9 important things you should know about Vanguard VTBIX mutual fund
Updated: November 26, 2021
Bull case
High net assets
3-year return above the benchmark
5-year return above the benchmark
10-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VTBIX “stock” price, you can quickly find it out by visiting Finny and typing "VTBIX quote". If you’re looking for a quick scoop on VTBIX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTBIX". You’ll get all this info in one place.

Are you looking to buy or sell VTBIX? Or perhaps you’re looking for VTBIX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTBIX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTBIX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTBIX buy or sell; the pros and cons of investing in VTBIX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTBIX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Bond Index Funds: Vanguard Total Bond Market II Index Fund; Investor Shares (VTBIX).
  2. What are VTBIX holdings?
  3. What is VTBIX performance? What are VTBIX historical returns?
  4. What is VTBIX dividend yield?
  5. What is VTBIX minimum initial investment amount?
  6. Does VTBIX have any sales loads or 12b-1 distribution expenses?
  7. What is VTBIX Finny Score? VTBIX buy or sell?
  8. What are the pros of investing in VTBIX? What are VTBIX buy reasons?
  9. What are the cons of investing in VTBIX? What are VTBIX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Bond Index Funds: Vanguard Total Bond Market II Index Fund; Investor Shares (VTBIX).

The Fund seeks to track the performance of the Barclays Capital U.S. Aggregate Bond Index, and will maintain a dollar-weighted average maturity consistent with that of the index. The Index measures investment-grade, taxable fixed income securities in the U.S.

2. What are VTBIX top holdings?

VTBIX has 0 stock holdings and 15,488 bond holdings.

The top 3 holdings represent 2.13% of total assets. Here are the top holdings:

Name Symbol % Assets
Federal National Mortgage Association 2.5% N/A 0.81%
Federal National Mortgage Association N/A 0.78%
United States Treasury Notes N/A 0.54%

3. What is VTBIX performance? What are VTBIX historical returns?

VTBIX has generated the following returns:

  • 1-month return is 0.43%;
  • 3-month return is -0.98%;
  • 1-year return is -0.98%;
  • 3-year return is 5.34%;
  • 5-year return is 3.45%;
  • 10-year return is 2.82%.

4. What is VTBIX dividend yield?

VTBIX yield is 1.78%.

5. What is VTBIX minimum initial investment amount?

VTBIX minimum initial investment amount is N/A.

6. Does VTBIX have any sales loads or 12b-1 distribution expenses?

VTBIX 12b-1 distribution fee is 0. VTBIX front-end sales load is 0. VTBIX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VTBIX? What are VTBIX buy reasons?

The following are VTBIX strengths from our perspective:

  • VTBIX net assets are $142.88 billion. This fund is a popular choice with retail and institutional investors.
  • VTBIX 3-year return is 5.34%, which is in line with the 3-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 5.55%.
  • VTBIX 5-year return is 3.45%, which is in line with the 5-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 3.65%.
  • VTBIX 10-year return is 2.82%, which is in line with the 10-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 3.02%.
  • VTBIX expense ratio is 0.09%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VTBIX? What are VTBIX negatives?

There are no visible red flags.

In the VTBIX review, we covered VTBIX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.