Effective: September 5, 2022
Finny® provides this Privacy Policy to inform users of our policies and procedures regarding the collection, use and disclosure of personally identifiable information received from users of this website, located at www.AskFinny.com ('Site' ), or collected through our social networking service, including via [SMS, WAP and Instant Messaging] (together with the Site, the 'Service' ). This Privacy Policy may be updated from time to time for any reason; each version will apply to information collected while it was in place. We will notify you of any material changes to our Privacy Policy by posting the new Privacy Policy on our Site. You are advised to consult this Privacy Policy regularly for any changes.
By using our Site you are consenting to our processing of your information as set forth in this Privacy Policy now and as amended by us. 'Processing' means using cookies on a computer or using information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information, all of which activities will take place in the United States.
If you reside outside the U.S., your personally identifiable information will be transferred to the U.S., and processed and stored there under U.S. privacy standards. By using the Service and providing information to us, you consent to such transfer to, and processing in, the U.S. If you have any questions or comments about this Privacy Policy or our use of your personally identifiable information, please contact us at [email protected].
Information Collection and Use
Our primary goals in collecting personally identifiable information are to provide you with the product and services made available through the Service, to communicate with you, and to manage your registered user account, if you have one.
Information. Your full user name and your image (if you upload one) are displayed to people in the Finny® network to enable you to connect with people on Finny®. If you activate the mobile device options, when available, per the Terms and Conditions, we will collect your cellular phone number. If you contact us by email through the Site, we may keep a record of your contact information and correspondence, and may use your email address, and any information that you provide to us in your message, to respond to you.
Use of Contact Information. In addition, we may use your contact information to market to you, and provide you with information about, our products and services, including but not limited to our Service. If you decide at any time that you no longer wish to receive such information or communications from us, please follow the unsubscribe instructions provided in any of the communications.
Log Data. When you visit the Site, our servers automatically record information that your browser sends whenever you visit a website ('Log Data'). This Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the web pages you visit, the search terms you use, and any advertisements on which you click. For most users accessing the Internet from an Internet service provider the IP address will be different every time you log on. We use Log Data to monitor the use of the Service, and for the Service's technical administration. We do not associate your IP address with any other personally identifiable information to identify you personally, except in case of violation of the Terms of Use.
Data Storage
Your Finny® account data is stored securely in Amazon Web Services (AWS) data centers. Data is encrypted in-transit and at-rest. Your Finny® account comes with built-in security designed to detect and block threats like spam, phishing and malware. Your activity is stored using strong industry standards and best practices.
Data Retention
We will retain your personal data for as long as your Finny® account is active or as needed to provide you services. We will retain and use your personal data as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
Transactional Data
We may process information related to transactions, including purchases of services through Finny® ("Transactional Data"). The Transactional Data may include your contact details, your card details and the transaction details. The Transactional Data may be processed for the purpose of supplying the purchased services and keeping proper records of those transactions. Payment processing on Finny® is handled by our payment services providers, Stripe and PayPal. We will share transaction data with our payment services providers only to the extent necessary for the purposes of processing your payments, refunding such payments and dealing with complaints and queries relating to such payments and refunds. You can find information about Stripe's privacy policy and practices at this URL, and PayPal's privacy policy and practices at this URL.
Use of Cookies, Google Analytics and Advertising
Like many websites, we also use 'cookie' technology to collect additional website usage data and to improve the Service. A cookie is a small data file that we transfer to your computer's hard disk. We do not use cookies to collect personally identifiable information. Finny® may use both session cookies and persistent cookies to better understand how you interact with the Service, to monitor aggregate usage by our users and web traffic routing on the Site, and to improve the Service. A session cookie enables certain features of the Site and our service and is deleted from your computer when you disconnect from or leave the Site. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site. Persistent cookies can be removed by following your web browser help file directions. Most Internet browsers automatically accept cookies. You can instruct your browser, by editing its options, to stop accepting cookies or to prompt you before accepting a cookie from the websites you visit.
The following describes the reasons why we use cookies:
(a) authentication—we use cookies to identify you when you visit Finny®;
(b) status—we use cookies to help us to determine if you are logged into Finny®;
( c) personalization—we use cookies to store information about your preferences and to personalize the website for you;
(d) security—we use cookies as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect Finny®;
(e) advertising—we use cookies to help us to display advertisements that will be relevant to you; and
(f) analysis—we use cookies to help us to analyze the use and performance of Finny®;
We use Google Analytics to analyze the use of Finny®. Google Analytics gathers information about website use by means of cookies. The information gathered is used to create reports about the use of Finny®. Google's privacy policy is available at: https://www.google.com/policies/privacy/
Most browsers allow you to refuse to accept cookies and to delete cookies. Please note that blocking cookies may have a negative impact on the functions of many websites, including Finny®. Some features of Finny® may cease to be available to you.
