16 important things you should know about Vanguard VINIX mutual fund
Updated: December 03, 2021
Bull case
High net assets
3-year return above the benchmark
5-year return above the benchmark
10-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VINIX “stock” price, you can quickly find it out by visiting Finny and typing "VINIX quote". If you’re looking for a quick scoop on VINIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VINIX". You’ll get all this info in one place.

Are you looking to buy or sell VINIX? Or perhaps you’re looking for VINIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VINIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VINIX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VINIX buy or sell; the pros and cons of investing in VINIX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VINIX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Institutional Index Fund: Vanguard Institutional Index Fund; Institutional Shares (VINIX).
  2. What are VINIX holdings?
  3. What is VINIX performance? What are VINIX historical returns?
  4. What is VINIX dividend yield?
  5. What is VINIX minimum initial investment amount?
  6. Does VINIX have any sales loads or 12b-1 distribution expenses?
  7. What is VINIX Finny Score? VINIX buy or sell?
  8. What are the pros of investing in VINIX? What are VINIX buy reasons?
  9. What are the cons of investing in VINIX? What are VINIX sell reasons?
  10. Compare and contrast: VINIX vs VTSAX.
  11. Compare and contrast: VINIX vs VOO.
  12. Compare and contrast: VINIX vs VFIAX.
  13. Compare and contrast: VINIX vs SPY.
  14. Compare and contrast: VINIX vs VTI.
  15. Compare and contrast: VINIX vs VFINX.
  16. Compare and contrast: VINIX vs VIIIX.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Institutional Index Fund: Vanguard Institutional Index Fund; Institutional Shares (VINIX).

The Fund seeks to track the performance of a benchmark index that measures the investment return of large-capitalization stocks. The Fund employs an indexing investment approach designed to track the performance of the Standard & Poors 500 Index by investing all of its assets in the stocks that make up the Index.

2. What are VINIX top holdings?

VINIX has 505 stock holdings and 0 bond holdings.

The top 10 holdings represent 28.19% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 6.73%
Microsoft Corp MSFT 5.76%
Amazon.com Inc AMZN 4.85%
Facebook Inc A FB 2.28%
Alphabet Inc A GOOGL 1.59%
Alphabet Inc Class C GOOG 1.56%
Berkshire Hathaway Inc Class B BRK.B 1.53%
Johnson & Johnson JNJ 1.42%
Procter & Gamble Co PG 1.25%
Visa Inc Class A V 1.22%

3. What is VINIX performance? What are VINIX historical returns?

VINIX has generated the following returns:

  • 1-month return is 0.57%;
  • 3-month return is 3.13%;
  • 1-year return is 3.13%;
  • 3-year return is 21.91%;
  • 5-year return is 17.87%;
  • 10-year return is 17.06%;
  • 15-year return is 10.48%.

4. What is VINIX dividend yield?

VINIX yield is 1.27%.

5. What is VINIX minimum initial investment amount?

VINIX minimum initial investment amount is $5.00M.

6. Does VINIX have any sales loads or 12b-1 distribution expenses?

VINIX 12b-1 distribution fee is 0. VINIX front-end sales load is 0. VINIX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VINIX? What are VINIX buy reasons?

The following are VINIX strengths from our perspective:

  • VINIX net assets are $127.84 billion. This fund is a popular choice with retail and institutional investors.
  • VINIX 3-year return is 21.91%, which is in line with the 3-year return of the benchmark index (S&P 500 TR USD), 21.93%.
  • VINIX 5-year return is 17.87%, which is in line with the 5-year return of the benchmark index (S&P 500 TR USD), 17.9%.
  • VINIX 10-year return is 17.06%, which is in line with the 10-year return of the benchmark index (S&P 500 TR USD), 17.09%.
  • VINIX expense ratio is 0.04%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VINIX? What are VINIX negatives?

There are no visible red flags.

Alternatives

10. Compare and contrast: VINIX vs VTSAX.

Both VINIX and VTSAX are mutual funds.

VINIX has a higher 5-year return than VTSAX (17.87% vs 17.59%).

VINIX and VTSAX have the same expense ratio (0.04%). Below is the comparison between VINIX and VTSAX.

VINIX VTSAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $127.84B $335.43B
Expense Ratio 0.04% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.19%

VTSAX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VINIX vs VTSAX comparison details.

11. Compare and contrast: VINIX vs VOO.

VINIX is a mutual fund, whereas VOO is an ETF.

VINIX has a lower 5-year return than VOO (17.87% vs 17.88%).

VINIX has a higher expense ratio than VOO (0.04% vs 0.03%).

VINIX VOO
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $127.84B $268.41B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
Dividend Yield 1.27% 1.34%

VOO profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VINIX vs VOO comparison details.

12. Compare and contrast: VINIX vs VFIAX.

Both VINIX and VFIAX are mutual funds.

VINIX has a higher 5-year return than VFIAX (17.87% vs 17.86%).

VINIX and VFIAX have the same expense ratio (0.04%). Below is the comparison between VINIX and VFIAX.

VINIX VFIAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $127.84B $438.65B
Expense Ratio 0.04% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.24%

VFIAX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VINIX vs VFIAX comparison details.

13. Compare and contrast: VINIX vs SPY.

VINIX is a mutual fund, whereas SPY is an ETF.

VINIX has a higher 5-year return than SPY (17.87% vs 17.79%).

VINIX has a lower expense ratio than SPY (0.04% vs 0.09%).

VINIX SPY
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $127.84B $417.28B
Expense Ratio 0.04% 0.09%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
Dividend Yield 1.27% 1.3%

SPY profile: The Trust seeks investment results that, before expenses, generally correspond to the price and yield performance of the component common stocks of the S&P 500 Index.

For further information, check out VINIX vs SPY comparison details.

14. Compare and contrast: VINIX vs VTI.

VINIX is a mutual fund, whereas VTI is an ETF.

VINIX has a higher 5-year return than VTI (17.87% vs %).

VINIX has a higher expense ratio than VTI (0.04% vs 0.03%).

VINIX VTI
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $127.84B $283.29B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A CRSP US Total Market Index
Dividend Yield 1.27% N/A

VTI profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VINIX vs VTI comparison details.

15. Compare and contrast: VINIX vs VFINX.

Both VINIX and VFINX are mutual funds.

VINIX has a higher 5-year return than VFINX (17.87% vs 17.74%).

VINIX has a lower expense ratio than VFINX (0.04% vs 0.14%).

VINIX VFINX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $127.84B $4.71B
Expense Ratio 0.04% 0.14%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.15%

VFINX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VINIX vs VFINX comparison details.

16. Compare and contrast: VINIX vs VIIIX.

Both VINIX and VIIIX are mutual funds.

VINIX has a lower 5-year return than VIIIX (17.87% vs 17.89%).

VINIX has a higher expense ratio than VIIIX (0.04% vs 0.02%).

VINIX VIIIX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $127.84B $169.84B
Expense Ratio 0.04% 0.02%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.27% 1.28%

VIIIX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-capitalization stocks. The Fund employs an indexing investment approach designed to track the performance of the Standard & Poors 500 Index by investing all of its assets in the stocks that make up the Index.

For further information, check out VINIX vs VIIIX comparison details.

In the VINIX review, we covered VINIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.