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21 important things you should know about Vanguard VTSAX mutual fund

Updated: July 12, 2021
100
Bull Case
  • High net assets
  • 3-year return above the benchmark
  • 5-year return above the benchmark
  • 15-year return above the benchmark
  • Low expense ratio
  • No sales load or distribution fees
Bear Case
  • No Bear case arguments for now!

Before we start: if you’re looking for VTSAX “stock” price, you can quickly find it out by visiting Finny and typing "VTSAX quote". If you’re looking for a quick scoop on VTSAX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTSAX". You’ll get all this info in one place.

Are you looking to buy or sell VTSAX? Or perhaps you’re looking for VTSAX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTSAX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTSAX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTSAX buy or sell; the pros and cons of investing in VTSAX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTSAX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).
  2. What are VTSAX holdings?
  3. What is VTSAX performance? What are VTSAX historical returns?
  4. How many up and down years did VTSAX have historically?
  5. What is VTSAX dividend yield?
  6. What is VTSAX minimum initial investment amount?
  7. What is VTSAX expense ratio?
  8. Does VTSAX have any sales loads or 12b-1 distribution expenses?
  9. What is VTSAX tax efficiency (tax-cost ratio)?
  10. What is VTSAX beta? How would you assess VTSAX risk?
  11. What is VTSAX Sharpe ratio?
  12. What is VTSAX Finny Score? VTSAX buy or sell?
  13. What are the pros of investing in VTSAX? What are VTSAX buy reasons?
  14. What are the cons of investing in VTSAX? What are VTSAX sell reasons?
  15. Compare and contrast: VTSAX vs VFIAX.
  16. Compare and contrast: VTSAX vs SPY.
  17. Compare and contrast: VTSAX vs ESGV.
  18. Compare and contrast: VTSAX vs ITOT.
  19. Compare and contrast: VTSAX vs SCHB.
  20. Compare and contrast: VTSAX vs VONG.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Admiral Class Shares (VTSAX).

The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

2. What are VTSAX top holdings?

VTSAX has 3,588 stock holdings and 1 bond holdings.

The top 10 holdings represent 23.05% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 5.36%
Microsoft Corp MSFT 4.78%
Amazon.com Inc AMZN 4.03%
Facebook Inc A FB 1.89%
Alphabet Inc A GOOGL 1.32%
Alphabet Inc Class C GOOG 1.25%
Berkshire Hathaway Inc Class B BRK.B 1.19%
Johnson & Johnson JNJ 1.18%
Procter & Gamble Co PG 1.04%
Visa Inc Class A V 1.01%

3. What is VTSAX performance? What are VTSAX historical returns?

VTSAX has generated the following returns:

  • 1-month return is 3.43%;
  • 3-month return is 8.04%;
  • 1-year return is 8.04%;
  • 3-year return is 19.03%;
  • 5-year return is 18.09%;
  • 10-year return is 14.65%;
  • 15-year return is 10.97%.

4. How many up and down years did VTSAX have historically?

In the last 10 years, VTSAX had 9 up years and 1 down year.

VTSAX up and down years

5. What is VTSAX dividend yield?

VTSAX yield is 1.25%.

6. What is VTSAX minimum initial investment amount?

VTSAX minimum initial investment amount is $10.00K.

7. What is VTSAX expense ratio?

VTSAX expense ratio is 0.04%. The expense ratio of a fund is the total percentage of fund assets used for administrative, management, and all other expenses.

VTSAX expenses

8. Does VTSAX have any sales loads or 12b-1 distribution expenses?

VTSAX 12b-1 distribution fee is 0. VTSAX front-end sales load is 0. VTSAX back-end sales load is 0.

9. What is VTSAX tax efficiency (tax-cost ratio)?

  • 1-year ax cost ratio is 0.35%;
  • 3-year ax cost ratio is 0.43%.
VTSAX tax costs

10. What is VTSAX beta? How would you assess VTSAX risk?

VTSAX Beta

11. What is VTSAX Sharpe ratio?

  • 3-year Sharpe ratio is 0.92;
  • 5-year Sharpe ratio is 1.06;
  • 10-year Sharpe ratio is 1.00;
  • 15-year Sharpe ratio is 0.67.
VTSAX Sharpe ratio

Analysis

12. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 6 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

13. What are the pros of investing in VTSAX? What are VTSAX buy reasons?

The following are VTSAX strengths from our perspective:

  • VTSAX net assets are $315.63 billion. This fund is a popular choice with retail and institutional investors.
  • VTSAX 3-year return is 19.03%, which is in line with the 3-year return of the benchmark index (CRSP US Total Market TR USD), 19.05%.
  • VTSAX 5-year return is 18.09%, which is in line with the 5-year return of the benchmark index (CRSP US Total Market TR USD), 18.1%.
  • VTSAX 15-year return is 10.97%, which is in line with the 15-year return of the benchmark index (CRSP US Total Market TR USD), 10.99%.
  • VTSAX expense ratio is 0.04%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

14. What are the cons of investing in VTSAX? What are VTSAX negatives?

There are no visible red flags.

Alternatives

15. Compare and contrast: VTSAX vs VFIAX.

Both VTSAX and VFIAX are mutual funds. VTSAX has a higher 5-year return than VFIAX (18.09% vs 17.86%). VTSAX and VFIAX have the same expense ratio (0.04%). Below is the comparison between VTSAX and VFIAX.

