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26 important things you should know about Vanguard VTSAX mutual fund

Updated: January 29, 2021
100
Bull Case
  • High net assets
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 10-year return above the benchmark
  • 15-year return above the benchmark
  • Low expense ratio
  • No sales load or distribution fees
Bear Case
  • No Bear case arguments for now!

Before we start: if you’re looking for VTSAX “stock” price, you can quickly find it out by visiting Finny and typing "VTSAX quote". If you’re looking for a quick scoop on VTSAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTSAX". You’ll get all this info in one place.

Are you looking to buy or sell VTSAX? Or perhaps you’re looking for VTSAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTSAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTSAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTSAX buy or sell; the pros and cons of investing in VTSAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTSAX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).
  2. What are VTSAX holdings?
  3. What is VTSAX performance? What are VTSAX historical returns?
  4. How many up and down years did VTSAX have historically?
  5. What is VTSAX dividend yield?
  6. What is VTSAX minimum initial investment amount?
  7. What is VTSAX expense ratio?
  8. Does VTSAX have any sales loads or 12b-1 distribution expenses?
  9. What is VTSAX tax efficiency (tax-cost ratio)?
  10. What is VTSAX beta? How would you assess VTSAX risk?
  11. What is VTSAX Sharpe ratio?
  12. What is VTSAX Finny Score? VTSAX buy or sell?
  13. What are the pros of investing in VTSAX? What are VTSAX buy reasons?
  14. What are the cons of investing in VTSAX? What are VTSAX sell reasons?
  15. Compare and contrast: VTSAX vs VTI.
  16. Compare and contrast: VTSAX vs VFIAX.
  17. Compare and contrast: VTSAX vs VOO.
  18. Compare and contrast: VTSAX vs SPY.
  19. Compare and contrast: VTSAX vs FSKAX.
  20. Compare and contrast: VTSAX vs FZROX.
  21. Compare and contrast: VTSAX vs VTSMX.
  22. Compare and contrast: VTSAX vs SWPPX.
  23. Compare and contrast: VTSAX vs VBIAX.
  24. Compare and contrast: VTSAX vs VFIFX.
  25. Compare and contrast: VTSAX vs VTINX.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).

The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

2. What are VTSAX top holdings?

VTSAX has 3,588 stock holdings and 2 bond holdings.

The top 10 holdings represent 23.05% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 5.36%
Microsoft Corp MSFT 4.78%
Amazon.com Inc AMZN 4.03%
Facebook Inc A FB 1.89%
Alphabet Inc A GOOGL 1.32%
Alphabet Inc Class C GOOG 1.25%
Berkshire Hathaway Inc Class B BRK.B 1.19%
Johnson & Johnson JNJ 1.18%
Procter & Gamble Co PG 1.04%
Visa Inc Class A V 1.01%

3. What is VTSAX performance? What are VTSAX historical returns?

VTSAX has generated the following returns:

  • 1-month return is 4.40%;
  • 3-month return is 14.33%;
  • 1-year return is 14.33%;
  • 3-year return is 13.57%;
  • 5-year return is 18.37%;
  • 10-year return is 13.90%;
  • 15-year return is 10.19%.

4. How many up and down years did VTSAX have historically?

In the last 10 years, VTSAX had 8 up years and 1 down year.

VTSAX up and down years

5. What is VTSAX dividend yield?

VTSAX yield is 1.41%.

6. What is VTSAX minimum initial investment amount?

VTSAX minimum initial investment amount is $10.00K.

7. What is VTSAX expense ratio?

VTSAX expense ratio is 0.04%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

VTSAX expenses

8. Does VTSAX have any sales loads or 12b-1 distribution expenses?

VTSAX 12b-1 distribution fee is 0. VTSAX front-end sales load is 0. VTSAX back-end sales load is 0.

9. What is VTSAX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 0.43%;
  • 3-year ax cost ratio is 0.49%.
VTSAX tax costs

10. What is VTSAX beta? How would you assess VTSAX risk?

  • 3-year beta is 1.04;
  • 5-year beta is 1.05;
  • 10-year beta is 1.04;
  • 15-year beta is 1.03.
VTSAX Beta

11. What is VTSAX Sharpe ratio?

  • 3-year Sharpe ratio is 0.52;
  • 5-year Sharpe ratio is 0.72;
  • 10-year Sharpe ratio is 0.90;
  • 15-year Sharpe ratio is 0.60.
VTSAX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 7 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

13. What are the pros of investing in VTSAX? What are VTSAX buy reasons?

The following are VTSAX strengths from our perspective:

  • VTSAX net assets are $273.62 billion. This fund is a popular choice with retail and institutional investors.
  • VTSAX 3-year return is 13.57%, which is in line with the 3-year return of the benchmark index (CRSP US Total Market TR USD), 13.58%.
  • VTSAX 5-year return is 18.37%, which is in line with the 5-year return of the benchmark index (CRSP US Total Market TR USD), 18.39%.
  • VTSAX 10-year return is 13.9%, which is in line with the 10-year return of the benchmark index (CRSP US Total Market TR USD), 14.13%.
  • VTSAX 15-year return is 10.19%, which is in line with the 15-year return of the benchmark index (CRSP US Total Market TR USD), 10.39%.
  • VTSAX expense ratio is 0.04%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in VTSAX? What are VTSAX negatives?

