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "TWUSX". You’ll get all this info in one place.

Are you looking to buy or sell TWUSX? Or perhaps you’re looking for TWUSX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this TWUSX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: TWUSX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: TWUSX buy or sell; the pros and cons of investing in TWUSX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to TWUSX.

And here is the list of questions we’ll answer:

  1. Describe American Century Government Income Trust: Short-Term Government Fund; Investor Class Shares (TWUSX).
  2. What are TWUSX holdings?
  3. What is TWUSX performance? What are TWUSX historical returns?
  4. What is TWUSX dividend yield?
  5. What is TWUSX minimum initial investment amount?
  6. Does TWUSX have any sales loads or 12b-1 distribution expenses?
  7. What is TWUSX Finny Score? TWUSX buy or sell?
  8. What are the pros of investing in TWUSX? What are TWUSX buy reasons?
  9. What are the cons of investing in TWUSX? What are TWUSX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe American Century Government Income Trust: Short-Term Government Fund; Investor Class Shares (TWUSX).

The Fund seeks high current income while maintaining safety of principal. The Fund invests at least 80% of its assets in U.S. government securities, including U.S. Treasury securities and other securities issued or guaranteed by the U.S. government and its agencies and instrumentalities with a maturity of 3 to 5 years.

2. What are TWUSX top holdings?

TWUSX has 0 stock holdings and 109 bond holdings.

The top 9 holdings represent 42.70% of total assets. Here are the top holdings:

Name Symbol % Assets
United States Treasury Notes 1.62% N/A 8.78%
US Treasury Bill 0.01% N/A 6.69%
United States Treasury Notes 1.5% N/A 5.21%
Federal National Mortgage Association 0.25% N/A 4.95%
Federal Home Loan Mortgage Corporation 0.25% N/A 3.97%
United States Treasury Notes 0.12% N/A 3.81%
United States Treasury Bills 0.01% N/A 3.35%
Federal Home Loan Mortgage Corporation 0.38% N/A 3.34%
United States Treasury Notes 0.5% N/A 2.60%

3. What is TWUSX performance? What are TWUSX historical returns?

TWUSX has generated the following returns:

  • 1-month return is -0.10%;
  • 3-month return is -0.04%;
  • 1-year return is -0.04%;
  • 3-year return is 2.53%;
  • 5-year return is 1.50%;
  • 10-year return is 0.88%;
  • 15-year return is 1.79%.

4. What is TWUSX dividend yield?

TWUSX yield is 0.39%.

5. What is TWUSX minimum initial investment amount?

TWUSX minimum initial investment amount is $3.00K.

6. Does TWUSX have any sales loads or 12b-1 distribution expenses?

TWUSX 12b-1 distribution fee is 0. TWUSX front-end sales load is 0. TWUSX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 43. Our quantitative analysis shows 3 reasons to buy and 4 reasons to sell it, resulting in the Finny Score of 43.

8. What are the pros of investing in TWUSX? What are TWUSX buy reasons?

The following are TWUSX strengths from our perspective:

  • TWUSX 3-year return is 2.53%, which is in line with the 3-year return of the benchmark index (Bloomberg US Government 1-3 Yr TR USD), 2.68%.
  • TWUSX 5-year return is 1.5%, which is in line with the 5-year return of the benchmark index (Bloomberg US Government 1-3 Yr TR USD), 1.66%.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in TWUSX? What are TWUSX negatives?

The following are TWUSX weaknesses from our perspective:

  • TWUSX net assets are $170.80 million. This fund is not a popular choice with retail investors.
  • TWUSX 10-year return is 0.88%, which is lower than the 10-year return of the benchmark index (Bloomberg US Government 1-3 Yr TR USD), 1.18%.
  • TWUSX 15-year return is 1.79%, which is lower than the 15-year return of the benchmark index (Bloomberg US Government 1-3 Yr TR USD), 2.09%.
  • TWUSX expense ratio is 0.55%, which is not negligible. Is the fund expensive to you, and does it align to your investment strategy?
In the TWUSX review, we covered TWUSX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.