16 important things you should know about VTSMX mutual fund
Updated: November 26, 2021
Bull case
High net assets
3-year return above the benchmark
5-year return above the benchmark
10-year return above the benchmark
15-year return above the benchmark
Low expense ratio
No sales load or distribution fees
Bear case

No bear case arguments.

Before we start: if you’re looking for VTSMX “stock” price, you can quickly find it out by visiting Finny and typing "VTSMX quote". If you’re looking for a quick scoop on VTSMX "stock" (price chart, key stats, buy or sell analysis and holdings), go to Finny and look for "VTSMX". You’ll get all this info in one place.

Are you looking to buy or sell VTSMX? Or perhaps you’re looking for VTSMX fact sheet, and learn about its alternatives? If so, you came to the right place.

In this VTSMX mutual fund review, we’ll address key questions our readers have been asking us about this fund, above and beyond what you can find in its prospectus, and on Morningstar or Yahoo Finance.

Here is what you’ll be able to find in this review:

  • Fact Sheet: VTSMX performance, returns, expense ratio, holdings and dividend yield;
  • Analysis: VTSMX buy or sell; the pros and cons of investing in VTSMX mutual fund;
  • Alternatives: other ETFs and mutual funds you should consider as alternatives to VTSMX.

And here is the list of questions we’ll answer:

  1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Investor Class Shares (VTSMX).
  2. What are VTSMX holdings?
  3. What is VTSMX performance? What are VTSMX historical returns?
  4. What is VTSMX dividend yield?
  5. What is VTSMX minimum initial investment amount?
  6. Does VTSMX have any sales loads or 12b-1 distribution expenses?
  7. What is VTSMX Finny Score? VTSMX buy or sell?
  8. What are the pros of investing in VTSMX? What are VTSMX buy reasons?
  9. What are the cons of investing in VTSMX? What are VTSMX sell reasons?
  10. Compare and contrast: VTSMX vs VOO.
  11. Compare and contrast: VTSMX vs VTI.
  12. Compare and contrast: VTSMX vs FSKAX.
  13. Compare and contrast: VTSMX vs FZROX.
  14. Compare and contrast: VTSMX vs SWTSX.
  15. Compare and contrast: VTSMX vs VFIAX.
  16. Compare and contrast: VTSMX vs VFINX.

So let’s start. Scroll down to the question that interests you the most.

Fact Sheet

1. Describe Vanguard Index Funds: Vanguard Total Stock Market Index Fund; Investor Class Shares (VTSMX).

The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

2. What are VTSMX top holdings?

VTSMX has 3,588 stock holdings and 1 bond holdings.

The top 10 holdings represent 23.05% of total assets. Here are the top holdings:

Name Symbol % Assets
Apple Inc AAPL 5.36%
Microsoft Corp MSFT 4.78%
Amazon.com Inc AMZN 4.03%
Facebook Inc A FB 1.89%
Alphabet Inc A GOOGL 1.32%
Alphabet Inc Class C GOOG 1.25%
Berkshire Hathaway Inc Class B BRK.B 1.19%
Johnson & Johnson JNJ 1.18%
Procter & Gamble Co PG 1.04%
Visa Inc Class A V 1.01%

3. What is VTSMX performance? What are VTSMX historical returns?

VTSMX has generated the following returns:

  • 1-month return is 3.56%;
  • 3-month return is 7.13%;
  • 1-year return is 7.13%;
  • 3-year return is 22.59%;
  • 5-year return is 18.42%;
  • 10-year return is 16.52%;
  • 15-year return is 10.65%.

4. What is VTSMX dividend yield?

VTSMX yield is 1.1%.

5. What is VTSMX minimum initial investment amount?

VTSMX minimum initial investment amount is $3.00K.

6. Does VTSMX have any sales loads or 12b-1 distribution expenses?

VTSMX 12b-1 distribution fee is 0. VTSMX front-end sales load is 0. VTSMX back-end sales load is 0.

Analysis

7. What is Finny Score? buy or sell?

Finny Score is 100. Our quantitative analysis shows 7 reasons to buy and 0 reasons to sell it, resulting in the Finny Score of 100.

8. What are the pros of investing in VTSMX? What are VTSMX buy reasons?

The following are VTSMX strengths from our perspective:

  • VTSMX net assets are $135.45 billion. This fund is a popular choice with retail and institutional investors.
  • VTSMX 3-year return is 22.59%, which is in line with the 3-year return of the benchmark index (CRSP US Total Market TR USD), 22.73%.
  • VTSMX 5-year return is 18.42%, which is in line with the 5-year return of the benchmark index (CRSP US Total Market TR USD), 18.56%.
  • VTSMX 10-year return is 16.52%, which is in line with the 10-year return of the benchmark index (CRSP US Total Market TR USD), 16.65%.
  • VTSMX 15-year return is 10.65%, which is in line with the 15-year return of the benchmark index (CRSP US Total Market TR USD), 10.95%.
  • VTSMX expense ratio is 0.14%, which is considered low. Nice job picking a low-cost fund.
  • Good news: this fund does not have 12b1, front-end or back-end sales fees.

9. What are the cons of investing in VTSMX? What are VTSMX negatives?

There are no visible red flags.