There are no visible red flags.

Alternatives

15. Compare and contrast: VTSAX vs VTI.

VTSAX is a mutual fund, whereas VTI is an ETF. VTSAX has a higher 5-year return than VTI (18.37% vs 17.92%). VTSAX has a higher expense ratio than VTI (0.04% vs 0.03%). Below is the comparison between VTSAX and VTI.

VTSAX VTI
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $273.62B $202.07B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A CRSP US Total Market Index
YTD Return 3.48% 3.21%
1-Year Return 14.33% 21.29%
3-Year Return 13.57% 13.54%
5-Year Return 18.37% 17.92%
10-Year Return 13.9% 13.94%
Dividend Yield 1.41% 1.42%

VTI profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VTSAX vs VTI comparison details.

16. Compare and contrast: VTSAX vs VFIAX.

Both VTSAX and VFIAX are mutual funds. VTSAX has a higher 5-year return than VFIAX (18.37% vs 17.77%). VTSAX and VFIAX have the same expense ratio (0.04%). Below is the comparison between VTSAX and VFIAX.

VTSAX VFIAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $273.62B $359.55B
Expense Ratio 0.04% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
YTD Return 3.48% 2.73%
1-Year Return 14.33% 11.7%
3-Year Return 13.57% 12.85%
5-Year Return 18.37% 17.77%
10-Year Return 13.9% 13.84%
Dividend Yield 1.41% 1.53%

VFIAX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSAX vs VFIAX comparison details.

17. Compare and contrast: VTSAX vs VOO.

VTSAX is a mutual fund, whereas VOO is an ETF. VTSAX has a higher 5-year return than VOO (18.37% vs 17.3%). VTSAX has a higher expense ratio than VOO (0.04% vs 0.03%). Below is the comparison between VTSAX and VOO.

VTSAX VOO
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $273.62B $177.99B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
YTD Return 3.48% 2.39%
1-Year Return 14.33% 17.65%
3-Year Return 13.57% 12.79%
5-Year Return 18.37% 17.3%
10-Year Return 13.9% 13.86%
Dividend Yield 1.41% 1.54%

VOO profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSAX vs VOO comparison details.

18. Compare and contrast: VTSAX vs SPY.

VTSAX is a mutual fund, whereas SPY is an ETF. VTSAX has a higher 5-year return than SPY (18.37% vs 17.23%). VTSAX has a lower expense ratio than SPY (0.04% vs 0.09%). Below is the comparison between VTSAX and SPY.

VTSAX SPY
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $273.62B $329.02B
Expense Ratio 0.04% 0.09%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
YTD Return 3.48% 2.41%
1-Year Return 14.33% 17.75%
3-Year Return 13.57% 12.75%
5-Year Return 18.37% 17.23%
10-Year Return 13.9% 13.8%
Dividend Yield 1.41% 1.52%

SPY profile: The Trust seeks investment results that, before expenses, generally correspond to the price and yield performance of the component common stocks of the S&P 500 Index.

For further information, check out VTSAX vs SPY comparison details.

19. Compare and contrast: VTSAX vs FSKAX.

Both VTSAX and FSKAX are mutual funds. VTSAX has a higher 5-year return than FSKAX (18.37% vs 18.34%). VTSAX has a higher expense ratio than FSKAX (0.04% vs 0.02%). Below is the comparison between VTSAX and FSKAX.

VTSAX FSKAX
Segment U.S. Equity: Large Blend
Net Assets $273.62B $57.71B
Expense Ratio 0.04% 0.02%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
YTD Return 3.48% 3.5%
1-Year Return 14.33% 14.4%
3-Year Return 13.57% 13.5%
5-Year Return 18.37% 18.34%
10-Year Return 13.9% 13.84%
Dividend Yield 1.41% 1.45%

FSKAX profile: The Fund seeks to provide investment results corresponding to the total return of a broad range of United States stocks. The Fund invests at least 80% of its assets in common stocks included in the Dow Jones US Total Stock Market Index, which represents the performance of a broad range of U.S. stocks.

For further information, check out VTSAX vs FSKAX comparison details.

20. Compare and contrast: VTSAX vs FZROX.

Both VTSAX and FZROX are mutual funds. Below is the comparison between VTSAX and FZROX.

VTSAX FZROX
Segment U.S. Equity: Large Blend
Net Assets $273.62B $7.50B
Expense Ratio 0.04% 0%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
YTD Return 3.48% 3.34%
1-Year Return 14.33% 14.15%
3-Year Return 13.57% N/A
5-Year Return 18.37% N/A
10-Year Return 13.9% N/A
Dividend Yield 1.41% 1.27%

FZROX profile: The Fund seeks to provide investment results that correspond to the total return of a broad range of US stocks. It invests its assets in common stocks included in the Fidelity US Total Investable Market Index,a float-adjusted market capitalization-weighted index designed to reflect the performance of the US equity market.

