15 important things you should know about VTSAX mutual fund
Updated: November 26, 2021
Bull case
High net assets
3-year return above the benchmark
5-year return above the benchmark
15-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VTSAX “stock” price, you can quickly find it out by visiting Finny and typing "VTSAX quote". If you’re looking for a quick scoop on VTSAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTSAX". You’ll get all this info in one place.

Are you looking to buy or sell VTSAX? Or perhaps you’re looking for VTSAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTSAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTSAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTSAX buy or sell; the pros and cons of investing in VTSAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTSAX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).
  2. What are VTSAX holdings?
  3. What is VTSAX performance? What are VTSAX historical returns?
  4. What is VTSAX dividend yield?
  5. What is VTSAX minimum initial investment amount?
  6. Does VTSAX have any sales loads or 12b-1 distribution expenses?
  7. What is VTSAX Finny Score? VTSAX buy or sell?
  8. What are the pros of investing in VTSAX? What are VTSAX buy reasons?
  9. What are the cons of investing in VTSAX? What are VTSAX sell reasons?
  10. Compare and contrast: VTSAX vs ESGV.
  11. Compare and contrast: VTSAX vs ITOT.
  12. Compare and contrast: VTSAX vs SCHB.
  13. Compare and contrast: VTSAX vs SPY.
  14. Compare and contrast: VTSAX vs VONG.
  15. Compare and contrast: VTSAX vs VOOG.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).

The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

2. What are VTSAX top holdings?

VTSAX has 3,588 stock holdings and 1 bond holdings.

The top 10 holdings represent 23.05% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 5.36%
Microsoft Corp MSFT 4.78%
Amazon.com Inc AMZN 4.03%
Facebook Inc A FB 1.89%
Alphabet Inc A GOOGL 1.32%
Alphabet Inc Class C GOOG 1.25%
Berkshire Hathaway Inc Class B BRK.B 1.19%
Johnson & Johnson JNJ 1.18%
Procter & Gamble Co PG 1.04%
Visa Inc Class A V 1.01%

3. What is VTSAX performance? What are VTSAX historical returns?

VTSAX has generated the following returns:

  • 1-month return is 3.57%;
  • 3-month return is 7.17%;
  • 1-year return is 7.17%;
  • 3-year return is 22.71%;
  • 5-year return is 18.55%;
  • 10-year return is 16.65%;
  • 15-year return is 10.77%.

4. What is VTSAX dividend yield?

VTSAX yield is 1.19%.

5. What is VTSAX minimum initial investment amount?

VTSAX minimum initial investment amount is $10.00K.

6. Does VTSAX have any sales loads or 12b-1 distribution expenses?

VTSAX 12b-1 distribution fee is 0. VTSAX front-end sales load is 0. VTSAX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VTSAX? What are VTSAX buy reasons?

The following are VTSAX strengths from our perspective:

  • VTSAX net assets are $335.43 billion. This fund is a popular choice with retail and institutional investors.
  • VTSAX 3-year return is 22.71%, which is in line with the 3-year return of the benchmark index (CRSP US Total Market TR USD), 22.73%.
  • VTSAX 5-year return is 18.55%, which is in line with the 5-year return of the benchmark index (CRSP US Total Market TR USD), 18.56%.
  • VTSAX 15-year return is 10.77%, which is in line with the 15-year return of the benchmark index (CRSP US Total Market TR USD), 10.95%.
  • VTSAX expense ratio is 0.04%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VTSAX? What are VTSAX negatives?

There are no visible red flags.

Alternatives

10. Compare and contrast: VTSAX vs ESGV.

Both VTSAX and ESGV are mutual funds.

VTSAX has a higher 5-year return than ESGV (18.55% vs %).

VTSAX has a lower expense ratio than ESGV (0.04% vs 0.12%).