Alternatives

10. Compare and contrast: VTSMX vs VOO.

VTSMX is a mutual fund, whereas VOO is an ETF.

VTSMX has a lower 5-year return than VOO (18.42% vs 18.75%).

VTSMX has a higher expense ratio than VOO (0.14% vs 0.03%).

VTSMX VOO
Segment U.S. Equity: Large Blend Equity: U.S. - Large Cap
Net Assets $135.45B $268.41B
Expense Ratio 0.14% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A S&P 500
Dividend Yield 1.1% 1.34%

VOO profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSMX vs VOO comparison details.

11. Compare and contrast: VTSMX vs VTI.

VTSMX is a mutual fund, whereas VTI is an ETF.

VTSMX has a lower 5-year return than VTI (18.42% vs 18.62%).

VTSMX has a higher expense ratio than VTI (0.14% vs 0.03%).

VTSMX VTI
Segment U.S. Equity: Large Blend Equity: U.S. - Total Market
Net Assets $135.45B $283.29B
Expense Ratio 0.14% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A CRSP US Total Market Index
Dividend Yield 1.1% N/A

VTI profile: The Fund seeks to track the performance of a benchmark index that measures the investment return of the overall stock market. The Fund employs an indexing investment approach to track the performance of the CRSP US Total Market Index. The Fund invests by holding a collection of securities that approximates the Index.

For further information, check out VTSMX vs VTI comparison details.

12. Compare and contrast: VTSMX vs FSKAX.

Both VTSMX and FSKAX are mutual funds.

VTSMX has a lower 5-year return than FSKAX (18.42% vs 18.49%).

VTSMX has a higher expense ratio than FSKAX (0.14% vs 0.02%).

VTSMX FSKAX
Segment U.S. Equity: Large Blend
Net Assets $135.45B $74.89B
Expense Ratio 0.14% 0.02%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
Dividend Yield 1.1% 1.11%

FSKAX profile: The Fund seeks to provide investment results corresponding to the total return of a broad range of United States stocks. The Fund invests at least 80% of its assets in common stocks included in the Dow Jones US Total Stock Market Index, which represents the performance of a broad range of U.S. stocks.

For further information, check out VTSMX vs FSKAX comparison details.

13. Compare and contrast: VTSMX vs FZROX.

Both VTSMX and FZROX are mutual funds.

VTSMX has a higher 5-year return than FZROX (18.42% vs %).

VTSMX has a higher expense ratio than FZROX (0.14% vs 0%).

VTSMX FZROX
Segment U.S. Equity: Large Blend
Net Assets $135.45B $12.29B
Expense Ratio 0.14% 0%
Management Style passive (index-based) N/A
Underlying Index N/A N/A
Dividend Yield 1.1% 1.03%

FZROX profile: The Fund seeks to provide investment results that correspond to the total return of a broad range of US stocks. It invests its assets in common stocks included in the Fidelity US Total Investable Market Index,a float-adjusted market capitalization-weighted index designed to reflect the performance of the US equity market.

For further information, check out VTSMX vs FZROX comparison details.

14. Compare and contrast: VTSMX vs SWTSX.

Both VTSMX and SWTSX are mutual funds.

VTSMX has a lower 5-year return than SWTSX (18.42% vs 18.44%).

VTSMX has a higher expense ratio than SWTSX (0.14% vs 0.03%).

VTSMX SWTSX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $135.45B $18.23B
Expense Ratio 0.14% 0.03%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.1% 1.32%

SWTSX profile: The Fund seeks to track the total return of the entire U.S. stock market as measured by the Wilshire 5000 Equity Index.

For further information, check out VTSMX vs SWTSX comparison details.

15. Compare and contrast: VTSMX vs VFIAX.

Both VTSMX and VFIAX are mutual funds.

VTSMX has a lower 5-year return than VFIAX (18.42% vs 18.72%).

VTSMX has a higher expense ratio than VFIAX (0.14% vs 0.04%).

VTSMX VFIAX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $135.45B $438.65B
Expense Ratio 0.14% 0.04%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.1% 1.24%

VFIAX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSMX vs VFIAX comparison details.

16. Compare and contrast: VTSMX vs VFINX.

Both VTSMX and VFINX are mutual funds.

VTSMX has a lower 5-year return than VFINX (18.42% vs 18.6%).

VTSMX and VFINX have the same expense ratio (0.14%). Below is the comparison between VTSMX and VFINX.

VTSMX VFINX
Segment U.S. Equity: Large Blend U.S. Equity: Large Blend
Net Assets $135.45B $4.71B
Expense Ratio 0.14% 0.14%
Management Style passive (index-based) passive (index-based)
Underlying Index N/A N/A
Dividend Yield 1.1% 1.15%

VFINX profile: The Fund seeks to track the performance of its benchmark index, the S&P 500. The Fund employs an indexing investment approach. The Fund attempts to replicate the target index by investing all of its assets in the stocks that make up the Index with the same approximate weightings as the Index.

For further information, check out VTSMX vs VFINX comparison details.

In the VTSMX review, we covered VTSMX key stats (return, performance, yield, expense ratio, and holdings), buy and sell analysis, and alternative investments. If this review was helpful to you, feel free to check out other mutual fund and ETF reviews.