For further information, check out VTSAX vs FZROX comparison details.

21. Compare and contrast: VTSAX vs VTSMX.

Both VTSAX and VTSMX are mutual funds. VTSAX has a higher 5-year return than VTSMX (18.37% vs 18.25%). VTSAX has a lower expense ratio than VTSMX (0.04% vs 0.14%). Below is the comparison between VTSAX and VTSMX.

VTSAX VTSMX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $273.62B $153.84B
Expense Ratio 0.04% 0.14%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
YTD Return 3.48% 3.48%
1-Year Return 14.33% 14.31%
3-Year Return 13.57% 13.45%
5-Year Return 18.37% 18.25%
10-Year Return 13.9% 13.78%
Dividend Yield 1.41% 1.33%

VTSMX profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VTSAX vs VTSMX comparison details.

22. Compare and contrast: VTSAX vs SWPPX.

Both VTSAX and SWPPX are mutual funds. VTSAX has a higher 5-year return than SWPPX (18.37% vs 17.75%). VTSAX has a higher expense ratio than SWPPX (0.04% vs 0.02%). Below is the comparison between VTSAX and SWPPX.

VTSAX SWPPX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $273.62B $51.31B
Expense Ratio 0.04% 0.02%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
YTD Return 3.48% 2.72%
1-Year Return 14.33% 11.68%
3-Year Return 13.57% 12.87%
5-Year Return 18.37% 17.75%
10-Year Return 13.9% 13.81%
Dividend Yield 1.41% 1.81%

SWPPX profile: The Fund seeks to track the total return of the S&P 500 Index. The Fund will invest at least 80% of its net assets in these stocks; typically, the actual percentage is considerably higher. The Fund generally will seek to replicate the performance of the index by giving the same weight to a given stock as the index does.

For further information, check out VTSAX vs SWPPX comparison details.

23. Compare and contrast: VTSAX vs VBIAX.

Both VTSAX and VBIAX are mutual funds. VTSAX has a higher 5-year return than VBIAX (18.37% vs 12.81%). VTSAX has a lower expense ratio than VBIAX (0.04% vs 0.07%). Below is the comparison between VTSAX and VBIAX.

VTSAX VBIAX
Segment U.S. Equity: Large Blend U.S. Balanced: Allocation--50% to 70% Equity
Net Assets $273.62B $39.90B
Expense Ratio 0.04% 0.07%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
YTD Return 3.48% 1.87%
1-Year Return 14.33% 8.71%
3-Year Return 13.57% 10.74%
5-Year Return 18.37% 12.81%
10-Year Return 13.9% 10.02%
Dividend Yield 1.41% 1.65%

VBIAX profile: The Fund seeks to track, with respect to 60% of its assets, investment performance of the CRSP US Total Market Index, and with respect to 40% of its assets, investment performance of the Barclays U.S. Aggregate Float Adjusted Index.

For further information, check out VTSAX vs VBIAX comparison details.

24. Compare and contrast: VTSAX vs VFIFX.

Both VTSAX and VFIFX are mutual funds. VTSAX has a higher 5-year return than VFIFX (18.37% vs 14.7%). Below is the comparison between VTSAX and VFIFX.

VTSAX VFIFX
Segment U.S. Equity: Large Blend U.S. Balanced: Target-Date 2050
Net Assets $273.62B $25.82B
Expense Ratio 0.04% N/A
Management Style passive (index-based) active
Underlying Index N/A N/A
YTD Return 3.48% 3.3%
1-Year Return 14.33% 14.34%
3-Year Return 13.57% 9.45%
5-Year Return 18.37% 14.7%
10-Year Return 13.9% 10.25%
Dividend Yield 1.41% 1.63%

VFIFX profile: The Fund seeks capital appreciation and current income consistent with its current asset allocation. The Fund is a fund-of-funds with the asset allocation becoming more conservative over time. The allocation strategy designed is for investors planning to retire in or within a few years of 2050.

For further information, check out VTSAX vs VFIFX comparison details.

25. Compare and contrast: VTSAX vs VTINX.

Both VTSAX and VTINX are mutual funds. VTSAX has a higher 5-year return than VTINX (18.37% vs 7.52%). Below is the comparison between VTSAX and VTINX.

VTSAX VTINX
Segment U.S. Equity: Large Blend U.S. Balanced: Target-Date Retirement
Net Assets $273.62B $18.31B
Expense Ratio 0.04% N/A
Management Style passive (index-based) active
Underlying Index N/A N/A
YTD Return 3.48% 1%
1-Year Return 14.33% 5.26%
3-Year Return 13.57% 6.67%
5-Year Return 18.37% 7.52%
10-Year Return 13.9% 5.92%
Dividend Yield 1.41% 1.65%

VTINX profile: The Fund seeks to provide current income and some capital appreciation The Fund is a fund-of-funds with an asset allocation strategy designed is for investors currently in retirement.

For further information, check out VTSAX vs VTINX comparison details.

In the VTSAX review, we covered VTSAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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