VTSAX VFIAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $315.63B $410.09B
Expense Ratio 0.04% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
YTD Return 16.46% 16.73%
1-Year Return 8.04% 8.66%
3-Year Return 19.03% 19.03%
5-Year Return 18.09% 17.86%
10-Year Return 14.65% 14.79%
Dividend Yield 1.25% 1.33%

VFIAX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSAX vs VFIAX comparison details.

16. Compare and contrast: VTSAX vs SPY.

VTSAX is a mutual fund, whereas SPY is an ETF. VTSAX has a higher 5-year return than SPY (18.09% vs 17.56%). VTSAX has a lower expense ratio than SPY (0.04% vs 0.09%). Below is the comparison between VTSAX and SPY.

VTSAX SPY
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $315.63B $374.03B
Expense Ratio 0.04% 0.09%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
YTD Return 16.46% 17.26%
1-Year Return 8.04% 40.61%
3-Year Return 19.03% 18.24%
5-Year Return 18.09% 17.56%
10-Year Return 14.65% 14.7%
Dividend Yield 1.25% 1.33%

SPY profile: The Trust seeks investment results that, before expenses, generally correspond to the price and yield performance of the component common stocks of the S&P 500 Index.

For further information, check out VTSAX vs SPY comparison details.

17. Compare and contrast: VTSAX vs ESGV.

Both VTSAX and ESGV are mutual funds. VTSAX has a lower expense ratio than ESGV (0.04% vs 0.12%). Below is the comparison between VTSAX and ESGV.

VTSAX ESGV
Segment U.S. Equity: Large Blend
Net Assets $315.63B $4.80B
Expense Ratio 0.04% 0.12%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
YTD Return 16.46% 15.84%
1-Year Return 8.04% 8.56%
3-Year Return 19.03% N/A
5-Year Return 18.09% N/A
10-Year Return 14.65% N/A
Dividend Yield 1.25% 0.94%

ESGV profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-, mid-, and small-capitalization stocks of US companies and screened for certain environmental, social and corporate governance criteria. The Fund invests all, or substantially all. of its assets in the Index.

For further information, check out VTSAX vs ESGV comparison details.

18. Compare and contrast: VTSAX vs ITOT.

VTSAX is a mutual fund, whereas ITOT is an ETF. VTSAX has a higher 5-year return than ITOT (18.09% vs 17.78%). VTSAX has a higher expense ratio than ITOT (0.04% vs 0.03%). Below is the comparison between VTSAX and ITOT.

VTSAX ITOT
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $315.63B $40.09B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P Total Market Index
YTD Return 16.46% 16.82%
1-Year Return 8.04% 43.74%
3-Year Return 19.03% 18.13%
5-Year Return 18.09% 17.78%
10-Year Return 14.65% 14.69%
Dividend Yield 1.25% 1.29%

ITOT profile: The Fund seeks investment results that correspond to the price and yield performance, before fees and expenses, of its Underlying Index. The Fund Advisor uses a "passive" approach to try to achieve this. The Fund will invest at least 90% of its total assets in the securities of its Underlying Index.

For further information, check out VTSAX vs ITOT comparison details.

19. Compare and contrast: VTSAX vs SCHB.

VTSAX is a mutual fund, whereas SCHB is an ETF. VTSAX has a higher 5-year return than SCHB (18.09% vs 17.79%). VTSAX has a higher expense ratio than SCHB (0.04% vs 0.03%). Below is the comparison between VTSAX and SCHB.

VTSAX SCHB
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $315.63B $21.44B
Expense Ratio 0.04% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A Dow Jones U.S. Broad Stock Market Index
YTD Return 16.46% 16.86%
1-Year Return 8.04% 43.79%
3-Year Return 19.03% 18.22%
5-Year Return 18.09% 17.79%
10-Year Return 14.65% 14.6%
Dividend Yield 1.25% 1.4%

SCHB profile: The Fund seeks diversified exposure across large- and small-cap U.S. stocks. It seeks investment results that track performance, before fees and expenses, of the approximately 2,500-stock Dow Jones U.S. Broad Stock Market Index.

For further information, check out VTSAX vs SCHB comparison details.

20. Compare and contrast: VTSAX vs VONG.

VTSAX is a mutual fund, whereas VONG is an ETF. VTSAX has a lower 5-year return than VONG (18.09% vs 23.58%). VTSAX has a lower expense ratio than VONG (0.04% vs 0.08%). Below is the comparison between VTSAX and VONG.

VTSAX VONG
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap Growth
Net Assets $315.63B $6.69B
Expense Ratio 0.04% 0.08%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A Russell 1000 Growth Index
YTD Return 16.46% 15.71%
1-Year Return 8.04% 38.72%
3-Year Return 19.03% 24.86%
5-Year Return 18.09% 23.58%
10-Year Return 14.65% 17.72%
Dividend Yield 1.25% 0.69%

VONG profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of large-capitalization growth stocks in the United States. The Fund attempts to replicate the Russell 1000 Growth Index by investing substantially all its assets in the stocks that make up the Index.

For further information, check out VTSAX vs VONG comparison details.

In the VTSAX review, we covered VTSAX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.
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