9 important things you should know about Vanguard VTBNX mutual fund
Updated: December 03, 2021
Bull case
High net assets
3-year return above the benchmark
5-year return above the benchmark
10-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VTBNX “stock” price, you can quickly find it out by visiting Finny and typing "VTBNX quote". If you’re looking for a quick scoop on VTBNX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTBNX". You’ll get all this info in one place.

Are you looking to buy or sell VTBNX? Or perhaps you’re looking for VTBNX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTBNX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTBNX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTBNX buy or sell; the pros and cons of investing in VTBNX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTBNX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Bond Index Funds: Vanguard Total Bond Market II Index Fund; Institutional Shares (VTBNX).
  2. What are VTBNX holdings?
  3. What is VTBNX performance? What are VTBNX historical returns?
  4. What is VTBNX dividend yield?
  5. What is VTBNX minimum initial investment amount?
  6. Does VTBNX have any sales loads or 12b-1 distribution expenses?
  7. What is VTBNX Finny Score? VTBNX buy or sell?
  8. What are the pros of investing in VTBNX? What are VTBNX buy reasons?
  9. What are the cons of investing in VTBNX? What are VTBNX sell reasons?

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Bond Index Funds: Vanguard Total Bond Market II Index Fund; Institutional Shares (VTBNX).

The Fund seeks to track the performance of the Barclays Capital U.S. Aggregate Bond Index, and will maintain a dollar-weighted average maturity consistent with that of the index. The Index measures investment-grade, taxable fixed income securities in the U.S.

2. What are VTBNX top holdings?

VTBNX has 0 stock holdings and 15,488 bond holdings.

The top 3 holdings represent 2.13% of total assets. Here are the top holdings:

Name Symbol % Assets
Federal National Mortgage Association 2.5% N/A 0.81%
Federal National Mortgage Association N/A 0.78%
United States Treasury Notes N/A 0.54%

3. What is VTBNX performance? What are VTBNX historical returns?

VTBNX has generated the following returns:

  • 1-month return is 0.43%;
  • 3-month return is -0.52%;
  • 1-year return is -0.52%;
  • 3-year return is 5.47%;
  • 5-year return is 3.60%;
  • 10-year return is 2.91%.

4. What is VTBNX dividend yield?

VTBNX yield is 1.85%.

5. What is VTBNX minimum initial investment amount?

VTBNX minimum initial investment amount is N/A.

6. Does VTBNX have any sales loads or 12b-1 distribution expenses?

VTBNX 12b-1 distribution fee is 0. VTBNX front-end sales load is 0. VTBNX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VTBNX? What are VTBNX buy reasons?

The following are VTBNX strengths from our perspective:

  • VTBNX net assets are $111.33 billion. This fund is a popular choice with retail and institutional investors.
  • VTBNX 3-year return is 5.47%, which is higher than the 3-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 5.34%.
  • VTBNX 5-year return is 3.6%, which is higher than the 5-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 3.54%.
  • VTBNX 10-year return is 2.91%, which is in line with the 10-year return of the benchmark index (Bloomberg US Aggregate Float Adjusted TR USD), 2.93%.
  • VTBNX expense ratio is 0.02%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VTBNX? What are VTBNX negatives?

There are no visible red flags.

In the VTBNX review, we covered VTBNX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.