12 important things you should know about VMRXX mutual fund
Updated: December 03, 2021
Bull case
3-year return above the benchmark
5-year return above the benchmark
10-year return above the benchmark
15-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VMRXX “stock” price, you can quickly find it out by visiting Finny and typing "VMRXX quote". If you’re looking for a quick scoop on VMRXX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VMRXX". You’ll get all this info in one place.

Are you looking to buy or sell VMRXX? Or perhaps you’re looking for VMRXX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VMRXX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VMRXX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VMRXX buy or sell; the pros and cons of investing in VMRXX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VMRXX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Admiral Shares (VMRXX).
  2. What are VMRXX holdings?
  3. What is VMRXX performance? What are VMRXX historical returns?
  4. What is VMRXX dividend yield?
  5. What is VMRXX minimum initial investment amount?
  6. Does VMRXX have any sales loads or 12b-1 distribution expenses?
  7. What is VMRXX Finny Score? VMRXX buy or sell?
  8. What are the pros of investing in VMRXX? What are VMRXX buy reasons?
  9. What are the cons of investing in VMRXX? What are VMRXX sell reasons?
  10. Compare and contrast: VMRXX vs VMFXX.
  11. Compare and contrast: VMRXX vs VMMXX.
  12. Compare and contrast: VMRXX vs VMSXX.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Money Market Reserves: Vanguard Prime Money Market Fund; Admiral Shares (VMRXX).

The Fund seeks to provide current income while maintaining liquidity and a stable share price of $1. The Fund will invest in high-quality, short-term money market instruments, including certificates of deposit, bankers acceptances, commercial paper, Eurodollar and Yankee obligations, and other money market securities.

2. What are VMRXX top holdings?

VMRXX has 10 stock holdings and 152 bond holdings.

The top 10 holdings represent 19.23% of total assets. Here are the top holdings:

Name Symbol % Assets
Tri-Party Federal Reserve N/A 2.58%
United States Treasury Bills 2.41% N/A 2.41%
Federal Home Loan Banks 2.36% N/A 2.09%
United States Treasury Bills 2.39% N/A 2.01%
Federal Home Loan Banks 2.35% N/A 1.97%
Credit Agricole Corporate and Investment Bank 2.35% N/A 1.68%
Federal Home Loan Banks 2.45% N/A 1.64%
United States Treasury Bills 2.35% N/A 1.63%
HSBC USA, Inc. 2.33% N/A 1.61%
BNP Paribas New York Branch 2.33% N/A 1.61%

3. What is VMRXX performance? What are VMRXX historical returns?

VMRXX has generated the following returns:

  • 3-year return is 1.03%;
  • 5-year return is 1.21%;
  • 10-year return is 0.68%;
  • 15-year return is 1.10%.

4. What is VMRXX dividend yield?

VMRXX yield is 0.01%.

5. What is VMRXX minimum initial investment amount?

VMRXX minimum initial investment amount is N/A.

6. Does VMRXX have any sales loads or 12b-1 distribution expenses?

VMRXX 12b-1 distribution fee is 0. VMRXX front-end sales load is 0. VMRXX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VMRXX? What are VMRXX buy reasons?

The following are VMRXX strengths from our perspective:

  • VMRXX 3-year return is 1.03%, which is higher than the 3-year return of the benchmark index (USTREAS Treasury Bill Auction Average 3 Month), 0.99%.
  • VMRXX 5-year return is 1.21%, which is higher than the 5-year return of the benchmark index (USTREAS Treasury Bill Auction Average 3 Month), 1.13%.
  • VMRXX 10-year return is 0.68%, which is higher than the 10-year return of the benchmark index (USTREAS Treasury Bill Auction Average 3 Month), 0.61%.
  • VMRXX 15-year return is 1.1%, which is higher than the 15-year return of the benchmark index (USTREAS Treasury Bill Auction Average 3 Month), 0.9%.
  • VMRXX expense ratio is 0.1%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VMRXX? What are VMRXX negatives?

There are no visible red flags.

Alternatives

10. Compare and contrast: VMRXX vs VMFXX.

Both VMRXX and VMFXX are mutual funds.

VMRXX has a higher 5-year return than VMFXX (1.21% vs 1.04%).

VMRXX has a lower expense ratio than VMFXX (0.1% vs 0.11%).

VMRXX VMFXX
Segment
Net Assets $93.38B $196.84B
Expense Ratio 0.1% 0.11%
Management Style N/A N/A
Underlying Index N/A N/A
Dividend Yield 0.01% 0.01%

VMFXX profile: The Fund seeks to provide current income consistent with the preservation of capital and liquidity. The Fund also seeks to maintain a stable net asset value of $1.00 per share. The Fund invests in short term, high quality money market securities issued by US government agencies.

For further information, check out VMRXX vs VMFXX comparison details.

11. Compare and contrast: VMRXX vs VMMXX.

Both VMRXX and VMMXX are mutual funds.

VMRXX has a higher 5-year return than VMMXX (1.21% vs %).

VMRXX has a higher expense ratio than VMMXX (0.1% vs %).

VMRXX VMMXX
Segment
Net Assets $93.38B N/A
Expense Ratio 0.1% N/A
Management Style N/A N/A
Underlying Index N/A N/A
Dividend Yield 0.01% N/A

For further information, check out VMRXX vs VMMXX comparison details.

12. Compare and contrast: VMRXX vs VMSXX.

Both VMRXX and VMSXX are mutual funds.

VMRXX has a higher 5-year return than VMSXX (1.21% vs 0.8%).

VMRXX has a lower expense ratio than VMSXX (0.1% vs 0.15%).

VMRXX VMSXX
Segment
Net Assets $93.38B $15.68B
Expense Ratio 0.1% 0.15%
Management Style N/A N/A
Underlying Index N/A N/A
Dividend Yield 0.01% 0.01%

VMSXX profile: The Fund seeks to provide income exempt from federal income tax as well as seeking to maintain a constant net asset value of $1.00 per share.

For further information, check out VMRXX vs VMSXX comparison details.

In the VMRXX review, we covered VMRXX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.