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Finny Gauge

Here are some things to remember from Finny Gauge: 1. The 3 biggest factors in your credit score are your payment history, your outstanding credit relative to your balances (i.e., credit utilization), and the length of your credit history.2. With compounding interest, you earn interest on the growing base!3. Any contributions you make into so called “qualified” retirement accounts are tax deductible. 4. Your child's private school tuition is not tax-deductible. 5. When you take out a loan, the compounding interest works against you! Remember to manage your loans well — always pay your bills on time.6. What's the advantage of a 15-year versus a 30-year mortgage? You'll pay less in interest over the lifetime of a 15-year loan.7. Remember this: investing in a diversified fund of stocks, like a mutual fund or ETF, provides a safer return than going all-in on one single company stock.8. Insurance companies collect your money and put it aside to pay out when there is a claim. If you never file a claim, you won’t get any money back.