14 important things you should know about Vanguard VFFSX mutual fund
Updated: December 03, 2021
Bull case
High net assets
5-year return above the benchmark
10-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VFFSX “stock” price, you can quickly find it out by visiting Finny and typing "VFFSX quote". If you’re looking for a quick scoop on VFFSX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VFFSX". You’ll get all this info in one place.

Are you looking to buy or sell VFFSX? Or perhaps you’re looking for VFFSX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VFFSX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VFFSX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VFFSX buy or sell; the pros and cons of investing in VFFSX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VFFSX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Index Funds: Vanguard 500 Index Fund; Institutional Select Shares (VFFSX).
  2. What are VFFSX holdings?
  3. What is VFFSX performance? What are VFFSX historical returns?
  4. What is VFFSX dividend yield?
  5. What is VFFSX minimum initial investment amount?
  6. Does VFFSX have any sales loads or 12b-1 distribution expenses?
  7. What is VFFSX Finny Score? VFFSX buy or sell?
  8. What are the pros of investing in VFFSX? What are VFFSX buy reasons?
  9. What are the cons of investing in VFFSX? What are VFFSX sell reasons?
  10. Compare and contrast: VFFSX vs VOO.
  11. Compare and contrast: VFFSX vs VFIAX.
  12. Compare and contrast: VFFSX vs VFINX.
  13. Compare and contrast: VFFSX vs VIGIX.
  14. Compare and contrast: VFFSX vs VTSAX.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Index Funds: Vanguard 500 Index Fund; Institutional Select Shares (VFFSX).

The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

2. What are VFFSX top holdings?

VFFSX has 506 stock holdings and 0 bond holdings.

The top 10 holdings represent 27.80% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 6.65%
Microsoft Corp MSFT 5.68%
Amazon.com Inc AMZN 4.79%
Facebook Inc A FB 2.25%
Alphabet Inc A GOOGL 1.57%
Alphabet Inc Class C GOOG 1.54%
Berkshire Hathaway Inc Class B BRK.B 1.48%
Johnson & Johnson JNJ 1.40%
Procter & Gamble Co PG 1.24%
Visa Inc Class A V 1.20%

3. What is VFFSX performance? What are VFFSX historical returns?

VFFSX has generated the following returns:

  • 1-month return is 0.57%;
  • 3-month return is 3.14%;
  • 1-year return is 3.14%;
  • 3-year return is 21.93%;
  • 5-year return is 17.89%;
  • 10-year return is 17.01%.

4. What is VFFSX dividend yield?

VFFSX yield is 1.27%.

5. What is VFFSX minimum initial investment amount?

VFFSX minimum initial investment amount is $5.00B.

6. Does VFFSX have any sales loads or 12b-1 distribution expenses?

VFFSX 12b-1 distribution fee is 0. VFFSX front-end sales load is 0. VFFSX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 5 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VFFSX? What are VFFSX buy reasons?

The following are VFFSX strengths from our perspective:

  • VFFSX net assets are $117.20 billion. This fund is a popular choice with retail and institutional investors.
  • VFFSX 5-year return is 17.89%, which is in line with the 5-year return of the benchmark index (S&P 500 TR USD), 17.9%.
  • VFFSX 10-year return is 17.01%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 17.09%.
  • VFFSX expense ratio is 0.01%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VFFSX? What are VFFSX negatives?

There are no visible red flags.

Alternatives

10. Compare and contrast: VFFSX vs VOO.

VFFSX is a mutual fund, whereas VOO is an ETF.

VFFSX has a higher 5-year return than VOO (17.89% vs 17.88%).

VFFSX has a lower expense ratio than VOO (0.01% vs 0.03%).

VFFSX VOO
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $117.20B $268.41B
Expense Ratio 0.01% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
Dividend Yield 1.27% 1.34%

VOO profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VFFSX vs VOO comparison details.

11. Compare and contrast: VFFSX vs VFIAX.

Both VFFSX and VFIAX are mutual funds.

VFFSX has a higher 5-year return than VFIAX (17.89% vs 17.86%).

VFFSX has a lower expense ratio than VFIAX (0.01% vs 0.04%).

VFFSX VFIAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $117.20B $438.65B
Expense Ratio 0.01% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.24%

VFIAX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VFFSX vs VFIAX comparison details.

12. Compare and contrast: VFFSX vs VFINX.

Both VFFSX and VFINX are mutual funds.

VFFSX has a higher 5-year return than VFINX (17.89% vs 17.74%).

VFFSX has a lower expense ratio than VFINX (0.01% vs 0.14%).

VFFSX VFINX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $117.20B $4.71B
Expense Ratio 0.01% 0.14%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.15%

VFINX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VFFSX vs VFINX comparison details.

13. Compare and contrast: VFFSX vs VIGIX.

Both VFFSX and VIGIX are mutual funds.

VFFSX has a lower 5-year return than VIGIX (17.89% vs 24.27%).

VFFSX has a lower expense ratio than VIGIX (0.01% vs 0.04%).

VFFSX VIGIX
Segment U.S. Equity: Large Blend U.S. Equity: Large Growth
Net Assets $117.20B $26.95B
Expense Ratio 0.01% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 0.49%

VIGIX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-capitalization growth stocks. The Fund employs a "passive management"--or indexing--investment approach designed to track the performance of the MSCI US Prime Market Growth Index.

For further information, check out VFFSX vs VIGIX comparison details.

14. Compare and contrast: VFFSX vs VTSAX.

Both VFFSX and VTSAX are mutual funds.

VFFSX has a higher 5-year return than VTSAX (17.89% vs 17.59%).

VFFSX has a lower expense ratio than VTSAX (0.01% vs 0.04%).

VFFSX VTSAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $117.20B $335.43B
Expense Ratio 0.01% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.19%

VTSAX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VFFSX vs VTSAX comparison details.

In the VFFSX review, we covered VFFSX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.