What We Do with Your Information
We use your information to provide the services you've requested, create and maintain your account, and keep an eye out for unauthorized activity on your accounts. We also use it to communicate with you about the products you're currently using, your customer support requests, new products you may like, chances for you to give us feedback, and policy updates.
We analyze the information we collect to understand user needs and to improve our services. We're required to have a legal basis for collecting and processing your information. In most cases, we either have your consent or need the information to provide the service you've requested from us. When that's not the case, we must demonstrate that we have another legal basis, such as our legitimate business interests.
You can decline certain kinds of information use either by not providing the information in the first place or by opting out later. You can also disable cookies to prevent your browser from giving us information, but if you do so, certain website features may not work properly. We completely disable non-essential and intrusive third-party cookies from all Finny® products and services. We limit access to your personal information to our employees and contractors who have a legitimate need to use it. If we share your information with other parties, they must have appropriate security measures and a valid reason for using your information, typically to serve you.
The European Economic Area (EEA) provides certain rights to data subjects (including access, rectification, erasure, restriction of processing, data portability, and the right to object and to complain). Finny® undertakes to provide you the same rights no matter where you choose to live. We keep your personal information for as long as it is required for the purposes stated in this Privacy Policy. When we no longer have a legitimate need to process your information, we will delete, anonymize, or isolate your information, whichever is appropriate.
Information Sharing and Disclosure
Service Providers. We engage certain trusted third parties to perform functions and provide services to us, including, without limitation, hosting and maintenance. We will share your personally identifiable information with these third parties, but only to the extent necessary to perform these functions and provide such services, and only pursuant to binding contractual obligations requiring such third parties to maintain the privacy and security of your data.
Compliance with Laws and Law Enforcement. Finny® cooperates with government and law enforcement officials or private parties to enforce and comply with the law. We may disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims, legal process (including subpoenas), to protect the property and rights of Finny® or a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to comply with the law.
Business Transfers. Finny® may sell, transfer or otherwise share some or all of its assets, including your personally identifiable information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy.
Security
Finny® is very concerned about safeguarding the confidentiality of your personally identifiable information. We employ administrative, physical and electronic measures designed to protect your information from unauthorized access.
We will make any legally-required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored personal data to you via email or conspicuous posting on this Site in the most expedient time possible and without unreasonable delay, consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system.
Links to Other Websites
Our Site contains links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third-party websites. These other websites may place their own cookies or other files on your computer, collect data or solicit personally identifiable information from you. Other sites follow different rules regarding the use or disclosure of the personally identifiable information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.
Our Policy Towards Children
The Site is not directed to persons under 18. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without their consent, he or she should contact us at [email protected]. We do not knowingly collect personally identifiable information from children under 18. If we become aware that a child under 18 has provided us with personal identifiable Information, we will delete such information from our files.
Your Data Rights
You have the following rights with respect to information that Finny® holds about you. Finny® undertakes to provide you the same rights no matter where you choose to live.
Right to access. You have the right to access (and obtain a copy of, if required) the categories of personal information that we hold about you, including the information's source, purpose and period of processing, and the persons to whom the information is shared.
Right to rectification. You have the right to update the information we hold about you or to rectify any inaccuracies. Based on the purpose for which we use your information, you can instruct us to add supplemental information about you in our database.
Right to delete. You have the right to request that we delete your personal information in certain circumstances, such as when it is no longer necessary for the purpose for which it was originally collected.
Right to restriction of processing. You may also have the right to request to restrict the use of your information in certain circumstances, such as when you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Right to data portability. You have the right to transfer your information to a third party in a structured, commonly used and machine-readable format, in circumstances where the information is processed with your consent or by automated means.
Right to object. You have the right to object to the use of your information in certain circumstances, such as the use of your personal information for direct marketing.
Right to complain. You have the right to complain to the appropriate supervisory authority if you have any grievance against the way we collect, use or share your information. This right may not be available to you if there is no supervisory authority dealing with data protection in your country.
Data Access and Removal
You can exercise your data rights, including the right to access and delete your data, by writing to us at [email protected]. Finny® undertakes to provide you the same rights no matter where you choose to live.
Contacting Us
If you have any questions about this Privacy Policy, or the practices of Finny®, please contact us at [email protected].