VTSAX ESGV
Segment U.S. Equity: Large Blend
Net Assets $335.43B $5.79B
Expense Ratio 0.04% 0.12%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
Dividend Yield 1.19% 0.92%

ESGV profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-, mid-, and small-capitalization stocks of US companies and screened for certain environmental, social and corporate governance criteria. The Fund invests all, or substantially all. of its assets in the Index.

For further information, check out VTSAX vs ESGV comparison details.

11. Compare and contrast: VTSAX vs ITOT.

VTSAX is a mutual fund, whereas ITOT is an ETF.

VTSAX and ITOT have the same 5-year return (18.55%).

VTSAX has a higher expense ratio than ITOT (0.04% vs 0.03%).

VTSAX ITOT
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $335.43B $45.06B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P Total Market Index
Dividend Yield 1.19% 1.2%

ITOT profile: The Fund seeks investment results that correspond to the price and yield performance, before fees and expenses, of its Underlying Index. The Fund Advisor uses a "passive" approach to try to achieve this. The Fund will invest at least 90% of its total assets in the securities of its Underlying Index.

For further information, check out VTSAX vs ITOT comparison details.

12. Compare and contrast: VTSAX vs SCHB.

VTSAX is a mutual fund, whereas SCHB is an ETF.

VTSAX has a lower 5-year return than SCHB (18.55% vs 18.56%).

VTSAX has a higher expense ratio than SCHB (0.04% vs 0.03%).

VTSAX SCHB
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $335.43B $23.20B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A Dow Jones U.S. Broad Stock Market Index
Dividend Yield 1.19% 1.39%

SCHB profile: The Fund seeks diversified exposure across large- and small-cap U.S. stocks. It seeks investment results that track performance, before fees and expenses, of the approximately 2,500-stock Dow Jones U.S. Broad Stock Market Index.

For further information, check out VTSAX vs SCHB comparison details.

13. Compare and contrast: VTSAX vs SPY.

VTSAX is a mutual fund, whereas SPY is an ETF.

VTSAX has a lower 5-year return than SPY (18.55% vs 18.66%).

VTSAX has a lower expense ratio than SPY (0.04% vs 0.09%).

VTSAX SPY
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $335.43B $417.28B
Expense Ratio 0.04% 0.09%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
Dividend Yield 1.19% 1.3%

SPY profile: The Trust seeks investment results that, before expenses, generally correspond to the price and yield performance of the component common stocks of the S&P 500 Index.

For further information, check out VTSAX vs SPY comparison details.

14. Compare and contrast: VTSAX vs VONG.

VTSAX is a mutual fund, whereas VONG is an ETF.

VTSAX has a lower 5-year return than VONG (18.55% vs 25.76%).

VTSAX has a lower expense ratio than VONG (0.04% vs 0.08%).

VTSAX VONG
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap Growth
Net Assets $335.43B $7.92B
Expense Ratio 0.04% 0.08%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A Russell 1000 Growth Index
Dividend Yield 1.19% N/A

VONG profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-capitalization growth stocks in the United States. The Fund attempts to replicate the Russell 1000 Growth Index by investing substantially all its assets in the stocks that make up the Index.

For further information, check out VTSAX vs VONG comparison details.

15. Compare and contrast: VTSAX vs VOOG.

VTSAX is a mutual fund, whereas VOOG is an ETF.

VTSAX has a lower 5-year return than VOOG (18.55% vs 24.29%).

VTSAX has a lower expense ratio than VOOG (0.04% vs 0.1%).

VTSAX VOOG
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap Growth
Net Assets $335.43B $7.22B
Expense Ratio 0.04% 0.1%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500 Growth Index
Dividend Yield 1.19% 0.66%

VOOG profile: The Fund seeks to track the performance of benchmark index that measures the investment return of large-capitalization growth stocks in the United States. The Fund employs a "passive management" or indexing investment approach designed to track the performance of the S&P 500 Growth Index.

For further information, check out VTSAX vs VOOG comparison details.

In the VTSAX review, we covered VTSAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.